Maternity capital in 2021: how to get it and what you can spend it on

Maternal family capital or MFC is one of the programs to help families and stimulate the birth rate in the Russian Federation.

The maternity capital allocation program has been in effect for 12 years.
In 2021, the amount of maternity capital
is fixed at
466,617 rubles.
The MSK program runs until December 31, 2021, but it is planned to be extended until 2026. Despite the fact that the program has been operating for many years, parents still have questions about how to use it.

Amount of maternity capital in 2021

From January 1, 2021, the provisions of Federal Law dated December 29, 2006 N 256-FZ “On additional measures of state support for families with children” are being renewed, establishing the requirement for an annual review of the amount of maternal (family) capital taking into account the growth rate of inflation.

The issuance of certificates for maternal capital has currently been extended until December 31, 2021. To obtain the right to maternal capital, it is necessary that the child who gives the right to the certificate be born or adopted before December 31, 2021. The receipt of the certificate and the disposal of its funds are not limited by time.

At the beginning of this year, the size of maternity capital will be indexed. From January 1, its size will increase from 453,026 rubles. up to 466,617 rub. Indexation will also apply to the amount of maternity capital remaining with certificate holders after disposing of part of the funds.

The deadline for transferring maternity capital funds in 2021 has been shortened

In December 2006, the federal law “On State Support” was issued, describing the conditions and methods of applying one of the forms of state support - maternal or family capital (MSC).
Since then, the law has undergone numerous amendments, primarily relating to the period of validity of the program itself and the features of using the certificate. Previously, at least 30 days were allotted for consideration of the application, and the same period was allocated for approval of the issuance of capital. Starting from 2020, both processes take no more than 1 month and 10 days in total. That is, only 10 days are now allotted for issuing funds.

Maternity capital for the first child in 2021

On January 15, Vladimir Putin, during his address to the Federal Assembly, announced that the maternity capital program would now be extended to cover the birth of the first child. Money will begin to be paid out in 2020.

Also, families in which a second child was born will receive an additional payment.

Thus, according to the new rules, families will receive:

at the birth of the first child - 466,617 rubles;
at the birth of a second child - 616,617 rubles;
upon the birth of a third child, the state will pay 450 thousand rubles for the family.

The maternity capital payment program itself will be extended until 2026; previously it was planned to be completed in 2021.

The President also announced that in 2021 payments will be introduced to families with children from 3 to 7 years old. It will be received by families whose income does not exceed one subsistence minimum per person.

Maternity capital for 2 children

Maternity capital for a second child in 2021 will be provided according to slightly different rules than previously. The main changes are additional options for spending money. Already from January 1, you can receive monthly payments in the amount of the subsistence level from maternity capital. In addition, money can now be spent on paying for the services of nurseries and kindergartens, without waiting until the child turns 3 years old. The amount of maternity capital and the conditions for receiving it remained the same.

Women have the priority right to maternity capital. If a woman cannot exercise such a right (deprived of parental rights, died, declared dead), then it passes to the male parent or adoptive parent. Finally, if such a man cannot take advantage of the right to maternal capital, then it passes to the child (children in equal shares). A child can apply for maternity capital both as a minor and as an adult, but only up to 23 years of age and subject to full-time education.

Amount of maternity capital in 2021

The benefit amount will remain at RUB 453,026.

Below is a table of benefit amounts in different years:

Year	Amount of maternity capital, rub.	Indexation, %	Inflation, %
2007	250000	—	11,9
2008	276250	10,5	13,3
2009	312163	13	8,8
2010	343379	10	8,8
2011	365698	6,5	6,1
2012	387640	6	6,6
2013	408961	5,5	6,5
2014	429409	5	11,4
2015	453026	5,5	12,9
2016	453026	0	5,4
2017	453026	0	2,5
2018	453026	0	3,1
2019	453026	0	4.3 (forecast)
2020	470241	3.8 (forecast)	3.8 (forecast)
2021	489051	4 (forecast)	4 (forecast)

Looking at the table, you can see how payments increased almost every year. The amount of maternity capital in 2021 is a rather impressive amount.

It is now known that the MSK is guaranteed to be in force until December 31, 2021. The corresponding law was signed by the president in December 2021.

There is a high probability that the program will be extended further. Tatyana Golikova spoke about this in an interview with RIA Novosti. The Deputy Prime Minister said that MSC is an effective tool for motivating families to have children.

Program duration in 2021

Despite the fact that the program was launched in 2006 for a period of 10 years, its duration was extended by a special federal law until December 31, 2021.

The exact amount of maternity capital in 2021 is equal to 453,026 rubles, which are not subject to indexation until at least 2021. This amount is not subject to tax or other penalties.

The essence of the maternity capital program

The conditions for issuing a certificate do not change from the moment it is issued. The presence of a second child guarantees the receipt of maternity capital in 2021. It does not matter whether the woman is married, lives in a civil marriage or is a single mother. The most important thing is that the second baby must be born between January 1, 2007.

There will be no changes in maternity capital in 2021. The last time the changes were made was in 2021, when the list of what the certificate could be spent on was expanded. These changes have been long-awaited for many families. They have been developed by government authorities for a very long time, so you should not expect major innovations in the near future.

MSK is an effective social program aimed at stimulating the birth rate in Russia and overcoming the demographic crisis. It started back in 2007, and since then many families with two or more children have taken advantage of it.

The first payment under the certificate was 250 thousand rubles, and in 2021 the amount of maternity capital is already 453,026 rubles, which is almost twice the starting amount.

If there is one child in a family and the parents cannot cope with the burden of financial worries, then they can turn to social protection and apply for benefits. But MSC is provided only for two or more children. Thus, the third child is not a prerequisite for receiving maternity capital in 2021; it is enough to have two children, provided that the MSC was not issued earlier.

The mechanism for providing payments under the certificate is designed in such a way that the applicant cannot receive cash. It can be implemented only in those areas determined by the state. The list of things you can spend maternity capital on in 2021 is as follows:

improvement of living conditions;
child education and care;
Mom's pension savings;
social support for certain categories of citizens.

Those wishing to take advantage of the program must contact government agencies twice:

The first time is to receive a certificate. To do this, you need to provide the Russian Pension Fund office with a package of necessary documents confirming your right to participate in the program. If the decision is positive, after a certain time the applicant will be issued a certificate - a document confirming the right to receive benefits for use according to the established rules.
The second time is to submit documents for the use of MSK. Before this, the applicant needs to decide what he wants to spend the benefit on. You need to choose from the recommended list; you cannot add anything on your own. Next, a package of documents is prepared and sent to the Pension Fund branch. The application will be reviewed for approximately one month.

All procedures are carried out through the applicant’s requests:

to the Pension Fund department at your place of residence;
to the multifunctional center (MFC);
on the State Services website.

Families independently decide when to use government support. The law does not establish a period during which maternity capital must be used. For example, a certificate can be received in 2010 and spent in 2021. The most important thing to remember is that it is issued once after the birth of the second child, regardless of how many more children are born later.

Many families are concerned about one question - is it possible to withdraw maternity capital in 2021? The applicant does not have such a right. The money is transferred either to third-party organizations, or is paid in the form of a monthly allowance, or as compensation for the costs of goods for disabled children. Requirements for certificate recipients:

citizens of the Russian Federation;
parents of the second and subsequent children;
guardians, adoptive parents;
a minor citizen who was born or adopted after January 1, 2007.

Will there be indexation of maternity capital?

According to Part 2 of Art. 6 of Federal Law No. 256-FZ of December 29, 2006, the amount of maternity capital is subject to annual revision taking into account the projected level of inflation. This provision was implemented until 2021, but due to the difficult economic situation, indexation was suspended (Article 12 of Law 444-FZ of December 19, 2016 on changing the provisions of certain legislative acts). The next indexation will take place on January 1, 2021.

Initially, it was assumed that maternity capital would be frozen for one year, but in September 2021, Maxim Topilin announced that in 2017 the size of the MSC certificate would also not increase. The head of the Ministry of Labor explained this decision by the fact that maternity capital in most cases is used to purchase housing, and prices for it have not been rising recently. Before the decision to freeze was made, it was planned that in 2021 maternity capital would increase by 4.8 percent - to approximately 475 thousand rubles.

It should be noted that during indexation, not only the amount of newly issued certificates increases, but also the amount of the unspent balance of funds on previously received certificates. The increase does not occur by any specific amount, but by the amount of predicted inflation (in 2021 its level will be 3.8%).

You can calculate the balance of funds on the MSK certificate yourself (taking into account the funds used and indexations) or request a certificate from the Pension Fund:

during a personal visit;
through the personal account of the insured person on the Pension Fund website, this can be done using an account from the State Services portal.

Amount of maternity capital, exact amount.

Since the freezing of maternity capital will continue into 2021, its amount will be 453,026 rubles. Regular indexation of MSK will resume in 2021, the size of the certificate will increase as follows:

in 2021 - up to 470 thousand rubles;
in 2021 - up to 489 thousand rubles.

The indicated amounts follow from the explanatory note to the draft federal law on the budget of the Pension Fund, drawn up for 2019, as well as the period 2020-2021.

During the federal program (starting from 2007), the size of the MSK increased from 250,000 to 453,026 rubles (by more than 80%). The most significant increase in the amount of the certificate was in 2009 - by 13%. The table below shows how maternity capital changed every year.

Year Amount of maternity capital certificate, rub. Indexation, % Inflation rate, %

2007	250 000	—	11,9
2008	276 250	10,5	13,3
2009	312 163	13	8,8
2010	343 379	10	8,8
2011	365 698	6,5	6,1
2012	387 640	6	6,6
2013	408 961	5,5	6,5
2014	429 409	5	11,4
2015	453 026	5,5	12,9
2016	453 026	5,4
2017	453 026	2,5
2018	453 026	3.1 (forecast)
2019	453 026	4.3 (forecast)
2020	470 241	3.8 (forecast)	3.8 (forecast)
2021	489 051	4 (forecast)	4 (forecast)

How to obtain a certificate for the right to receive maternity capital

To apply for state assistance, you need to contact the Pension Fund office at your place of residence:

personally;
through a representative;
by mail;
using electronic services: the State Services portal, personal account on the official website of the Pension Fund.

If a minor applies for a certificate, the application period is limited to reaching 23 years of age. In order to receive maternity capital in 2021 for a second child, you need to fill out an application and provide a number of documents confirming the presence of two children:

applicant's passport;
children's birth certificates;
power of attorney for a representative if necessary.

In some cases, the list of documents for maternity capital may change. The table describes situations when the applicant will need to provide additional paperwork:

SPECIAL CASE	DOCUMENTATION
If the child is adopted	Certificate of adoption
In case of death of a parent/parents	Death certificate(s) or court order declaring a person dead
If a parent/parents are deprived of the right to MSC	Confirmation: deprivation of parental rights; cancellation of adoption; committing a crime against the person of a child
If applying through a proxy or legal representative	proof of identity and place of residence of the representative; notarized power of attorney; confirmation of the representative's authority
If an adult child has the right to MSC	Confirmation of full-time study
If there is no confirmation of registration	Confirmation of place of actual residence
If personal data has changed	Documents on changing personal data

What else can you use maternity capital for?

It is important to note that in 2021, the existing conditions and rules governing the expenditure of maternity capital will not change. It is important to understand that the main purpose of these payments is to meet the needs of children. Thus, the amount received under this program can be used to purchase housing. Financial assistance in this case will be provided subject to two conditions: the transaction must improve the family’s living conditions, and the children must receive rights to part of the property.

You can also spend maternity capital on any other needs related to obtaining an education. For example, parents can pay with this money for a dormitory attached to a particular educational institution. In addition, they can be spent on educational courses. Spending on purchasing special goods for a child with a disability deserves special mention. Maternity capital can also be used to form the funded part of the mother’s pension. Let us note that in this case the father does not have the right to count on money allocated by the state under this program.

Who is issued a maternity capital certificate in 2021

According to Art. 3 of Federal Law No. 256 of December 29, 2006 on measures to support families with children, in the event of the birth or adoption of a second or subsequent child with Russian citizenship from January 1, 2007, citizens of the Russian Federation can receive the certificate:

a mother who gave birth to or adopted a child, with whose birth the right to MSC arose;
a man who is the sole adoptive parent.

If the mother for some reason loses the right to receive MSC, then it goes to the father or adoptive parent, even if he is not a Russian citizen.

The right to receive a certificate is lost if the parent (adoptive parent):

died or was declared dead;
was deprived of parental rights;
committed crimes against his child;
canceled the adoption.

Having Russian citizenship is a prerequisite for obtaining a certificate. Foreigners who have a residence permit and permanently reside in Russia cannot apply for benefits. However, as soon as a person receives citizenship, along with it he acquires the right to social support.

In legal practice, there are cases where parents obtained citizenship after the birth of their second or subsequent child, and then applied for benefits. The prosecutor's office declared the certificates issued to such applicants invalid.

However, such decisions by government bodies violate the constitutional rights of Russians, so the Ministry of Labor has developed a bill regulating such situations. It is proposed to make amendments to Part 1 of Art. 3 of Federal Law No. 256 of December 29, 2006. According to them, if children are citizens of the Russian Federation, then parents will be able to obtain a certificate for obtaining MSK, regardless of when citizenship was issued.

Conditions for obtaining and using maternity capital in 2021

The period during which the maternity capital program is valid is stipulated in Federal Law No. 256-FZ of December 29, 2006. According to this act, a certificate was issued only if a second (or more) child appeared in the family before the end of 2021. However, the government of the Russian Federation issued Federal Law No. 432-FZ of December 28, 2020, which continued the validity of the above act. Therefore, if the question arises until what year the state maternity capital program was extended, then in these legal acts you can find the answer - until the end of 2021.

Maternity capital for training and education is one of the most popular options for selling certificate funds. This does not limit the choice of parents which of their children will receive an education using social funds. Those. You can pay for education not only for the child for whom the certificate is issued, but even for the oldest

Latest news about maternity capital 2021

In 2021, maternity capital for the 2nd child remains a significant help for many parents. It makes it possible to solve financial problems related, for example, to education or treatment of children. Thus, in 2021, in order for families to receive benefits faster, the application processing period was reduced from 30 to 15 days.

This adjustment became possible after the adoption of Federal Law No. 390-FZ of October 30, 2018 “On Amendments to Article 5 of the Federal Law “On Additional Measures of State Support for Families with Children.” The current deadline for consideration of the application is contained in Part 3, Art. 5 of this law.

The state is trying to listen to the opinions of parents and improve the program in accordance with the needs of families. Much attention is paid to combating the illegal use of maternity capital in 2021.

It is too early to say how many families will take advantage of this program, but this money will in any case be used to create comfortable living conditions for children, since there are no other ways to use the benefit. The certificate can be spent on:

buying an apartment;
for children's education, including attending kindergarten;
increase in mother's pension;
compensation for costs associated with the purchase of goods or services for disabled children;
monthly payments from maternity capital in 2021 for the second child born after January 1, 2021.

MSC can be disposed of only 3 years after the birth of the 2nd child. However, there are exceptions to this rule that allow you to use the benefit from the moment the second baby is born:

Expansion of living space using credit funds. Here MSC can be spent on: - paying the first installment when applying for a loan; - reducing the amount of the principal debt; - paying interest on the loan.
Reimbursement of costs for preschool education and child care services.
Monthly allowance for the second child. Required for children born from January 1, 2021. A mandatory requirement is that the monthly average per capita family income should not exceed 1.5 times the subsistence minimum for able-bodied citizens. Each subject of the Russian Federation sets its own living wage.
Purchasing goods and services for disabled children. You can withdraw money from maternity capital in 2021 to compensate for expenses already committed. The list of goods subject to compensation is contained in Government Order No. 831-r dated April 30, 2016.

In 2021, government assistance can be spent on building a house on a garden plot. There is only one limitation: the final structure must be residential, and not commercial or country house. This innovation is related to Federal Law No. 217 of July 29, 2017, which legalizes the registration of persons in houses built on garden plots.

The fact that there are no major changes in maternity capital in 2021 is due to the innovations adopted a year earlier:

the opportunity to apply for a monthly benefit, which will be transferred until the second child turns 1.5 years old;
the ability to pay for kindergarten;
extension of the program until 2021 inclusive.

A mortgage subsidy program has also been launched for families in which, starting January 1, 2021, a second and (or) subsequent child appeared. Now families will be able to get a loan at a reduced rate of 6% per annum. The program is not directly associated with the MSK, but its participants are certificate recipients. Thus, in 2021, maternity capital for the second child and subsequent children can be spent on the purchase of housing, taken out on a mortgage at a favorable interest rate.

Many parents are in favor of expanding the list of what benefits can be used for. For example, there is an opinion to include payments for a car or household appliances in the list. But the state is not ready to meet such wishes, putting forward the following arguments in defense of its position:

Each region of the country has its own family assistance programs, for example, regional maternity capital. Local authorities independently determine the list of areas for using the benefit. As a rule, it is broader than the list operating at the federal level, and in some regions it provides for the purchase of a car.
The number of fraudulent schemes for cashing out benefits is growing. Proposals to withdraw money from maternity capital in 2021 have already been recorded on the market from many companies. Those who want to break the law enter into a criminal conspiracy with such organizations and receive “real” money for a certain fee to the intermediary.

All actions aimed at obtaining benefits in circumvention of the established rules are punishable by law. The punishment will depend on how severe the damage was caused to the state.

Indexation and exact amount for the second child in 2021

The program started with a base amount of 250 thousand rubles. The legislator provided for its growth according to the level of increase in prices for basic goods and services included in the consumer basket. Indexation occurred annually until 2015 inclusive. Then it was “frozen” against the background of the economic crisis and the budget deficit of the Pension Fund of the Russian Federation and the country as a whole:

Period	MSK amount, rub.
2015–2019	453026
2014	429408
2013	408960
2012	387640
2011	365698
2010	343378
2009	312162
2008	276250
2007	250000

There will be no re-indexing in 2021 (Federal Law No. 444 of December 19, 2016). They plan to index only in February 2021 at the level of 3.8–4% - this is how much the Ministry of Economic Development estimated the expected inflation in 2019. Most likely, the MSK will increase to 470,241 rubles, and in 2021 - to 489,051 rubles.

The exact amount of maternity capital in 2021 for the second child is 453,026 rubles.

The government has not yet confirmed the indexation of maternity capital. Optimistic expectations are based only on reports of the first budget surplus in several years and an increase in pensions by 7% (Address of the President of the Russian Federation to Russian citizens on August 29, 2018).

Frequently asked questions about maternity capital in 2021

Do I need to spend the benefit immediately after receiving it?

Maternity capital issued in previous years is not indexed. For example, in 2011, you could get 365,698 rubles with a certificate. If the money was not spent, then by 2021 the amount will not increase to 453,026 rubles. To avoid depreciation of funds, it is better to spend them.

Is it possible to withdraw money from maternity capital in 2021?

No, all attempts to cash out maternity capital are illegal and lead to administrative or criminal liability.

When do you need to receive a certificate?

At any convenient time while the program is valid. You don’t have to rush to receive the certificate if you haven’t decided what to spend the benefit on. However, if a family wants to take out a mortgage to improve their living conditions, then after the birth/adoption of 2 or 3 children, maternity capital in 2021 can be spent immediately.

How to cash out maternity capital in 2021?

It is not possible to receive benefits in person. It can only be used in areas prescribed by law. In this case, the money is not transferred to the applicant personally, but to the relevant companies, for example, to a bank to pay off the mortgage. Exceptions are the issuance of a monthly allowance or compensation for the purchase of goods for disabled children, which are cashed out from maternity capital in 2019.

Is it possible to obtain a certificate for receiving MSC at the birth of twins?

Yes, you can. The benefit is paid for the second child, regardless of how many births the mother has had: one or two. However, the certificate is issued only once, and if in the future the family has twins again, it will no longer be able to apply for maternity capital.

Is it possible to receive maternity capital for a 3rd child in 2021?

The benefit is issued for the second and subsequent children, i.e. if you are a family with three children, then she can apply for maternity capital, but only once.

Who is denied MSC?

To obtain a certificate, you need to contact the Pension Fund of Russia. According to the Ministry of Labor, during the entire period of the program, only 2% of applicants were refused. The main reasons for refusal: there is only one child in the family or the documents provided contain incorrect information. The applicant can provide correct data or appeal the decision of the Pension Fund in court.

When is MSC denied?

The Pension Fund of the Russian Federation refuses to issue a certificate if a citizen of the Russian Federation lives abroad and gives birth to a child from a foreigner. According to the legislation of most states, a child automatically receives citizenship of the country in which he was born. The main condition for receiving benefits is that parents and children have Russian citizenship. In this case, this condition will not be met, so the Pension Fund will refuse to issue a certificate. Subsequent moving to Russia and obtaining citizenship will not give the right to receive benefits.

If parents who are citizens of the Russian Federation permanently reside abroad, then they have the right to receive maternity capital only if they obtain Russian citizenship for their children. To do this, you can contact the embassy or consular center. Or send a written request to the central office of the Pension Fund.

A mother who has been deprived of parental rights in relation to a previously born child or children cannot apply for a certificate. Guardianship authorities and the Pension Fund of the Russian Federation can remove such citizens from the maternity capital program.

Also, a woman will not be able to apply for benefits if she has been deprived of parental rights in relation to a newborn baby. In this case, the right to maternal capital passes directly to the child.

If the parents die, then the right to issue a certificate passes to the child who was born or adopted second. He must take advantage of this opportunity before reaching the age of 25.

Maternity capital - changes in 2019

One of the positive innovations is receiving monthly cash amounts until the child is 1.5 years old. It will become easier for parents financially at the initial stage of raising a child. The decision was made based on numerous requests from interested citizens, and is valid for the baby’s date of birth after 01/01/2019.

Major amendments to current provisions:

the upper limit for date of birth has been raised until the end of 2021;
the right to receive cash monthly is possible at 1.5 minimum wages per family. Money is provided for the maintenance of children under 1.5 years of age;
procedure for using the certificate.

Restrictions on some areas of use of parental funds have been lifted. The rights of parents have been expanded and the procedure for paying maternity capital has been simplified.

Since this year, the following opportunities have appeared:

preschool education from birth. For example, you can pay for nanny services that are documented;
Restrictions on choice and payment for school education have been lifted. If a student attends a non-state institution, this does not serve as a reason for refusing to withdraw funds.

The one-time benefit in the amount of 25 thousand rubles from the money of the mother’s certificate has been canceled since 2021.

Monthly payments from maternity capital in 2019

Starting in 2021, parents can use government assistance funds for monthly child care payments. So, if families are still wondering what to spend maternity capital on in 2021, then it’s worth paying attention to this point. The relevant documents must be submitted to the Pension Fund. Since payments will be made from the MSK fund, its size will gradually decrease.

Thus, it is impossible to withdraw maternity capital in 2021, but applying for benefits is one way to receive cash that can be spent on child care.

The amount of the benefit is equal to the child's subsistence minimum, which is set individually in each region. The figure is for the second quarter of last year. For example, if parents make a payment in 2021, then you need to start from the child’s subsistence level for the 2nd quarter of 2021.

The benefit is provided to citizens who meet the following requirements:

the child and the applicant are Russian citizens;
year of birth of the second child – 2021 and subsequent;
monthly average per capita income is less than 1.5 times the subsistence level in the given region.

The benefit is paid until the child reaches one and a half years old. If you start processing payments immediately after the birth of the child or within six months, the benefit will be assigned from the day the baby is born. If the applicant comes after 6 months, the payment will be from the date of application.

The application must be submitted twice: the first - to apply for benefits for 1 year, the second - for the remaining 6 months.

To receive payments you must provide the following documents:

child's birth certificate;
applicant's passport;
certificates of income of family members: from the place of work, study, from institutions that issue benefits and pensions;
a certificate from the military registration and enlistment office confirming the parent’s service;
a certificate from the bank with account details;
SNILS;
documents containing information about family composition. These include a certificate of marriage or divorce, certificates of family composition.>

The applicant can provide documents in person by coming to the MFC, or send them by email. The money is transferred to a bank account linked to a savings book or card.

When calculating family income, not only salary is taken into account, but also pension, student scholarship, other benefits, allowance and military compensation.

To determine whether a monthly benefit is due or not, you need to make the following calculation:

Sum up the income of each family member for the year before taxes. For example, a family consists of four people: father, mother and two children. The youngest child was born in 2021. We calculate the annual income of each family member: mother 360,000 (30,000*12 rubles), father 600,000 (50,000*12); scholarship for the eldest child 36,000 (3,000*12). There are no other sources of income.
Let’s sum up the income: 360,000+600,000+36,000=996,000 rubles.
We divide the amount by the number of family members: 1002,000/12/4=20,750 - and we get the monthly average per capita income. For example, a family with an income of 20,750 rubles lives in Murmansk, where the cost of living is 15,185 rubles. 1.5 the cost of living is 15,185 * 1.5 = 22,778 rubles. Since the average per capita income in this family is less than this indicator (20,750 <22,778), then it is entitled to a payment. In the Murmansk region, the cost of living per child is 15,048 rubles. This amount will be paid monthly.

If several children were born in a family at the same time, then the application must be submitted to two departments:

for one child - to social protection authorities;
for the rest - to the Pension Fund department.

Thus, in 2021, maternity capital for the second child will be paid from the Pension Fund of Russia resources, and for the remaining children - from the federal budget.

The benefit is terminated under the following circumstances:

The child is 1.5 years old.
The recipient moved to another subject of the Russian Federation for permanent residence. Pension Fund employees must be notified of this.
The recipient wrote a refusal of the benefit. To resume payment, you need to write a new application to the Pension Fund office.
The child, after whose birth the right to benefits became available, died.
The recipient has been deprived of parental rights or has died. In the first case, in order to restore the payment, you need to submit a corresponding court decision to the Pension Fund.

Also, the benefits will no longer be transferred if the MSC funds are completely spent, so a lot here depends on what the maternity capital will be in 2021 and subsequent years.

There is no special application form for receiving payments, but there are certain requirements for its content. It must indicate:

name of the Pension Fund department;
surname (indicate the surname at birth next to it in brackets), first name, patronymic of the applicant;
date of birth;
passport series and number;
citizenship;
SNILS number;
full address;
telephone for communication;
child’s details, including citizenship;
date of birth;
information about the deprivation of parental rights, about the cancellation of the adoption of a child, about the facts of a crime against the child’s personality;
Bank account number;
income information.

At the end of the application, you must indicate the list of attached documents and the date. Next is the signature of the applicant.

The entire package of documents can be sent by email, regular mail, or posted on the State Services website in your personal account.

How to get maternity capital

After the birth of the child and receipt of administrative documents, the mother can contact the MFC or Pension Fund. In both cases, a package of documents is required:

applicant's passport;
certificates of all born and raised children;
SNILS for the whole family;
Marriage certificate.

If we are talking about adoptive parents, then documents on adoption are attached.

The father can assert his rights in cases established by law. Maternity capital is issued to the father if the mother is not alive, she is deprived of her rights or is an incapacitated citizen.

Applicants can apply in person, by mail or by submitting information online through government services. After verification, you will need to come in person to the Pension Fund office at the recipient’s place of registration to receive the certificate.

Will there be indexation in 2021?

Initially, when accepting legal assistance from the state, indexation was planned every year. However, the amount was frozen a couple of times. Politicians explained this by the fact that maternal capital is used mainly for the purchase of housing, and the price tag for real estate has not increased, and the economic situation of the country does not allow increasing the amount of family capital.

Indeed, most parents spent money on solving housing problems. After all, they have traditionally been and remain the main obstacle to increasing the family.

Elena Smirnova

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Further indexation is planned for 2021. If constant indexation returns, the amount of financial capital will be 470,241 rubles. These data are according to the planning period for 2020-2021. Most likely, this policy will be extended later, because it is a great motivation for planning a second child.

It should be noted that when the program was launched, the amount of certificates issued was 250,000 rubles. A significant increase occurred in 2009.