Thanks to the new Government Decree, the provision of housing by the state for military personnel was replaced with a one-time cash payment (LCP). The funds allocated to the serviceman can be spent on purchasing their own living space or building a specific residential facility.
The Constitution of the Russian Federation contains certain provisions regarding the rights of military personnel and their families to their own living space, and in recent years the state has begun to feel its responsibility and the importance of its obligations to military personnel and their families, which is certainly encouraging.
- Innovations in providing housing for military personnel
- Who is entitled to EDV for the purchase of housing by military personnel?
- How to receive payment to military personnel for the purchase of housing (EDV)?
- New formulas for calculating the monthly allowance for military housing
- Increasing coefficient when calculating the amount of EDV
- How to apply for EDV for the purchase of housing for military personnel?
Innovations in providing housing for military personnel
Since December 2013, clear amounts of MDV have been designated that are intended to be paid to military personnel for the purpose of purchasing housing or constructing a residential building (other housing). With 20 years of service, a serviceman is entitled to 5 million rubles from the state to purchase his own living space.
With such innovations, government agencies intend to bring order to the provision of housing for military personnel, officers, warrant officers and contract soldiers, in general, all categories of military personnel who are supposed to be provided with residential square meters. The new laws apply not only to active military personnel, but also to employees of military departments who have retired and have not yet received housing.
Federal Law No. 298-FZ of November 2, 2013, signed by the President, On Amendments to Articles 15 and 24 of the Federal Law “On the Status of Military Personnel” ensures a high-quality distribution of the state’s financial resources and is aimed at ensuring that military personnel can purchase their own housing. Thanks to these changes in legislation, military personnel and their families have the opportunity to:
- Don’t stand in line for many years to get residential space;
- Solve your housing problems without the influence of corruption;
- Purchase residential premises in any desired area;
- Purchases of improved quality housing on the primary or secondary market.
With the help of the new law, the Ministry of Defense of the Russian Federation has the opportunity to solve many problematic issues related to housing for the military. There is no need to conclude contracts with large developers, wait for the commissioning of objects under construction, or resolve financial and temporary provisions. According to the Minister of Defense, these payments began to be made in January 2014.
Advantages and disadvantages of providing housing subsidies to military personnel
The transition to providing military housing with the help of a housing subsidy contains undeniable advantages for those in need of additional square meters or more comfortable living conditions. These are the following.
- The serviceman is given the right to purchase housing in accordance with his preferences. He can settle in any corner of the country. The choice is not limited to the availability of housing stock of the Ministry of Defense in the region.
- There is an opportunity to benefit from the purchase of housing whose area exceeds the standard size. To do this, you do not need to shell out additional personal funds or resort to obtaining credit money. The reason for this is the fact that in some regions of Russia the purchase of housing results in an amount less than the amount of the subsidy.
- A big advantage is the ability to independently choose housing. The military itself is left to determine whether the layout, floor, availability of auxiliary premises, construction period, wall thickness and ceiling height are suitable for them or not.
- Recently, it has been possible to raise funds from existing maternity capital in cases where the subsidy amount is not sufficient to purchase living space.
- You can purchase real estate ready-made, or you can build your own home.
- The queue to receive government subsidies moves much faster than the queue to receive the housing itself.
- A serviceman who has already been allocated an apartment can, at any time before the registration of ownership rights, refuse it, replacing it with the receipt of funds, if he sees advantages in this for himself.
The disadvantages of cash payments are that:
- the subsidy is considered as already issued not upon receipt of it in person, but after signing the documents confirming its issuance,
- It is difficult to purchase real estate in the capital region and in large Russian cities due to the high level of its cost.
Who is entitled to EDV for the purchase of housing by military personnel?
Receipt of state financial assistance for the purchase of housing by military personnel is provided to the following categories:
- Warrant officers, contract soldiers, officers serving in the armed forces since 1998.
- Retired military personnel who were unable to obtain housing during their service.
In addition, there are some exceptions to the rules that allow military personnel who have served in the army for 10 years or more to receive a lump sum payment. Such options are possible if the military unit was reorganized or the citizen was injured during service.
An undoubted disadvantage of the current state of affairs is the service of officers in the army only for the purpose of obtaining living space from the state. However, according to the preliminary calculations of the Ministry of Defense, from the end of this year such categories of military personnel should be provided with housing - with the direct assistance of the Ministry of Finance.
In addition, there are a number of pitfalls that can lead to delays in payments and some other inconsistencies. But constant developments and innovations will soon make it possible to more confidently carry out the process of providing living space (funds for it) to military personnel and eliminate the queues that have formed over many years.
Where can I apply for a one-time benefit?
Order of the Minister of Defense No. 510, issued on July 21, 2014, establishes the procedure for issuing EDV.
To receive a subsidy, you must apply to the Housing Department of the Ministry of Defense of the Russian Federation or its structural unit. The application is signed by the serviceman and all members of his family (or legal representatives of minors). An agreement on opening a bank account is attached to the application. The Housing Department independently, within 10 days from the date of receipt of the application, requests from the Rosreestr department information about the availability of housing for the serviceman and his family members, as well as about the transactions they made before applying for a subsidy.
After receiving such information, a decision is made within 10 days to issue the EDV. It is sent to the financial support department of the Ministry of Defense at the place of residence of the person applying for the subsidy and to the personnel authorities of the Ministry of Defense. A copy is sent or given to the recipient of the subsidy against signature.
Payments are made through the Federal Treasury.
How to receive payment to military personnel for the purchase of housing (EDV)?
Thanks to the development of a state program, under the initiative of Defense Minister Sergei Shoigu, material support for the military is provided for the purchase of housing, in an amount that the Ministry of Defense could not provide with direct housing from its own funds. In addition, there will be no strict restrictions on the location of the choice of purchased residential premises.
This state program involves providing single military personnel with at least 15 years of experience with a payment of 3 million rubles. After purchasing their own home, a military man will be able to submit a report for dismissal if he wishes.
If the number of family members of a military personnel is more than three people, the amount of EDV increases three times. By fulfilling a number of necessary conditions and providing documentation specific to a specific region of Russia, you can obtain the right to provide EDV.
Which military personnel are entitled to a housing subsidy?
Article 15 of the Federal Law “On the Status of Military Personnel” states that a subsidy can be provided to a military personnel and members of his family only on the condition that they are classified as needing housing in accordance with Article 51 of the Housing Code of the Russian Federation. That is, if the serviceman does not have residential premises that belong to him by right of ownership, or there is not enough living space for each person. For example, if an apartment of 35 square meters is owned by three people, that is, each person has less than 12 square meters, then this is not enough, so the family will be recognized as needy.
The rules for calculating the subsidy state that if a serviceman owns housing, but its area is not enough to meet the standard, then the subsidy is calculated taking into account the housing that is already owned.
Military personnel are eligible to receive a housing subsidy provided that they have served under a contract for more than 20 years. However, there are exceptions.
A soldier dismissed from military service whose total duration of service was 10 years or more is also entitled to housing compensation, provided that the dismissal was made on one of the following grounds:
- reaching retirement age;
- for health;
- in connection with organizational and staffing events.
If the contract for military service was signed before 1998, then the length of service is no longer taken into account, since before 2014 the required number of years of service for obtaining a housing subsidy had already passed.
New formulas for calculating the monthly allowance for military housing
The calculation of the provision of EDV to military personnel will be determined by a special formula in which the cost of one square meter. meter will be multiplied by the total required living space, and all this will be multiplied by a coefficient implying the length of service of the military man. The cost of a square meter of living space will be taken into account throughout Russia, and the data will be provided by housing authorities and the Ministry of Construction.
Based on standard settings, single military personnel will be able to claim a living space of 33 square meters. m, family – 42 sq. m, and if there are more than three family members, the military must be provided with 18 square meters for each.
In addition, a procedure has been established by which some categories of military can receive an additional 15 square meters. These are military personnel of the highest ranks, military teachers with an academic degree, and commanders of military units.
How to calculate housing subsidies for military personnel?
What are the standards for payment? The housing subsidy calculator for military personnel allows you to independently calculate the amount you receive. To do this, it is necessary to take into account several factors and calculate their product. Factors taken for calculations:
- standard required area;
- cost per square meter, calculated at the average market price taken by region and country. This indicator is calculated once every six months and remains a constant value throughout this period;
- coefficient calculated based on the total length of service. If a serviceman has a term of ten to fifteen years, the coefficient is 1.85. As the period increases, the indicator increases.
To calculate the housing subsidy for military personnel, it is also necessary to take into account the composition of the family. According to the standards, a single person is entitled to a living space of 33 square meters. meters. If a person has a spouse, then he is given compensation for property with an area of 42 meters. For families with more than three people, the subsidy is issued at the rate of 18 meters per member. Military personnel who have certain merits in the form of regalia received receive property with additional meters added.
If a person has housing that is less than the established requirements of the Ministry of Defense, then a subsidy is issued in the amount of square meters missing up to the required square meters. meters in monetary terms. The procedure for receiving subsidies for housing for military personnel is similar, but the amount is equal to the cost of the missing meters. The issued amount is used for targeted improvement of living conditions.
Increasing factor when calculating EDV
The increasing coefficient, designated as “Kc”, ensures the determination of the length of service for each serviceman. For example, for service from 10 to 16 years, a coefficient of 1.85 applies; for service from 16 to 20 years, a coefficient of 2.25 applies; for those who have served for more than 21 years, the coefficient increases to 2.75 (this coefficient also applies to those families whose serviceman died on duty).
If a serviceman has his own living space and is an applicant for EDV, the estimated housing area will be calculated based on the real difference. It is this difference that will be paid for by the Ministry of Finance. Such rules also apply to military personnel living in municipal housing, if they did not refuse living space.
In addition, when calculating the housing allocated from the state, even that living space that was the property of the person, but was lost by him of his own free will - as a result of sale, donation, etc. will be taken into account.
Calculation of EDV for military personnel
Currently, the Ministry of Defense is deciding the issue of allocating a one-time cash payment (LCV) to each military personnel for the purchase of housing. This practice is intended to replace the outdated system of providing ready-made apartments to the military, as it has caused ten-year queues and a wide field for corruption.
Basis for calculating military housing payments
Many military personnel are concerned about the question: how will the size of this cash payment be calculated in 2014, and will it be sufficient to purchase a full-fledged, spacious home with all the amenities in a good area?
A software script was developed, a kind of calculator for calculating the monthly allowance for housing for military personnel, which allows you to independently estimate the approximate figure. However, the bill is currently being finalized, so the final result of all calculations cannot yet be predicted with any accuracy.
The basis of calculations is the cost of 1 m2 of area. Experts from the Ministry of Defense calculated that the average for Russia is 34.35 thousand rubles. This starting amount will allow you to purchase decent housing in the provinces, but it is unlikely to be enough to purchase on the capital’s market.
How does the EDV calculation calculator work?
It’s worth mentioning right away that all the so-called calculation calculators that are presented on the Internet have an unofficial status. But, nevertheless, they make it possible to make approximate calculations of the one-time payment that a military person may qualify for, based on individual data.
What the calculator for calculating the EDV for military personnel is based on can be clearly seen from the following list. The calculator takes into account several parameters at once:
- Family composition. For a single serviceman, the basic living space is 33 m2, for a family of two – already 42, if there are children, the amount increases significantly: each family member should have 18 m2. — The right to additional living space. According to the law “On the Status of Military Personnel,” persons who have reached the rank of colonel and above, commanders of military units, teachers of military universities and some other categories have the right to additional meters of housing for military personnel - 15 square meters. - Longevity. Based on it, a correction factor is built based on the following parameters. Service life from 10 to 15 years gives a coefficient of 1.7, from 15 to 20 years - 2, over 20 years - increases every year by 0.1, but does not exceed 3. - The military’s available living space (property or social rent). — Standard price of 1 m2 in rubles.
Registering a serviceman for housing means recognizing him as in need of housing.
Ministry of Defense - housing for military personnel on the EDV calculator helps to calculate how much the size of the payment will increase due to longer service.
The reform is designed to motivate career military personnel to remain in service as long as possible, because every year it gives an increase to the final amount of benefits.
It is assumed that the resulting amount will be within 3 million rubles, which is quite enough to buy a very decent home in a provincial regional center.
The new procedure for providing housing to military personnel in the form of a housing subsidy does not establish the dependence of the payment amount on the selected region of purchase of living space.
Example of EDV calculation
The EDV calculator for housing the cost of an apartment for military personnel in 2014 made it possible for military personnel to independently calculate and estimate the final amount of the expected payment from the state. For example:
How much will a military family of two people receive if he served for 10 years and is not entitled to additional living space?
Basic cost of 1 m2 * 42 m2 according to the standard * 1.7 (length of service coefficient) = 34,350 * 42 * 1.7 = 2,452,590 rubles. Thus, after serving from 10 to 15 years, a military man can count on approximately 2.5 million rubles.
Whether this is a lot or a little is a controversial issue.
Arguments of opponents of the reform
The innovation in the army found not only supporters, but also opponents, both among ministerial officials and among the military personnel themselves. Their main arguments:
1) Significant burden on the budget. If the savings-mortgage system allowed expenses to be distributed over 20 years, then a lump sum payment would cause a significant blow to the state treasury. The Ministry of Finance even states that due to the budget deficit, the implementation of the program may be delayed.
2) Low final payment amount. It turns out that NIS allows you to accumulate in your personal account twice as much as what the state offers to receive at a time. Even 3 million rubles will not allow a military man to purchase housing in a new Moscow building, and other large cities will ultimately be inaccessible.
3) Lack of consideration of many important factors. The formula does not include service in “hot spots”, the presence of combat wounds, awards and other indicators of merit to the state.
4) However, the legislation is still being improved, more and more amendments are constantly being made to it, and perhaps soon the EDV calculator will show completely different figures.
Source: GosVoenIpoteka
Tags: military mortgage
How to apply for EDV for the purchase of housing for military personnel?
If you wish to apply for an EDV, the serviceman must contact the Pension Fund at the place of service, where you must also provide an application of the established form and the necessary list of documents.
If there are several categories of benefits for payment of benefits, calculations will be made according to the type that involves a larger amount of payment to the military personnel.
EDV rates will be indexed every year. The application must be submitted by April 1, starting in 2021, in order to be among the applicants for the next year.
