The non-state pension fund Hephaestus was registered back in 1993 and conducted its work focusing on the metallurgical industry.
Today, the organization has expanded the scope of its activities, and the official website of NPF Gefest allows clients of the fund and visitors to obtain comprehensive information on issues of pension insurance and security.
Hephaestus Pension Fund Reliability Rating
NPF is not a participant in official ratings, which in the eyes of many potential clients does not characterize Hephaestus in the best way. Reliability can be judged indirectly thanks to the insurance company of the same name, which rates it at level A+.
However, in 2008 the company was still a participant in the rating and received level B+ (low degree of reliability). Nevertheless, part of the country's population trusts their finances to the fund.
SPF "Gefest" - reliability
NPF Gefest does not occupy any place in the reliability rating.
Currently it does not participate in any of the reliability rankings. On November 16, 2008, the fund from RA Expert (RAEX) was assigned a reliability value of B+ - low level. On January 26, 2010, this indicator was withdrawn. NPF Hephaestus does not participate in the reliability rating from the NRA.
This is a very negative criterion in the work of this NPF. I remind you once again that during a period of economic regression and financial crisis, the fundamental indicator in choosing a pension fund for your private enterprise should be the reliability of the fund. NPF “Hephaestus” is not a stable and reliable fund. Transferring pension savings to it may end in an unfavorable situation.
Personal account of NPF Hephaestus - registration and login
To gain access to the service, you must register. The conditions for this are as follows:
- It is mandatory to have a mandatory security agreement;
- an account must be opened in the fund’s system (funds have been transferred from another fund);
- a request to connect to the account must be submitted to the organization;
- consent to the processing of personal data must be given.
The service allows you to monitor savings, income from investment policies, and also adjust personal data.
Personal Area
To gain access to your Personal Account, you must submit a request on the fund’s website, observing the following conditions:
- availability of a compulsory pensioner insurance contract that has entered into force;
- the presence of an account opened by a pensioner for the accumulative part of a labor pension benefit and (or) an open account for a non-state pension benefit;
- consent to the processing of personal data.
The SNILS number is used as a login. An email address is also indicated.
Possibilities
In the Personal Account, the investor can check and receive the following information:
- an extract from a pension account;
- details of the contract;
- Full name, birthday;
- residential address, mailing address and telephone number;
- SNILS;
- the amount and date of receipt of accumulated funds;
- amount and date of payment of savings;
- amount and day of accrual of income;
- the size of the pensioner's account balance.
How to find out your savings?
You can find out your savings by logging into your Personal Account, which you can access after submitting a corresponding request on the official page of the fund.
Customer reviews of NPF Hephaestus
Hephaestus is not very popular among the population, despite his long period of activity. There is a return from the fund, but sometimes it does not cover inflation.
Some reviews indicate customer dissatisfaction with regard to pension payments and interest accrual. Some people are not satisfied with the fund’s opacity, as evidenced by its non-participation in the rating.
In general, NPF Gephaestus demonstrates relative stability in the pension market. Everyone decides on their own whether to trust funds to the fund.
(
7 ratings, average: 3.14 out of 5)
Advantages and disadvantages
NPF "Hephaestus" has pros and cons.
| + | — |
| Stable work | No hotline number |
| Possibility of concluding a “flexible” agreement with the fund up to specifying the moment of payment | The voluntary and forced choice of the fund by OMK employees is confusing |
| Not noticed in scandals and frauds | The fund does not participate in the rating. Although the procedure is paid, it is based on financial analysis, which is difficult for an ordinary person to do without special education |
| The website of NPF "Gefest" is adapted for modern gadgets, information is updated | Some sections of the website of the Scientific and Pension Fund "Hephaestus" are "under reconstruction" without access to archival information |
| NPF "Gefest" has a board of trustees and an audit commission | Reports on the work of the Republic of Kazakhstan are not publicly available |
| Risk management work is underway | NPF "Gefest" shifts responsibility to the management company |
General information about NPF Hephaestus
In 2013, the non-state enterprise in question turned 20 years old. At the very beginning of its activities, the organization positioned itself as a fund intended to accumulate funds for citizens carrying out activities in the mining and metallurgical industries. These individuals first began receiving pension payments in 1995.
The start of work on the market dates back to 2004. Currently, this organization has its own property, which is estimated by experts to be about one and a half billion. About forty thousand citizens contributed their funds to the organization.
This company has the form of a joint stock company. It is worth noting that, as of 2013, NPF did not participate in reliability ratings. However, the organization of the same name, which operates in the insurance industry, received a high reliability rating.
SPF "Hephaestus" - history
It was created on October 7, 1993, as a fund for workers in the mining and metallurgical industry. The foundation was initiated by the shareholders of the United Metallurgical Company (OMK). From the very beginning of its activities, the fund provided employees of this area with non-state pension programs as an additional pension to the state one. In the mid-2000s. This NPF received a license to engage in compulsory pension insurance activities.
On February 13, 2015, the NPO was reorganized into JSC NPF Gefest.
The main shareholders (investors) of the fund are:
- CJSC “United Metallurgical Company”
- OJSC “Vyksa Metallurgical Plant”
- OJSC Chusovsky Metallurgical Plant
- JSC Trubodetal
- OJSC “Blagoveshchensk Valve Plant”
NPF “Gefest” has its clients in compulsory pension insurance and non-state pension provision in the persons of the employees of the above-mentioned organizations. In practice, it is their corporate non-state pension fund. Corporate programs created on the basis of enterprise data have a two-stage pension system:
The basic part is parity participation of workers and employers.
The motivational part is formed at the expense and on the initiative of employers, in order to motivate their employees.
NPF “Gefest” also has pension programs for legal entities and individuals.
- Review of NPF Education and Science: scam or not + real reviews from investors
SPF "Hephaestus" - website
NPF “Hephaestus” has an official website where all the working materials of the fund are provided.
- Pension calculator for NPOs and OPS;
- Personal account for fund clients;
- Contacts;
- Question and answer (online consultant);
- Documents and reporting, in electronic form for clients of the fund.
That's all for today! Remember that the current year is ending and you should hurry in your choice of a management company for your private enterprise, but you should make a choice consciously, based on numbers and performance indicators of funds, and not euphonious promises. Remember, when difficult times come, the first thing that crumbles into dust is loud calls and promises. Make your choices consciously, reasonably and constructively. Otherwise, you risk waking up early in the morning, turning on the news, and discovering that your pension fund has been blacklisted and ordered its pensioners to “live long.”
Goodbye my readers! See you again!
PS “These two words contain all the happiness available to a person: “The choice has been made.” There is no other happiness” Henry Lyon Oldie
Your pension advisor...
Official website of NPF "Hephaestus"
The address of the official website of the foundation is https://www.npfgefest.ru/. Some services are presented here, such as a personal account and a pension benefit calculator, a large number of reports and official documentation. Users will be able to find answers to their questions on the portal.
Profitability
The profitability of NPF "Gefest" was 11.76%, in the period from 2006 to 2017 it reached its maximum in 2015 - 16.65%. The minimum yield was recorded in 2011: 1.50% per annum. You can always find current indicators in the rating table.
Reliability rating
NPF does not participate in any official reliability rating and does not occupy any place in the reliability rating.
NPF "Gefest" - performance indicators
Key performance indicators of the fund:
- The total number of insured persons as of December 31, 2014 is 35,077 people.
- The amount of pension savings managed by NPF “Gefest” as of January 1, 2014 is 2,036,321.06 thousand rubles.
- The amount of own property is 2,548,622 thousand rubles.
- Pension reserves - 287,660 thousand rubles.
Investment policy of the fund.
NPF “Gefest” adheres to a moderately conservative investment strategy, which is focused on achieving the optimal balance of profitability and reliability of financial instruments.
Fund management companies:
- CJSC “Metallinvesttrust”
- CJSC “Management Company “Analytical Center”.
Diversification of the investment portfolio of NPF “Gefest”:
Hephaestus - reliability rating, customer reviews
The non-state pension fund Hephaestus was registered back in 1993 and conducted its work focusing on the metallurgical industry.
Today, the organization has expanded the scope of its activities, and the official website of NPF Gefest allows clients of the fund and visitors to obtain comprehensive information on issues of pension insurance and security.
Statistics of NPF Gefest: rating of reliability and profitability
According to the Central Bank of the Russian Federation from the reporting “Main performance indicators of non-state pension funds” as of the date: 01/01/2020
Fund assets (thousand rubles): 4016046.04
Statistics on NPO (non-state pension provision) as of 01/01/2020
- Total volume of pension reserves (thousand rubles): 480383.84
- Total number of participants (people): 6425
- Participants receiving pensions (persons): 1873
- Total amount of pensions paid under NPO (thousand rubles): 15497.15
Statistics on compulsory pension insurance (compulsory pension insurance) as of 01/01/2020
- Pension savings (thousand rubles, market value): 3355813.70
- Number of insured persons (people): 30334
- Participants receiving a pension under compulsory pension insurance (persons): 1454
- Amount of pension payments under compulsory pension insurance (thousand rubles): 30439.25
Profitability of pension savings
Current profitability
Minus remuneration for management companies, specialized depository and fund.
- Profitability of placing funds from pension reserves (NPO): 13.03%
- Return on investment of pension savings (OPS): 12.88%
Profitability chart
Data on the profitability of NPF Gefest in 2021 (as of 01/01/2020), including information for the previous 10 years in comparison with the profitability of the Pension Fund of Russia (VEB):
Yield comparison table
| Year | NPF Hephaestus | Pension Fund |
| 2010 | 16.43% | 7.62% |
| 2011 | -1.99% | 5.47% |
| 2012 | 6.62% | 9.21% |
| 2013 | 7.37% | 6.71% |
| 2014 | 0.62% | 2.68% |
| 2015 | 16.65% | 13.15% |
| 2016 | 11.95% | 10.53% |
| 2017 | 9.97% | 8.59% |
| 2018 | 3.94% | 7.90% |
| 2019 | 12.88 | 7.66% |
NPF "Gefest" - official website, personal account, profitability
Consultation with a pension lawyer by phone
In Moscow and the Moscow region
+7 (499) 110-25-80
St. Petersburg and region
+7 (812) 407-18-13
NPF card
| Profitability: | 11,76 % |
| Assets: | 3626598.38934 thousand rubles. |
| Reliability: | A+ |
| Official site: | www.npfgefest.ru/ |
| Personal Area: | |
| Telephone: | 8 |
Information is current as of 12/17/2018.
Nowadays, the realities of life are constantly changing, and people also need to change. People already know how to earn money, buy housing, pay for their children’s education and medical services, and financially support their own parents. They know how to invest financial resources in banking and other financial organizations, and skillfully use their funds.
Now you need to learn how to maintain your income after retirement. The non-state pension fund "Hephaestus" will help maintain a decent standard of living in retirement.
