Welcome to helpguru.ru. In this article we will talk about pensions in Moscow and their indexation in 2021. Pension payments in Russia increase annually. This increase is compensation for the effects of inflation.
An increase in pensions in Moscow in 2021 means not only an increase in the amount of the basic part, but also an increase in Moscow additional payments to those categories of pensioners who are entitled to it. But indexation of pensions for pensioners who continue to work will not be carried out throughout Russia, including the Moscow region.
How pension payments increased in 2021 in Russia
All pension accruals that occur in 2021 are a continuation of the new developing pension reform. At the moment, old-age pensions are received on the basis that are prescribed in the law “On Insurance Pensions”, these include:
- Reaching the legal age of 60 years for women and 65 years for men.
- Acquired required work experience.
- Availability of the required number of pension points.
Until 2025, every year the requirements for both length of service and the coefficients of social insurance payments will be increased. In 2021, these requirements are set at 10 years of experience and 16.2 points, in 2021, respectively, 11 years of experience and 18.6 points. This increase will be carried out annually. If a person knows these indicators, then he can independently calculate his length of service and points, as well as determine his readiness for retirement.
In addition, there will be changes in the indexing of pensions of working pensioners. In 2021, a new accumulation system began to operate, in which the employee will independently determine contributions to the funded part of the pension; it will vary from 1% to 50%. A person can use the savings portion until he retires. At the moment, the transfer of the funded part by inheritance is being considered.
How pension provision for Moscow residents is formed in 2021
Pensions in Moscow in 2021 are higher than in the regions, taking into account the above reasons. This uneven distribution of funds stems from the principle of state social policy.
And it is as follows: the income of a non-working pensioner is strictly tied to the subsistence level (LS) for a given group of the population and cannot be lower. Russian legislation establishes several types of payments for disabled persons, all of them are paid in the capital:
1. By old age:
a. insurance is assigned if the criteria for length of service and points are met:
- after 60 years for women;
- after 65 years for men;
- at a different age in the presence of preferential grounds;
- work experience of at least 15 years (this indicator will be relevant by 2024, in 2021 the minimum experience was 10 years, within 5 years it will increase by 1 year annually);
- 30 individual pension coefficients (in 2021, the minimum amount of pension points was 16.2, the required number will increase annually and will reach 30 by 2024)
b. social :
- women who have celebrated their 65th birthday;
- men over 70 years of age;
- foreign citizens and stateless persons permanently residing in the territory of the Russian Federation for at least 15 years and who have reached the specified age;
- state : assigned to citizens affected by radiation or man-made disasters;
- The state pension for long service is assigned to federal civil servants, military personnel, astronauts and flight test personnel.
2. For disability:
- insurance in the presence of disability and at least one day of insurance experience;
- social in the presence of disability and lack of insurance coverage;
- state is assigned to military personnel, citizens who suffered as a result of radiation or man-made disasters, participants in the Great Patriotic War, citizens awarded the “Resident of Siege Leningrad” badge, and cosmonauts;
3. In the event of the loss of a breadwinner, a pension is entitled to:
- insurance is assigned upon the death of the breadwinner, who was dependent on the applicant for pension provision. The main condition is that the deceased breadwinner has an insurance period (at least one day);
- social is assigned to children under the age of 18, as well as over this age, studying full-time in educational organizations, until they complete such training, but no longer than until they reach the age of 23, who have lost one or both parents, and children of a deceased single person mothers;
4. State pension is assigned to disabled family members of fallen (deceased) military personnel; citizens injured as a result of radiation or man-made disasters, astronauts.
The funded pension is allocated on an individual basis. Persons born in 1967 and younger can apply for it. They need to proactively redistribute part of the contributions to the Pension Fund (PFR) to savings.
Minimum social pension in Moscow
The Moscow cost of living for a pensioner is the minimum pension in Moscow with social supplements. 2021 increased this minimum for people in retirement to 12,115 rubles. In the 2nd quarter of 2021, the cost of living for a pensioner is 12,487 rubles. And this amount will become the minimum pension for the capital region.
This amount is established for all citizens who are retired, as well as registered and living in Moscow for less than 10 years.
Pensioners who live in the capital longer than this time and native Muscovites receive a pension of a different size; it fully complies with the City social standard for a small income.
That is, if a person lived in Moscow for less than 10 years and retired, then he will not receive the Moscow bonus. Such pensioners receive a minimum pension, which is calculated at the minimum cost of living in a given region. In other words, if a pensioner lives in the capital for less than 10 years, then his pension will be the minimum amount approved at the legislative level, that is, the subsistence level.
Regional additional payments and benefits for pensioners in Moscow
In 2021, Moscow authorities plan to increase the minimum pension to 19,500 rubles . But this applies only to “old-timers” who have been registered in Moscow for more than 10 years . The fact is that the metropolitan authorities determine the minimum calculation of pensions according to two standards - the minimum subsistence level for a pensioner (PMP), amounting to 12,578 rubles and, additionally, the city social standard, which gives a total of these same 19,500 rubles .
Living in Moscow for less than 10 years
But this category of elderly citizens is entitled to a pension calculated from the PMP, that is, 12,578 rubles . In any case, this amount is 35% higher than the Russian average.
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Only those Muscovites who will retire in 2021 will receive this minimum. Moreover, 12,578 rubles will be paid even to those whose own pension is calculated below this level. But in a year it will become higher due to new indexing rules.
Living in Moscow without registration
Citizens of retirement age living in Moscow with temporary registration can count on two options. The first is to receive pension payments at the rates of the region where he has permanent residence. The second - a citizen who wants to receive a capital pension must contact the Pension Fund at the place of registration, but he will only receive the same 12,578 rubles tied by law to the subsistence level. In addition to cash payments, Moscow pensioners can count on a number of federal and local benefits.
These include benefits for paying taxes (transport, land, property), free travel on public transport and, once a year, for a trip to a sanatorium, as prescribed by a doctor.
Elderly Muscovites do not pay for garbage collection; they are compensated for part of the payment for utilities and the use of a landline telephone. As for medical care, elderly people can receive it for free at home, and Moscow pensioners receive a significant discount on the purchase of expensive medicines.
Increasing the minimum pension in January 2021 in Moscow
At the moment it is known that the minimum pension in Moscow will increase in 2021. The calculation of the insurance pension payment now includes the sum of points, that is, what will be the difference between the age for retirement and the actual number of retirement. If you retire later, the pension coefficient will increase.
There will also be a state indexation of the value of pension points in accordance with fixed additional payments. But such a system has a number of positive qualities:
- An increase in the minimum pension payment for Muscovites from January 1, 2021.
- The amount of money that will be paid to the pensioner will be set at 19,500 rubles.
- The difference in amounts will be more than 3,000 rubles, such an increase becomes very noticeable for a pensioner.
Indexation of pensions in Moscow will be the same as in Russia
What will the pension in Moscow be after indexing? The process of increasing payments is designed to equalize the size of social payments against the backdrop of ongoing inflation. The increase in the insurance pension in the Moscow region will occur by 6.6%, but the amount received should not be lower than the legal subsistence level; in 2021 in the capital it is 12,487 rubles.
Pensioners who are entitled to a social pension in Moscow in 2021 and a state pension will receive indexation of payments only on April 1, 2021. This happens due to calculations that are based on Rosstat data for 2021; the data obtained requires collection and processing, which takes time.
Additional payments to certain categories of pensioners in 2021
The situation in the capital's economy is improving very slowly, and this is least visible to pensioners and social categories of citizens. That is why the decision was made to increase social subsidies. And already at the beginning of 2021, all pensioners living in the capital will begin to receive additional allowances. These allowances will increase approximately 5 times; the budget has allocated 47 billion rubles for this increase.
For certain categories of citizens, such payments will occur monthly, and the following amounts will be received:
- Citizens of the Moscow Defense 8000 rubles.
- Veterans of labor and military service 1000 rubles, home front workers 1500 rubles, rehabilitated citizens 2000 rubles.
- WWII participants up to 2000 rubles.
- The compensation for citizens affected by repression will be doubled.
- Heroes of Russia, the USSR, cavaliers with a warrant of Glory and Labor Glory 25,000 rubles.
- Widows of heroes of Russia, the USSR, gentlemen with a warrant of Glory and Labor Glory who did not enter into a subsequent marriage 15,000 rubles.
- Honorary citizen of Moscow 50,000 rubles every month.
- People's Artists of the Soviet Union, Russia, RSFSR 30,000 rubles.
Pensioners in these categories will receive such bonuses on a monthly basis. Also, pension supplements will be assigned to citizens who are considered long-livers. That is, if a person lives 101 years or more, he will be paid additional monetary compensation. They are entitled to a government payment on their birthday. On this occasion, they will receive a one-time compensation in the amount of 15,000 rubles.
Comments (6)
IRINA
I HAVE BEEN REGISTERED IN THE MOSCOW REGION IN THE CITY OF KRASNOGORSK FOR MORE THAN 10 YEARS, WILL I HAVE MOSCOW SUPPLEMENTS OR WILL THE MOSCOW REGION NOT BE RELATED TO Moscow?
Answerhelpguru.ru
The Moscow region, unfortunately, does not belong to Moscow.
Answer
Tatiana
In 2021, I retired with an amount of 6,900. I plan to move to Moscow for permanent residence in 2021. What pension will I receive?
Answer
helpguru.ru
Good afternoon. There will be a minimum Moscow pension
Answer
Natalia
Is there a “ceiling” on the size of the pension? What is the maximum pension in Moscow?
Answer
helpguru.ru
This is a difficult question to answer. The Moscow pension can be quite large, for example 50,000 rubles is not the limit. It all depends on the individual pensioner. The position, length of service, age of the pensioner, etc. are taken into account.
Answer
Last changes
The Government of the Russian Federation has approved a rule according to which all insurance premiums increase annually by the amount of inflation recorded for the previous year. Moscow authorities are also increasing payments to pensioners.
In 2021, pensions were indexed by 7.05%. The increase affected only non-working pensioners. For those pensioners who are still working, indexation will be carried out in full after they stop working.
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