Replacing a compulsory medical insurance policy when changing your last name - what you need to know, whether it is valid and how much they change, where and how to change it, sample application

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Published: 02/16/2018

Reading time: 6 min

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Every Russian has the right to receive free medical care under the compulsory medical insurance program. Confirmation of the right to this type of service is a compulsory medical insurance policy.

Is the compulsory medical insurance policy subject to replacement if the last name is changed?
Where to go?
The procedure for replacing a medical insurance policy (CHI) when changing your last name
List of required documents
Replacement costs
How long will the replacement take?
What happens if a replacement is not made?

Replacement insurance

The compulsory medical insurance policy must be replaced immediately after receiving a civil passport. To do this, contact the insurance company and write an application, attaching a new passport and an old policy. You can get insurance from any company, regardless of where it was purchased previously.

When applying for replacement insurance, a temporary policy is issued. It is valid for 30 days from the date of receipt and can be used to obtain free medical services. Do not forget to pick up the completed policy so as not to hear a refusal of service at the clinic after the expiration of the temporary document.

What is a compulsory medical insurance policy and why is it needed?

A compulsory health insurance policy is a document that guarantees the receipt of free medical care in the health insurance system throughout the Russian Federation. You can receive free medical care only in those institutions that have signed a cooperation contract with an insurance company. The following can receive a compulsory medical insurance policy:

citizens of the Russian Federation;
foreign citizens permanently residing in the Russian Federation;
refugees;
stateless persons.

Citizens of the Russian Federation receive a uniform insurance policy with no expiration date. All other categories of citizens are issued a document indicating the time of its validity.

Military personnel do not take out a policy because they have their own medical care system, which is paid from the state budget, and not through compulsory medical insurance.

Having a compulsory health insurance policy, you can count on the following package of services:

free treatment throughout the Russian Federation (if the case falls under the compulsory medical insurance system);
free medical examination for early detection of chronic and oncological diseases;
preventive examinations;
free medications (which are included in the list of vital medicines).

The compulsory health insurance system is very convenient. It allows you to receive a package of necessary services related to the health of insured citizens completely free of charge.

Replacing a compulsory medical insurance policy when changing your last name through Gosuslugi

In 2020, a pilot version of the program for replacing insurance through Gosuslugi was launched. Residents of St. Petersburg were able to use it. The service immediately became popular, which is explained by the simplicity of registration:

Compiling an electronic application for a replacement policy and sending it to the system.
Attaching scanned documents.
Receiving an electronic policy.

But this method also has disadvantages - it requires registration and authorization on the government services website , a long registration period and the absence of a temporary policy (it is issued when you contact the insurance company).

For now, the service is available only to St. Petersburg residents. In other regions it is planned to launch the program by the end of 2020.

List of required documents

To replace a compulsory medical insurance policy, you need to collect a certain package of documents:

Statement;
Passport with a changed surname or birth certificate for minors;
SNILS;
Marriage/divorce certificate or other document confirming the change of surname;
Old compulsory medical insurance policy (optional);
A document confirming registration in the Russian Federation.

In the application for replacement of the compulsory medical insurance policy, you must indicate:

name of the branch of the insurance organization;
Full name of the applicant;
a request to replace a medical policy due to a change in surname;
information about the insured person, his status: employed, unemployed, permanently or temporarily residing on Russian territory, etc.;
applicant's gender;
Date of Birth;
Place of Birth;
passport: series and number, date of issue, who issued it;
address of registration and permanent residence;
information about the representative of the insured person (if necessary);
the presence of family ties between the representative and the insured person;
contact telephone number and signature of the applicant.

In the received application, the insurance company specialist will write a note of acceptance indicating the date, and will also indicate the number of the temporary certificate that was issued for the period until a permanent one is received.
All documents are submitted in original with photocopies attached. But if an application is submitted to the insurance company branch by an authorized representative of a citizen, then he must have a power of attorney to represent interests.

Replacing a compulsory medical insurance policy when changing your last name at the MFC

Multifunctional, it does not provide policy replacement services in all regions. You can contact the branch of the Moscow, Leningrad, Penza, Tomsk regions, etc. You will receive information about the availability of this service by phone or by contacting the MFC.

The procedure for replacing a policy through the MFC:

Contact the multifunctional center in real time or by appointment by phone.
Submission of documents and applications.
Receive a receipt for accepted documents.
Receiving a ready-made policy.

As when applying through government services, the MFC does not issue a temporary policy. Completed insurance is issued within 30 days. During this period, it is not possible to provide free medical care (except in emergency cases).

Please note that the MFC offers to replace the set of documents after changing your last name. It includes SNILS, INN, and international passport.

The need for exchange and timing

The compulsory medical insurance policy is a guarantee of purchasing medicines and receiving assistance free of charge, indicating personal data, issued to each insured citizen in the compulsory insurance system.

Replacing the policy when changing your last name is necessary to confirm the right to medical care provided without making payment, which is required at the time of the occurrence of a disease, the occurrence of which cannot be calculated, and the absence of which cannot be programmed.

Since the form is considered personal, when personal data is changed, Law No. 326-FZ of November 29, 2010 provides for a period for replacing compulsory medical insurance when changing the surname, which is one month from the date the changed data enters into legal force. 30 days begin counting from the date of actual receipt of a new general passport.

The choice of an insurance company is made by the insured person independently and does not depend on the place of residence or permanent registration. The policy format is a plastic card issued to replace the previously valid paper carrier of the established form.

Medicines and services received through health insurance are limited to a special list approved annually and varying depending on the region of residence. Drug therapy not included in the registry is subject to payment and does not depend on the presence or absence of a medical policy.

Period for replacing the compulsory medical insurance policy when changing your last name

A 30-day period is allotted for checking documents and issuing a new policy. When you contact the insurance company, the replacement occurs faster - after 14-20 days you receive a notification that the insurance is ready. At the MFC and through State Services, a ready-made policy can rarely be picked up after less than 1 month has passed.

It is recommended to replace the compulsory health insurance policy when changing your last name immediately after receiving a new passport. The law does not establish deadlines for insurance (unlike a passport, which must be replaced within a month after the wedding). In fact, you may not receive a policy, but keep in mind that contacting municipal health care organizations is pointless.

Replacing a compulsory medical insurance policy does not take much time. Contact the insurance company or MFC immediately after receiving a new passport. And then you will be sure that free clinics will not refuse to provide medical care.

Replacement costs

Compulsory medical insurance policy is issued free of charge. Replacement is also made free of charge. For the specified medical insurance, in contrast to VHI, the applicant himself pays nothing. Contributions to the federal compulsory medical insurance fund must be made by the citizen's employer in an amount that depends on monthly earnings and taking into account a rate of 5.1%.

The size of the long-service bonus for public sector employees primarily depends on their length of service and type of activity. Have you decided to resign of your own free will? Find out what payments employees are entitled to in this case - read our article.

In state-owned enterprises, employees often receive 13 salaries. You can find out how its size is determined from our article.

In what cases does it need to be changed?

In October 2020, a message from the Federal Compulsory Medical Insurance Fund with a proposal to rush with a replacement made Russians worry, but later representatives of the fund clarified that the right to medical care under old-style policies is retained for an unlimited period of time. Medical care is guaranteed to every citizen of the Russian Federation and can only be lost if Russian citizenship is terminated. Replacing the policy should be mandatory for those who want to change medical insurance organizations or often move to different regions of Russia. Since changing an insurance company is possible once a year, the issue of switching to a new insurance company should be taken responsibly, choosing organizations that have successful experience in protecting the rights of their insured.

In 2020, there are no changes regarding the need to replace old-style policies with new ones, which means that the rules of service in clinics under compulsory medical insurance policies remain the same.

If the policy contains current information about the person (full name, date of birth, gender), there is no need to change old policies issued before 2011.

It’s another matter if the policyholder has changed his last name and presents the old policy when contacting a medical institution. In such a situation, a citizen with a new surname is obliged to change his passport within 30 days and then all personal papers used constantly (licence, SNILS, medical policy). According to current rules, replacement of the policy is required in the following circumstances:

Changes in personal data that led to the need to replace a passport,
There are errors in the compulsory medical insurance policy,
Damage or loss of the policy.

Even if the policy turns out to be invalid, this fact will not become a reason for refusing to provide emergency assistance to the patient.

Reasons for refusal and solutions

As such, there are no reasons for refusing to provide the service; a multifunctional center specialist does not have the right to refuse to accept an application and documents according to the list.

If you believe that your rights have been violated according to the law, you must appeal the procedure.

Important! If emergency medical care is needed due to a sudden serious illness, poisoning, injury, etc., threatening a person’s life, a medical organization does not have the right to refuse to provide assistance in accordance with paragraph 1 of part 4 of Article 32 of Federal Law No. 323, even in the absence of a compulsory medical insurance policy.

Read also: Inheritance by right of representation and hereditary transmission

Validity

There is no specific validity period for the policy, as it was issued at different times in different regions. For example, electronic cards appeared in the country only in 2011. Paper documents are issued with a certain validity period, usually ranging from one to five years.

As for the new type of policy, as a rule, it is of an indefinite nature. Currently, it is issued to those who receive it for the first time. For example, this includes newborns and uninsured individuals.

Many people do not know how long their certificate is valid. In fact, it’s quite easy to find out the deadline - it is indicated on the front side of the document. It is worth noting that the unlimited option is the most profitable, as it greatly simplifies the life of its owner.

There are also several specific conditions under which you will need to replace the policy before its expiration date:

as a rule, girls change their surname after marriage; accordingly, it is necessary to change all documents, including medical ones;
in some cases, the policy changes when the passport is replaced, for example, upon reaching a certain age, its loss or damage.

Having an expired policy is not a reason for doctors to refuse medical care, however, it may complicate the preparation of certain documents.

Temporary certificate

A temporary document is no different from a permanent document in its capabilities. Throughout Russia, anyone with a temporary document can use free medical services.

The document allows:

attach to a clinic;
receive dental services;
sign up for an appointment with the doctor;
enroll your child in school or kindergarten.

The main discrepancy is the validity period of the temporary certificate, which is 30 days.

There is no barcode on the temporary certificate, so you won’t be able to make an appointment with a doctor online.

Obtaining a policy

In order to obtain a compulsory health insurance policy, it is not enough to write an application; you also need to have the following documents with you.

The list of them is quite diverse and has its own characteristics in connection with the person who wants to receive it, so if you are a citizen of Russia and have already reached the age of 18, then you need to bring:

Passport or any document that can prove your identity. If you are just processing a passport of the Russian Federation or are restoring it after a loss, instead of a passport you can present the insurance company with a temporary identity card. So, this document will be issued to you at the time of production of your passport.
Insurance number of an individual personal account (SNILS) - this document is not mandatory, but its presence will greatly facilitate the registration process.

Where to change your compulsory medical insurance policy

In order to change your insurance policy, you must select an insurance company. Moscow residents can do this online. On the website of the Moscow City Compulsory Medical Insurance Fund there is a form through which you can find out the exact address, number and work schedule of the insurance organization. Go to the website: https://www.mgfoms.ru/spravochniki/punkti-vidachi

Replacement procedure

The new form of medical policy differs significantly from the old document. A modern policy has 2 options: plastic and paper. As a rule, a plastic document is issued in addition to a paper one, and the information contained in both types of policies is identical. A plastic card is more convenient for everyday use; it does not wrinkle or wear out.

The form of the compulsory medical insurance certificate has changed several times in recent years. At the moment, it is regulated by the Order of the Federal Compulsory Medical Insurance Fund of the Russian Federation dated August 15, 2000 “On the introduction of a unified system for generating a compulsory medical insurance policy number.” This order unifies the form of the insurance document.

The changes made to the compulsory medical insurance policy are designed to improve the unified database of compulsory health insurance and simplify the procedure for making an appointment with a doctor. And the plastic form makes the document more practical and convenient to use. The location of the policy details when considering the plastic option is as follows:

16 digits on the front side are the policy number itself;
The 11 digits on the back are the details of the document form.

If a citizen does not have the opportunity to look at the document at the moment, but the data is needed, then you can find out the compulsory medical insurance policy number by last name and passport data. To do this, you only need Internet access from a smartphone or other device.

Such information can be provided by services on the websites of territorial funds or medical insurance organizations. What exactly each position of the digital number row in documents of the sample earlier than 2012 means is described in the next section of the article.

The details of the compulsory medical insurance certificate of the old form are located on the front side of the form (it is the only one) - these include 16 digits written in the line “Series/No.” The first 6 positions indicate the series of the document, and the next 10 - its number. The main differences in indicating details on the old and new forms:

The compulsory medical insurance policy number on new sample forms on plastic and paper is located at the bottom of the front side of the document and contains 16 digits;
The series and number of the old-style document are located in the upper third of the document and represent a digital series of 6 series positions and 10 number positions.

Using this number, you can check the validity of the document and find out whether the medical institution will accept a patient with such a policy. To do this, you need to enter the numbers in the appropriate service columns on the website of the regional TFOMS. If the document is an old one, then you will also need the date of birth of the insured person.

This card is more convenient to store and keep with you; it is accepted in several countries.

If the insured person does not plan to change the insurance company, then the replacement procedure is extremely simple. To do this, you should contact the insurance organization that issued the old-style policy, providing the policy itself, an identity card and a pension certificate.

According to the law, document changes are free of charge. If the need to replace a document coincides with a change in any data, you must take with you documents confirming this fact (for example, a certificate of change of name/surname).

The insurance company will need to fill out an application and submit it along with the old policy, receiving instead a temporary certificate, the validity of which varies from 1 to 1.5 months. When the new card is ready, you will need to visit the company again and get a permanent compulsory medical insurance policy.

The new type of insurance policy is indefinite, but in a number of cases (change of full name, place of permanent residence, correction of incorrectly specified data, etc., as well as damage or loss) it will need to be replaced.

To do this, you must contact your previous or new insurance company and fill out a form indicating the reason for issuing a new policy (certificates or other legally binding documents confirming this reason must be attached to the application).

If the insurance policy has been lost, the company's account number is attached to the application, but if the document is in hand, it is submitted along with the application form. At the end of the verification period and after the policy has been issued, the client must personally come to the insurance company and, after making sure that the specified data is correct, receive a ready-made card.

This type of insurance document has a single form. Previously, the policy was a paper form, but since 2014 it began to be issued in the form of a plastic card.

This document must contain the last name, first name and patronymic of the insured person. This means that when changing personal data, including last name, a person must replace the compulsory medical insurance policy, since he will already have a different last name in his passport.

READ MORE: Responsibilities of those insured under compulsory medical insurance policies

You need to understand that when renewing the policy, the insured person will need to submit a new passport with a changed surname.

When changing personal data, documents for re-registration of compulsory health insurance are accepted:

On the government services website www.gosuslugi.ru.
In the MFC (Multifunctional Center).
At an insurance company.

Replacing a policy through government services

You can amend your health insurance document online. Few people know how to change their compulsory medical insurance policy when changing their last name through government services.

Let's dwell on this issue and take a closer look at the entire replacement process:

Go to the government services website (www.gosuslugi.ru).
Register by clicking on the button of the same name. When registering, enter your new data: last name, first name, patronymic, as well as email address and mobile phone number.
Enter the confirmation code and fill in the required information in the empty fields. After that, log in to the site.
Select the desired category from the catalog. Then click on the button “What is compulsory medical insurance and how to get it?” This section will provide the necessary information on how to replace the policy.
After filling out the appropriate fields, you can pick up the finished policy at the office of the insurance company with which the person entered into an agreement.

Unfortunately, since 2020, such a service as replacing a compulsory medical insurance policy through government services has been temporarily suspended.

Upon entering the website and selecting the appropriate fields, the client will be asked to follow a link that opens a new window on the website of the Federal Compulsory Health Insurance Fund.

There, in the “Questions and Answers” section, you can find out where to change your medical insurance policy when changing your last name. And this is done by the insurance company.

Replacement policy through an insurance company

When replacing a medical policy when changing a surname, it is advisable for the client to contact the insurance company that previously issued him a policy under the old surname.

A person must bring the originals of the following documents with him:

A new passport with a new last name.
Marriage certificate certifying the fact of change of surname.
Old compulsory medical insurance policy.

The insurance company specialist will ask the client to fill out an application form to reissue the policy.

But to save time, a person can come with a ready-made application by printing out a sample form on the website of the Federal Compulsory Medical Insurance Fund (https://www.ffoms.ru) from the “Question and Answer” section.

The application must indicate information about the insured person: last name, first name, patronymic; tick the option “reissued compulsory health insurance policy”, and also select the reason for replacing the document. Errors and corrections are not allowed in the application.

The insured person is obligated to change the policy if personal data changes no later than 1 month from the day these changes occurred.

For example, a person received a new passport on February 2, 2020. He must contact the insurance company to replace the compulsory medical insurance policy no later than March 2, 2020.

Renewal of the policy at the MFC

In order to quickly and easily reissue a compulsory medical insurance policy, you can skip the queue at the insurance company, get a temporary policy and come back to the insurance company to receive a permanent document.

The easiest way is to renew your policy at the MFC. Today, everyone can take advantage of this opportunity, since such a service is provided in all multifunctional centers.

In order to replace your compulsory medical insurance policy when changing your last name, you need to:

Make an appointment for a specific time so as not to actually stand in line.
Bring all documents with you. What documents are needed when changing a medical policy when contacting the MFC? You should take with you your passport, old policy, insurance number of your personal account (insurance certificate of pension insurance), marriage certificate.
Arriving at the MFC office on the designated date, a person needs to go to the window where a specialist will be waiting for him.
After reviewing the documents, the client will be asked to fill out an application, after which he will be issued a temporary policy.
After the permanent compulsory medical insurance policy is ready, a specialist from the MFC will call the client back and offer to pick up the finished document.

You can make an appointment at the MFC in advance by calling the phone number of the branch where the client will apply. If a person has not signed up in advance, then he must take an electronic queue coupon upon arrival at the MFC.

Very often, after getting married and changing their last name, women who want to renew their compulsory medical insurance policy are concerned with the question: “Is it possible to reissue the policy with another insurance company if I have changed my registration address?”

According to Law No. 326 of the Federal Law “On Compulsory Health Insurance in Russia,” a person can choose any insurance company and replace the compulsory medical insurance policy, regardless of his registration address or place of residence. After all, the policy does not contain information about the citizen’s place of residence or registration.

But, on the other hand, this data is entered into a single electronic register of insured persons. Therefore, when changing place of residence, a person is obliged to notify the insurance company within 30 days that his registration address or place of residence has changed.

And if in another city there is no necessary insurance company where it will be possible to reissue a compulsory medical insurance policy, then the person must choose a new insurance company.

After marriage and changing their last name, women face a lot of problems regarding replacing their passport, driver’s license, and compulsory medical insurance policy.

Today you can exchange this document for a new one with a changed last name at the insurance company or at the MFC. It doesn’t matter where a person lives.

Even if after marriage a woman has changed her address, she has every right to contact any insurance company to replace the compulsory medical insurance policy when changing her last name.

Changing (replacing) a medical insurance policy when changing your last name

In this case, the medical policy is subject to mandatory replacement. Within a month after receiving the marriage certificate, the citizen must present it to the insurance company along with a passport containing the new surname.

Replacing a policy after a divorce Sometimes, after a divorce, one of the spouses also decides to change their last name, which leads to the need to reissue some documents, including a medical policy.

This will prevent confusion in the documents and questions from the insurance company representative. It will also be possible to present SNILS with your old last name.

But, with regards to the pension card, everything is a little simpler here: when changing the surname, the number of the insured person remains the same. Where can I exchange my policy? Many people do not go to change this document because they do not know where they can change their compulsory health insurance when changing their last name.

READ MORE: Renew Ingosstrakh OSAGO policy online via the Internet

which performs the above functions. The Department includes a reference and information service (tel.

Usually the bride switches to the groom's surname, less often she takes a double surname. In isolated cases, the groom takes the bride's family name.

When registering a marriage, the specified data is entered into the relevant state journals. After the wedding, it is also not prohibited to change the surname.

To do this, you need to contact the regional registry office at your place of actual residence. The application will be considered within a month from the date of submission.

Believers constantly experience discrimination and are forced to go to court.

We offer readers two articles on the same topic from the secular press. These are the “good” tips. They wrote a lot, but forgot to write the most important thing, not realizing that in this case there can be only one advice: DO NOT PARTICIPATE IN THE DEEDS OF DARKNESS! Replacing TIN and SNILS when changing your last name Most brides tend to take their husband's last name.

You can choose the place of treatment and the attending physician yourself, but only from those organizations that participate in the program.

This must be done simultaneously when minors receive a passport, as well as when replacing it upon reaching 20 and 45 years of age. The date or place of birth of the insured person has changed for one reason or another.

If errors are found in the paper itself, the name of the insured person and other information are indicated incorrectly. A duplicate policy is issued if: The document has become dilapidated, mechanical damage has appeared, which makes it unsuitable for subsequent use.

But in any case, without it, one cannot count on the provision of free medical care since 2010.

The document is personal, because it indicates the full name and other personal data of the insured person. However, it often happens that a person changes his last name - for example, as a result of: Is it possible to change the policy when changing the last name?

Previously, for workers, the insurance company was chosen by the employer, for children and pensioners - by the regional administration. According to the new law, since 2011 we, potential and existing patients, must do this on our own. It’s as if they are telling us: this is your policy - the policy of a citizen of the Russian Federation.

Change (replacement) of a medical insurance policy when changing a surname Replacing a medical policy when changing a surname Compulsory medical insurance policy is a document that confirms a citizen’s right to receive guaranteed free medical care in full within the framework of compulsory medical insurance.

Replacing a health insurance policy Every citizen of the Russian Federation has a compulsory health insurance policy (hereinafter referred to as compulsory medical insurance), but most of them simply put it on the shelf with other documents and remember about it only when going to the doctor.

However, let’s still try to understand what the compulsory medical insurance policy is, and also try to assess its necessity for the average Russian. What is a compulsory medical insurance policy? The compulsory medical insurance policy is a document confirming that its owner is the owner of compulsory health insurance, which gives the right to receive free medical services in municipal hospitals operating under the compulsory medical insurance program.

Since this program is all-Russian, this policy is valid not only in the territory of the region where it was issued, but also in the territory of the Russian Federation in general. However, although the policy entitles you to free treatment, there are a number of items that it does not cover and for which the client will have to pay out of pocket, for example, for outpatient medications.

The full list of such items is quite extensive. Consultations with specialists, medical examinations and other inquiries carried out not out of medical necessity or in accordance with legal requirements, but on the private initiative of citizens.

Medical services for private events. Treatment, preventive and diagnostic measures carried out anonymously, with the exception of AIDS testing.

all diagnostic tests and procedures, as well as manipulations, consultations and other examinations performed at home. However, for persons who, for health reasons or the nature of the disease, cannot visit a medical facility, an exception is made in this case.

Monitoring of patients at home by hospital doctors after their discharge from the hospital. Carrying out vaccinations at the request of citizens, with the exception of vaccinations carried out in accordance with government programs.

Sanatorium-resort treatment, excluding treatment of children in general sanatoriums and treatment of both children and adults in specialized sanatoriums. Treatment of logoneuroses in adults.

Cosmetology services, including plastic surgery. Homeopathic treatment, since it is not a branch of traditional medicine.

Dental prosthetics, with the exception of those persons for whom it is provided for by current legislation. Treatment of sexological pathology.

Medical and psychological assistance, although it is provided to victims of violence free of charge within the framework of many humanitarian government and non-government programs.

Artificial insemination and in vitro fertilization. Training in resuscitation techniques, other types of emergency medical care, and patient care skills.

Additional household and service services such as staying in a superior ward, individual post, care and additional food, the presence of a telephone and TV in the hospital room, etc. In addition, there are a number of items that, although not covered by the policy, are still free for the user at the expense of the city and federal budgets.

Replacing a compulsory medical insurance policy when changing your last name - procedure A compulsory health insurance policy (CHI) is a document guaranteeing free medical care. The following have the right to apply for it: citizens of Russia; foreigners with permanent or temporary registration; stateless persons, as well as refugees.

It is issued to citizens of the country and its permanent residents with an unlimited validity period.

Is it necessary to change the compulsory medical insurance policy? The compulsory medical insurance policy (CHI) is a document confirming the right of its owner (the insured person whose name is indicated on the form) to receive qualified medical care absolutely free throughout Russia, but within the basic limits established by law - programs.

When it is necessary to change the compulsory medical insurance policy Re-issuance of the document is carried out in the following cases: If the owner’s first name, patronymic or last name is changed, the insurance company must be informed about the change of full name within a calendar month.

If the insured has received a new identity document.

Choosing and changing a surname Changing a surname A surname is a mandatory family name that a child receives at birth. Growing up, a person can dispose of it at his own discretion.

Traditionally, when a woman gets married, she takes the family name of her husband. Children, as a rule, bear their father's surname.

Is it possible to check the validity of a compulsory medical insurance policy by last name?

If at the time of the check you do not have the policy on hand, and you urgently need to find out its validity period, you can use a full name check.

On the portal of the regional compulsory medical insurance fund, instead of a number, you need to enter your full name and passport details or birth certificate.

The result will be information about the insurance organization and the date of receipt of the certificate. If there is no information, this means that the document is invalid and needs to be replaced.

Not all such funds provide such an opportunity to check the compulsory medical insurance certificate using the passport details and surname of the insured person.

You need to check the validity of compulsory medical insurance policies only on the official websites of territorial compulsory medical insurance funds in order to protect yourself from scammers.

Read more: How to find out the compulsory medical insurance policy number and check its validity by last name?

Paper types

Where is the series and number of the compulsory medical insurance policy? The first thing you need to remember is that today there are several forms of paper being studied. Depending on the type of document, the answer to the question posed will vary.

There are old-style policies. They come in different forms. For example, very old policies look like small yellow books with one spread. Inside, data about the citizen is recorded, as well as about the operation of the paper.

Such certificates have already lost their relevance. Now people are using new policies. This is a blue piece of paper placed in a special envelope. Data about the citizen is written on the front side, information about the validity of the extract is written on the back side.

How to replace online

While it is impossible to carry out this procedure through the State Services portal, the project is still being developed. But there you can choose an insurance company that will take care of the compulsory medical insurance policy.

There is another option when a citizen leaves an electronic application on the insurance company’s website. It contains all the necessary information and attaches copies of documents. After this, the application is processed. If the insurer has questions, he can resolve them with the client over the phone. After the policy is issued, you need to go to the insurance company’s office to pick it up.

It is worth noting that applying for a compulsory medical insurance policy is a free procedure. There is a list of insurance agencies accredited for this work. If they try to take money from a citizen, then most likely it is a fraudulent organization.

Alternative options

Sometimes you can replace your compulsory medical insurance policy through the website of your insurance company, if it implements a similar service. This action usually takes place in your personal account after logging in to the site. There you can often track whether the document is ready or not. Once the new policy is ready, it will need to be obtained from the local branch of the insurance company, the address of which was specified when submitting the electronic application.

Replacement of a medical policy is also possible through the employer. This is true for large organizations with large staff. In such companies, the replacement of many personal documents is usually carried out by personnel department employees. Such services must be specified in the collective labor agreement, which is signed upon hiring.

How to change a medical policy through State Services?

In 2020, you cannot change your compulsory medical insurance policy due to a change of name through the State Services website; you can only find out the name of the insurance company that issued it, as well as the region of issue. To do this, you need to select the “Services” section on the main page, and then in the “My Health” information block, click on the line “Information about the compulsory medical insurance policy and medical insurance organization.”

Then in the section that opens, click on the “Get service” button.

We enter the data for verification in the special lines - last name, first name and patronymic, date of birth and compulsory medical insurance policy number. If all this data is already in the user’s personal account, then the fields will be filled in automatically. Click on the “Search” button.

Within a few seconds, information will appear about the insurance organization that issued the medical policy and the place where it was received.

Features of the new medical certificate

In 2014, a new type of policy appeared. It is an electronic card. Every citizen of the country must receive this document without fail.

This also applies to foreign citizens who plan to reside in the Russian Federation for a long time.

The policy has an unlimited validity period. It is worth noting that once a year, company representatives have the right to change the insurance organization or its name. Changes will be made to the electronic document.

There are several main advantages:

upon receipt of such a document, all rights of citizens of the Russian Federation in the medical field are expanded, for example, a resident of one region can benefit from free doctor’s help anywhere in the country, regardless of where he is registered;
The owner of a new type of policy, in addition to government agencies, can use the help of specialists in private clinics;
the electronic system makes it possible to facilitate the work of reception staff in clinics, thereby reducing queues;
if a person has changed his place of work or registration, then the necessary data in the document is changed, but there is no need to obtain a new policy;
Absolutely any citizen of the Russian Federation can receive an electronic card, and it does not matter whether he has a permanent place of work or not.