Is it necessary to transfer pensions when changing place of residence?
For people of retirement age, the circumstance associated with the timely payment of pensions and other social benefits is important. Many of them are wondering about the need to notify the Pension Fund about the move. Let's look at these nuances in more detail.
- When changing place of residence within the same locality. If the move is limited to one locality, the pensioner will continue to receive his pension in full. In addition, he can count on all the required indexations, increases and social benefits associated with his status. However, it should be taken into account that if a personal visit to the Pension Fund is necessary, he will need to contact the department where his payment file is kept, that is, at his old address. Therefore, if the locality is quite large and has, say, a regional division, then it is still advisable to notify the Pension Fund when moving within it.
- When changing your place of residence within the country. When moving from one region to another, citizens who receive a pension must notify the territorial bodies of the Pension Fund about this. This is due to the fact that different regions of the federation have different social allowances. Thus, moving may entail a change in the amount of material support, both up and down. If the Pension Fund discovers an “overpayment”, it will oblige the pensioner to return the funds he received in excess. In practice this happens in
- When moving outside the country. If a Russian pensioner decides to move to another state for permanent residence, then he can count on receiving the pension he has earned, even while living abroad. However, in this case, he is deprived of the rights to all required social allowances and benefits. When emigrating, the pension fund will be notified after the fact. In addition, to continue payments, the pensioner must provide current information about himself to the Pension Fund once a year. This can be done either by mailing the relevant certificate or by appearing at a Russian consular office abroad. This information, in fact, is necessary to confirm that the pensioner is alive.
Transfer of pension when moving outside the Russian Federation
If you are going for permanent residence in another country, transferring your pension is also possible, but it is carried out in a different manner. For example, not all types of pensions can “move” with the recipient. In addition, there are nuances regarding the transfer of funds. In this part of the article we will look at the possibilities and features of receiving a pension if a person lives in another country.
Payments subject to transfer
Not every pensioner who decides to go abroad can retain their right to receive monthly payments. Some types of pensions are provided exclusively for those who live in the Russian Federation.
When going to another country, a person can count on the transfer of the following types of pensions:
- Insurance.
- Additional monthly financial support (hereinafter referred to as DEMO), which is provided for veterans of the Great Patriotic War.
- Additional payments that are provided for certain types of activities (nuclear scientists, pilots, miners) or for outstanding services.
- Payments provided for by state pension provision (except social).
Procedure for contacting pension authorities
The already mentioned Russian Pension Fund is in charge of transfers of pensions abroad; you need to contact the department at the citizen’s place of residence.
The ways to submit an application are the same:
- notification letter;
- personal visit to the Pension Fund branch;
- MFC;
- State Services portal.
If a citizen does not have permanent registration on the territory of the Russian Federation, all necessary documents along with the application must be sent by mail to the address: 119991, Moscow, st. Shabolovka, 4, GSP-1.
Documents for pension transfer
You need to fill out an application for leaving the Russian Federation and attach to it:
- a document that confirms the presence of permanent residence in another state;
- certificate of employment (it confirms the presence or absence of work in another country).
To obtain certificates, you need to contact the diplomatic mission and consular office of the Russian Federation.
How to transfer pension
So, it has been determined that when changing place of residence, it is necessary to transfer the pension. Next we will talk about the features of translation when moving exclusively within the country.
When changing place of residence, a pensioner is required to contact the pension fund with a corresponding application.
It can be submitted in the following forms:
- By personal contact. Documents must be submitted to the fund branch located at the new place of residence.
- Through the multifunctional center. MFCs also accept documents related to pension provision. However, the processing time for papers sent through the multifunctional center is longer than when applying directly to the pension fund office.
- Through the Internet. The fastest and most convenient way to apply for a transfer is to use the opportunities provided by the State Services portal. In addition, it is permissible to send an electronic document through your personal account on the official website of the state pension fund.
Important! To be able to send applications to the Pension Fund in electronic form, you must have a registered and verified account on the State Services portal.
In addition, when moving, the pensioner must decide on the method of delivering funds to him.
Let us remind you that today you can receive a pension:
- Through Russian Post branches. Remains the most popular. The money is delivered to the pensioner in cash to their home or issued directly at the post office.
- To a bank card. The money comes directly from the pension fund to the social card. You can use it to pay for purchases in stores, pay for utility bills, etc. If necessary, cash is withdrawn from the card at an ATM.
Starting from 2021, payments of pensions, social benefits and other payments from the state are made only to plastic cards of the MIR system. However, if a pensioner is already using a card from another payment system, then he can continue to receive money on it until the “plastic” expires.
What documents need to be collected
To transfer your pension to a new place of residence, you do not need to provide a large number of documents. To do this, it is enough to submit an application to the Pension Fund or MFC in the prescribed form. It will be issued by the responsible employee, who will also check that it is filled out correctly.
The following must be attached to the application:
- passport;
- SNILS (if available);
- pension certificate (if available).
It often happens that a pensioner does not have the opportunity to come in person to the Pension Fund or MFC. In this case, the application may be submitted by his representative. However, in order for it to be accepted, the powers of the trustee must be confirmed by a notary.
Reference! The power of attorney itself is presented to the responsible employee, and a copy of it is attached to the main set of documents.
Are northern allowances still applied when moving?
The fixed payment to the insurance pension is established simultaneously with the assignment of the insurance pension in accordance with this Federal Law. When a pensioner moves to a new place of residence outside the Far North, the regional coefficient for the fixed payment of the insurance part of the pension is removed. For persons who have worked in the Far North for at least 15 calendar years and have an insurance record of at least 25 years for men and at least 20 years for women, the regional coefficient remains at 1.5.
I work as a police officer in an area equivalent to the far north, with 24 calendar years of experience. I want to transfer to work in St. Petersburg. If you retire in St. Petersburg, will the northern pension supplement remain? To maintain the northern bonus, you must retire in the area where the coefficients are established. And when moving, for example, to St. Petersburg, the coefficient will remain if the length of service in an equivalent area is at least 20 calendar years, see Recalculation of pensions for citizens when moving outside the northern regions of the Russian Federation p. Quote: Federal Law dated
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Payment case
It makes no sense to demand any documents related to the payment case from the Pension Fund of Russia branch at the old place of residence, since they are not issued to citizens.
You should contact the Pension Fund office at your place of residence. Department employees will independently make a request to receive the payment file.
The existing regulations establish specific deadlines for this. Thus, it is established that the request is drawn up and sent to the old place of residence no later than the next working day after the submission of the corresponding application from the citizen.
After receiving the request, the payment case must be sent to the new place of residence within no more than 3 working days. Thus, the entire procedure of interaction between the territorial bodies of the state pension fund takes, as a rule, no more than a week.
After receiving the payment case, Pension Fund employees at the new place of residence recheck the documents to determine the validity of the accrual of pension payments.
Attention! If errors or inaccuracies are discovered, she is obliged to notify the pensioner and has the right to request additional documents.
Will the pension amount change upon re-registration?
Many citizens of retirement age are concerned about the issue of changing the size of their pension upon transfer. It should be noted that the basic and insurance parts of payments remain unchanged. However, the same cannot be said about the available allowances.
So, first of all, it should be noted that payments are made at the expense of the regional coefficient. They are received for retirement by citizens who, as a rule, live in unfavorable climatic conditions. Moreover, the value of the magnifying factor itself may vary depending on the specific area.
Accordingly, if a pensioner moves within his locality, the pension does not change. When leaving for an area where regional coefficients are not assigned, the citizen loses the right to the usual allowance. In addition, the size of the allowance can increase either up or down when changing place of residence within the northern regions, depending on the type of terrain of the settlement of arrival.
It should also be taken into account that different regions have their own indicators of the living wage for a pensioner (PM). If the assigned pension does not exceed it, then the citizen is assigned a social supplement up to the PM level. Accordingly, when moving, the size of this allowance is subject to change depending on the accepted cost of living in the region where the pensioner moved.
When changing place of residence, a pensioner or his representative must contact the Pension Fund or MFC to submit an application for transfer of the payment file. This procedure is carried out by the pension fund independently.
Important! It should be noted that in some cases, the size of the pension may change when moving, which is due to the peculiarities of calculating social benefits in a particular region.
Registration of a pension when moving to another region
All citizens who live in the Far North and equivalent territories, as well as persons with work experience in these areas, have preferential retirement rights.
Citizens whose period of work in the Far North was 15 or 20 years in equal territories, with 13.8 pension points in 2021, and whose insurance length is:
- 25 years for men;
- 20 - for women.
Receiving an increased pension occurs due to an increase in the fixed payment by 50% if the citizen worked in the regions of the Far North and 30% of this payment when working in regions equated to it.
The Northern pension does not depend on the place of residence of the pensioner, therefore
does not decrease when moving
to another area. This pension payment is also accrued to citizens with a minimum
work experience
. A prerequisite for the assignment of this pension provision is permanent residence in the northern regions.
According to paragraph 10 of Article 17 of the Law of December 28, 2012 No. 400-FZ “On Insurance Pensions,” when a pensioner changes his place of residence to a region that is not related to the northern ones or equivalent to them, the regional coefficient is not preserved. At the same time, according to paragraph 8 of Article 18 of the same law, in case of moving from the regions of the Far North and equivalent territories, the fixed part of the benefit will remain the same.
When a citizen moves to any other populated area belonging to these territories, the increasing coefficient will change up or down, and may also remain unchanged depending on the chosen area of residence.
If a pensioner lives in a region that belongs to the territories of the Far North and areas equivalent to them, and also has the necessary work experience in this area, only one bonus will be assigned - the more profitable one for this citizen.
