If until 2013 the pension fund notified each citizen in writing about his savings, now people have to obtain information about their personal account on their own. The matter is further complicated by the fact that many Russians transferred their savings part to a commercial fund, but over time they forgot which one. In addition, there are often cases when employers, without the knowledge of employees, transfer them to other PFs. In this regard, many insured persons do not know where exactly the funds are stored. How to find out your pension fund?
What information does the PF provide?
The question of future material security becomes relevant not only for those who are already planning to retire, but also for people whose savings are formed according to a new scheme: the main part and the funded one. By contacting the fund, you can always obtain all the information regarding your financial support in the future, namely:
- state of an account;
- seniority;
- the amount of payments accrued in favor of the person;
- insurance premiums;
- accumulated points;
- information about all employers for the entire period of employment.
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To check your savings, you first need to find out which NPF you belong to. If you did not sign any agreements with commercial funds, then your savings remained in the Russian Pension Fund. If you transferred the savings portion from the Pension Fund to a commercial organization, then you should have a copy of the agreement with the fund’s details in your hands.
The main parameter for checking the authenticity of a work book
Upon presentation of the drawn book to the Russian Pension Fund, the validity of such “literature” will cease immediately. Pensions are calculated not according to memoirs, but according to taxes actually paid. No matter what unique profession is indicated in the false document, no matter how many labor awards and encouragements are listed there, the main thing is missing from it. The work books do not indicate the employee’s earnings, there is no information about taxes paid, which is the basis for calculating a pension.
By presenting “this” to a serious organization that is interested in the candidate’s previous work experience, the security service will conduct the check. At smaller enterprises, HR officers can also check recent records. But life shows that fewer and fewer employers are interested in entries in work books - they don’t even ask for them. Entries are made at the insistence of the employee in compliance with the law.
But the fact remains a fact. Forgery of work records, if not flourishing, is flourishing. Sometimes, without delving into the subtleties, people themselves, with their false entries, cast doubt on the authenticity of the document being presented. For example, information about work experience from 1991 to 1995 is entered into a form that came out of the printing house in 2012.
Another reason to consider the book counterfeit is the illiterate records of the personnel department employees responsible for this. But it is permissible to make changes and corrections to work books, so there is no point in falsifying anything. Not only gratitude, but also negative characteristics entered into the work book can also serve as a reason for creating a new, clean work biography.
Checking the work record according to these parameters is the main thing. There are no forms on sale that were printed even 10 years ago, not to mention earlier editions. Employees of HR departments of enterprises have long learned to check the presented work book by series and number. But here only the compliance of the date of issue of the form with the date of the first entry about the workplace is checked.
For submission to the Pension Fund, records of existing experience made in sample books from 1974 to 2003 are currently recognized as legitimate, and since 2004 - according to new, latest design and protection options. Until 2003, 10 series of TK 1974 samples were released, from AT I to AT X. The series and book number are indicated on the first page in red font.
The general design of TC forms changed significantly in 2004. We changed the size, format, color and series designation. They became smaller in size, the dark gray cover was made denser. But the main difference is the numbering. The series is printed in black, and the serial number is printed in red. On the last page it says “MPF Goznak. 2003".
It’s the same here: the inscription 2003 does not indicate the date of printing, but the date of approval of the sample. The actual year of manufacture corresponds to the total series and number indicated on the 1st page. You can find the layout of the series according to the time of printing of work record forms on the Internet - this will bring you closer to solving the authenticity of the work record.
So, the forms with the series:
- TCs were printed in 2004-2005;
- TK-I – in 2006-2007;
- TK-II – from 2008 to June 2010;
- TK-III – from June 2010-2012;
- TK-IV – since 2013.
On all pages of the Labor Code, the inscription “Work book” glows greenish in ultraviolet light. The “TK” watermarks are visible all over the page in a random arrangement when viewed in the light. The sheets are now stitched with two-color strong thread.
This information is accessible, and anyone interested can master it - both those who want to falsify records and those who are forced to check them.
How to find out which pension fund you are a member of?
If the agreement with the NPF is lost, then you will have to look for information on where pension savings are transferred on your own. There are several options:
At the regional office of the Pension Fund of Russia. | You will need a passport and SNILS. |
At work. | The employer makes contributions, so information about the NPF is available to him. |
On State Services. | A remote way to find out contributions to the pension fund and affiliation with a non-state pension fund. |
In banks cooperating with the Pension Fund. | There are only 4 of them, so you can check the pension fund using SNILS by calling each of these organizations. |
Using your personal account on the Pension Fund website
Everyone should be aware of their pension insurance rights. Most of it is formed based on the accrued length of service and deductions made by the employer for its employee.
Insurance experience data in the form of a specific database is generated for each insured person. The information is as complete as the employee’s employer correctly provided. The easiest option to view your accumulated experience is to use the services of your Personal Account on the official portal of the Pension Fund. You can also submit an application on the website requesting a pension. Information in the pension fund via the Internet is available absolutely free of charge for every insured person.
IMPORTANT !!! If a citizen is not registered on the government services website, then he will not have access to the Pension Fund’s Personal Account. Therefore, you should go through the stages of registration on the first site in advance.
If the user is confused by the information provided about his work experience and, for example, he notices any inaccuracies regarding the periods of his work, then he should promptly contact the Pension Fund department to clarify the information.
How to find out your pension fund through State Services?
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The fastest way is remote. You can find out the savings and the name of the organization in which they are stored on the State Services website. The information is available only to registered users, so if you have not used the resource yet, you must first complete a two-step registration.
How to find out your non-state pension fund:
- Log in to the website gosuslugi.ru.
- In the list of services, select the pensions section and go to.
- Click on “Get a service”.
- Within a couple of minutes, you will have access to a pdf file with the report.
On State Services you can not only find out your length of service and points, but also get information about which NPF your savings are in. You can also request a statement of your pension savings.
Individual entrepreneurs can find out the name of the fund not only on the State Services, but also on the website of the tax agency using the TIN of the organization.
Obtaining information about experience through “State Services”
The portal has a function for requesting notification of the status of a personal account. To do this, you will need to create a verified account on State Services. Subsequently, the service will allow you to submit an application electronically.
You will first need to log in to your account using a login (phone number, email or pension certificate) and password.
Since only confirmed users can find out their work experience using SNILS through Gosuslugi, you should not try to do this during initial self-registration. When the activation steps are completed, you need to reproduce the diagram:
- In the catalogue.
- Select the “Notification of drug status” option.
- Click on the “Get service” command.
- Fill out the preliminary questionnaire and submit it for review.
How to find out your NPF at the bank
The main partner companies for compulsory pension insurance are Gazprombank, Sberbank, Bank of Moscow, Uralsib. You will need to contact each of these banks. It can be done:
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up to 7.1%
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from 50 thousand
up to 1100 days
Make a contribution
- Personally, by visiting the branch.
- By email.
Banks will provide information based on the insurance certificate and passport.
Personal appeal to the Pension Fund
People often come to the Pension Fund in person with the question of which NPF I am a member of. To obtain information, you need to take your passport and insurance certificate with you. You will need to write a statement on the spot. The deadline for providing information is no more than 10 working days. The Pension Fund sends responses to requests by mail.
The Pension Fund does not provide such information over the phone, since the personal presence of the insured person is required. But to save time, you can go to the official website of the Russian Pension Fund, gain access to your personal account and request information remotely.
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How can I find out my work experience and number of points?
- through government services
In order not to contact the pension fund personally and not stand in queues there, all information about length of service and pension points can be found on the government services website. To do this, you need to register on the website https://www.gosuslugi.ru and then go to your personal account. In the menu you need to select “Service Catalog”, then go to the “Pensions, benefits and benefits” section, then “All services”. In chapter . After clicking on this section, you need to familiarize yourself with the information offered and click “Get a service.” After this, all data from your personal account will be displayed on the page. You can save the acquired information to your computer or send it to yourself via email.
- on the Pension Fund website
You can find out information about length of service and points on the website of the Russian Pension Fund www.pfrf.ru. To enter your Personal Account on the Pension Fund website, you must register on the government services website. After registration, you need to go to the Personal Account page on the PFR website and click the “Login” button. Then you need to enter your account information on the government services website (phone, email or SNILS and password) and click the “Login” button.
After this, on the page that opens you will be able to see your pension points and work experience.
- at the Pension Fund of Russia branch
Information about length of service and accumulated points can be obtained from the Pension Fund of Russia branch. To do this, you need to come to the local branch, present your passport and SNILS and write an application. The extract will be provided to you on the day of your application.
Question answer
How to prove Soviet experience?
How to find out about pension savings
All information about pension rights and savings is in the personal account. You can obtain information from your personal account with the Pension Fund by applying. It's free.
There are several options for obtaining a personal account statement:
- Order a notification about the status of your personal account on the gosuslugi.ru portal. Usually information comes immediately, on the same day;
- Send a request in your personal account on the Pension Fund website. To log in, you can use the login and password from the government service website. The notification should arrive in just a couple of minutes;
- Contact the Pension Fund or MFC in person.
The notice of the status of the personal account contains information about length of service, accrued salary and contributions. The pension coefficients for each year are also indicated there.
Other verification methods
There are other ways to find out the periods of insurance coverage:
- On the official website of the Pension Fund of Russia in the personal account of the insured person. Here you can view information about your experience and earnings or order a notification about the status of your personal account.
- Filling out and submitting an application for a certificate to the client service of the Pension Fund.
- By submitting an application through the multifunctional center.
- Through banks that provide a similar service (in particular, Sberbank), if the citizen is a client of this credit institution.
Attention! If information about a certain period of insurance service is not available in the Pension Fund, then a citizen can contact the archival service (enterprise or municipal entity, region) to provide a certificate about it.
Thus, there are several ways to obtain information about experience. Including, this can be done directly on the Internet, without leaving home, in real time.
The danger of checking a pension fund via the Internet
Many sites offer to quickly find out your NPF using SNILS or passport data. They ask you to enter document details, which they can later use for their own purposes.
Another type of fraud is charging for a service. The site prompts you to log in and asks you to send an SMS to the number. As a result, money is debited from the account.
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Under no circumstances should you trust such online resources. The only sites where you can safely, freely and guaranteed find out about your pension are State Services and the official website of the Pension Fund.
In your PF personal account
After registering on the State Services website, the user automatically gets the opportunity to easily access the personal account of the Pension Fund. The procedure for logging into the site is practically no different from visiting the State Services service.
Of course, you can visit the territorial division of the fund in person, but the information that is visible to the body’s employees is no different from the information displayed in your personal account on the website of the Pension Fund of the Russian Federation.
Instructions for obtaining information through the Pension Fund website:
- Log in to the official website of the Pension Fund and click on the link “user’s personal account”,
- in the “formation of pension rights” menu, click the “get information about generated pension rights” tab,
- Log in to the State Services website. Those citizens who already have full registration need to provide their phone number or email address and password,
- now log in to your personal account,
- a document will be created in word format. Save this document to your computer if necessary.