The program to support families with 2 or more children has been in effect for 10 years. During this time, some changes occurred, including the purpose changed, and it became possible to withdraw money in advance. Until what year was the program extended, and what is the amount of maternity capital in 2021?
Latest changes and news of maternity capital – 2021
The latest news is that maternity capital indexation will not be carried out until 2021! How much is maternity capital in 2017? The exact amount is 453,026 rubles. Over the 10 years of the program, the amount of state aid has almost doubled - from 250,000 rubles.
Matkapital was put into effect by Federal Law of December 29, 2006 No. 256-FZ. It was initially assumed that government support for families would end at the end of 2021. Until what year will the “maternity capital” program be valid? At the moment, it has been extended until the end of 2021.
Maternity capital indexation: latest news
Now, as part of the next budget planning, the Government is deciding whether maternity capital will be indexed in 2021 . Provision of Art. 6 of Law No. 256-FZ of December 29, 2006 on the annual increase in the size of the certificate and the available balance of funds in accordance with inflation indicators has previously been revised.
This is particularly evidenced by the following changes and recent news:
- On January 1, 2015, the last indexation of maternity capital to date was carried out - then its size increased by only 5.5% (with actual annual inflation of 12.9%) and amounted to 453,026 rubles. ;
- On June 26, 2015, the Ministry of Finance proposed to completely abandon the increase in maternity capital for 3 years at once (2016-2018) to reduce the budget deficit;
- was not increased in 2016 ;
- On September 13, 2021, Olga Golodets (Deputy Prime Minister Dmitry Medvedev for Social Affairs) announced the preparation of proposals in the Government on the resumption of maternity capital indexation in 2021 (however, she found it difficult to name the exact amount of the certificate in 2021);
- On September 14, the Minister of Labor and Social Protection Maxim Topilin announced that, as part of the preparation of the draft budget, a bill has been proposed that provides for the transition on an ongoing basis to the indexation of maternity capital from February 1, 2021 according to actual inflation for the past year (in 2021 it is planned at the level of 5.8 -5.9% ).
- On September 20, Deputy Prime Minister Olga Golodets confirmed that the Government had not yet finalized the indexation of mat. capital in 2021, this issue will still be discussed until October, when the budget law will need to be submitted to the State Duma.
- On September 30, in an interview with RIA Novosti, the head of the Ministry of Labor, Maxim Topilin, said that maternity capital will not be indexed in 2021, and this decision is final .
- On October 20, the Government approved a new proposal from the Ministry of Labor and Social Protection not to index the amount of maternity capital not only in 2021, but also for at least 3 years in a row until 2021 due to financial and economic difficulties in the country.
Be that as it may, the decision to index maternity capital is not as costly as most other budget items - it will only require about 20 billion rubles. in one year.
For comparison:
The Government’s decision to replace the second indexation of pensions in 2021 with a one-time payment of 5,000 rubles to pensioners will cost the budget in January 2021 a total of 221.7 billion rubles - that is, 10 times more than is required for the legally required increase in maternity capital for the whole year.
How to get a certificate?
Instructions for receiving:
- wait until the child is 3 years old. If the funds are used to pay off a mortgage or to purchase funds to care for a disabled child, then this period may not be met;
- contact the Pension Fund or the MFC at your place of residence and submit the necessary documents confirming your right to receive;
- wait for notification by mail that a positive decision has been made;
- wait for funds to be allocated for these purposes. The money will be transferred by bank transfer.
Registration is quite quick, but the certificate can be used for most purposes once the child reaches 3 years of age. The procedure for obtaining it is strictly regulated.
Vladimr Putin about maternity capital
The President gave a detailed answer to the question about maternal capital. The possibility of using maternity capital funds to purchase a car was mentioned. Of course, the measure is primarily aimed at supporting domestic production.
In addition, the president did not rule out the possibility of making payments of maternity capital funds in person (in cash), because such a practice was already carried out in 2016-2017. The possibility of extending the program is also not excluded, especially considering that the government has set the goal of increasing the country's population by 1 million by 2021.
Over the 10 years during which the program was in effect, 7 million families received maternity capital. The state provided them with certificates totaling about 3 trillion rubles. According to statistics, funds are most often used to pay off mortgage debt.
To whom and for which child is maternity capital issued?
Capital is issued for the birth of a second or subsequent child. You can get it:
- mother or adoptive parent of the child;
- father, if he is the only adoptive parent;
- father, if the child’s mother died or was deprived of parental rights in relation to him, and did not have time to receive it.
They will not issue a second certificate for the birth of a third child, although this possibility was discussed, but did not find support in the relevant departments. Although in some regions the so-called regional maternity capital is issued for the third child. You can find out about regional assistance to mothers of many children from the social security authorities of a particular region.
To whom is maternity capital given by law?
The right to receive money for the birth of a second or subsequent children has been enshrined in Russian legislation since January 2007. According to current documents, it ends at the beginning of 2021. These provisions formed the basis of the law on maternity capital in the December 2014 edition. The law was issued under number 256. It recognizes the right of mothers, adoptive parents or fathers to indefinitely own money allocated by the state.
This document defines the basic amount of maternity capital. In its sixth article, the amount intended for payments is 250,000 rubles. This is exactly how much the first families who entered the established framework received. Continuous inflation has to date destroyed the value of maternal capital for citizens. The second paragraph of Article 6 obliges to monitor its current indicator and regularly index it based on the data received.
The government's commitments have never been violated. The size of maternity capital is constantly growing. Today, people applying for it are paid an amount equal to 453,026 rubles. By modern standards, this is a significant amount, making life much easier for Russian families.
Rumors about the slightest changes in this issue cause a painful reaction among the population. So, in 2015, they started talking about the impending curtailment of maternity benefits, caused by the intensifying economic crisis in the country. Officials wanted to save money and introduced amendments to the legislation to stop funding social programs. If the Government and the President had not intervened, even then certificates stimulating an increase in the birth rate would have ceased to be issued.
Now they give money without any problems. When discussing the annual budget, an appropriate amount is reserved for maternity capital. Indexation is carried out in a timely manner so that the issue of financial state support does not arise in the minds of expectant mothers in the near future.
After the birth of a child, the amount due to the family is kept in a personal account with the Russian Pension Fund. If it is not completely spent, the remainder is used in the future. In this case, unclaimed funds are indexed as if the entire amount were there. Employees of the Pension Fund of the Russian Federation are obliged to inform citizens about the current balance of maternity capital within the deadline of September 1 of the coming year.
There are no plans to cancel the indexation of capital paid for newborns in the near future. When considering the country's budget, an amount of 4% increase is allocated for these purposes. The growth dynamics remain practically at the same level.
What can you spend on and how to use maternity capital in 2017?
Capital has a strictly designated purpose. Where you can use it in 2021:
- expansion of living space;
- mother's pension;
- children's education;
- adaptation of disabled children.
How to cash a certificate? Funds are spent by bank transfer! All offers to cash out maternity capital are illegal. Their use entails criminal liability under Article 159.2 of the Criminal Code of the Russian Federation - fraud in receiving payments. You can only receive a lump sum payment in cash, if provided!
Will the one-time payment increase?
On November 30, 2021, the deadline for submitting an application for a one-time payment as part of providing assistance to Russian families expired. The amount of the benefit in 2021 was 25 thousand rubles, and the recipient did not have to report to the Pension Fund for what purposes the money was spent. The amount was sent to the applicant’s bank account within 2 months from the date of filing the application.
On a note!
As of February last year, the Pension Fund received more than 2 million applications, of which 1.9 million applicants have already received assistance totaling more than 37 billion rubles.
Recent news about maternity capital in 2021 concerns the possibility of extending the possibility of a one-time payment in the amount of 25 thousand rubles. The government is also discussing the possibility of providing payments not once, but periodically. Such plans were announced by the head of the Ministry of Labor Maxim Topilin, emphasizing that their implementation will help improve the financial situation of specific citizens with incomes below the subsistence level.
One-time payment from maternity capital in 2017
Is it possible to cash out part of the maternity capital in 2021? There will be no lump sum cash payment as in previous years. This amount in 2021 was not approved by either the Ministry of Labor, the Ministry of Finance, or the Ministry of Economic Development. Therefore, the introduction of such an anti-crisis measure is not yet envisaged this year, although everything may change.
What can you spend 25 thousand from maternity capital on? If the government nevertheless approves a one-time payment for 2021 and allows 25 thousand rubles to be cashed out, then, as in previous years, the money can be spent for any purpose.
Will the lump sum payment be extended? Now this bill is at the discussion stage, and if it is adopted, then the issuance of part of the funds from maternity capital will resume no earlier than the fall of 2021, and will be valid until mid-2018.
How much will the certificate size be in 2021?
The exact amount of maternity capital will be determined in the final version of the law on the federal budget, which will be adopted by the new State Duma in December 2021. In fact, two possible options are currently being discussed, according to which maternity capital in 2021 will be for 2 children:
- If the Government agrees with the opinion of the Ministry of Finance and again decides not to index maternity capital, then its size for 2021 will be 453,026 rubles for the third time. from January 1, 2021.
- If the Government agrees with the position of the Ministry of Labor and indexes maternity capital from February 1, 2021 according to actual inflation by at least 5.8%, then the size of the certificate will increase to 479,302 rubles.
It should be noted that for carrying out indexation according to the second option, there is already a prepared legislative framework - in Art. 4.2 of the law dated 04/06/2015 No. 68-FZ (as amended on December 14, 2015 No. 371-FZ) provides that the amount of maternity capital from February 1, 2021 will be indexed to the amount established by Government Decree.
All other possible options will require the adoption of additional laws that change the current rules, and this will require additional time and effort for our officials.
Indexation of maternity capital and its size in 2021
The sixth article of the Federal Law No. 433 regulates the indexation of MK. Thus, according to this article, the amount of maternity capital must be indexed annually taking into account the constantly increasing inflation. Due to this scheme, it was possible to increase the size of the MC by more than 80% from the introduction of the program until 2015. At the very beginning, families received a little more than 250 thousand rubles ; in 2015, Russians raising two or more children already received more than 450 thousand rubles . However, last year it was decided not to comply with the rule established by law and not to carry out indexation. Thus, last year the size of maternity capital remained unchanged and amounted to. Last fall, it became known that the Government decided not to index the MK in 2021. In mid-December, after the President of the Russian Federation signed the annual federal budget, the MK for the current year was officially determined. It amounted to 453,026 rubles .
Important to know : Maternity capital is not subject to personal income tax
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Until what year was maternity capital extended for the second child?
Initially, the family support program was supposed to operate for a period of 10 years, starting from January 1, 2007 to December 31, 2021. But, speaking in 2015 before the Federal Assembly, the President of the Russian Federation instructed the government to extend this program for another two years, until December 31, 2018.
Only time will tell whether the program will be extended beyond 2021. Experts believe that the situation in the oil market and the upcoming presidential elections in 2021 make it possible to extend the program for at least another two years. But you probably shouldn’t expect indexation of maternity capital.
How much money is due?
Many people are interested in how much money they give? Is it true that in 2017 you can get as much as 1.5 million rubles for your third child, as Dmitry Medvedev promises? Even if receiving such an amount becomes possible, it can be spent on purchasing housing or repaying debt on loan obligations for it.
Despite the fact that the state assistance program is provided for by federal law, the amount of material support in the regions in 2021 may differ. It depends on how the local regional budget for the entire 2017 will be planned.
