Non-state pension fund Stalfond

NPF "" was founded in 1996. Since 2021, this structure has been affiliated with the Future Fund (formerly NPF Blagosostoyanie).

Both of them belong to the investment company O1 Group, which manages about 13% of the total pension savings of Russians. The company invests in the development of financial services, industrial sector and real estate.

About the fund

“Stalfond” is a fairly large organization, and this increases the level of citizens’ trust in it. The structure sets itself the task of improving service for clients and maintaining the position of one of the leaders in its segment.

Initially, the organization was called “Sheksna-Hephaestus” and was known as the “metallurgists’ fund.” This is due to the development of pension programs for industrial enterprises of Severstal, with which the work of this structure began. But after 5 years, branches began to open in different regions of the country, and 40 thousand people became clients of the fund.

The name “Stalfond” appeared in 2004; a special competition was even held to select the name. At the same time, pension reform took place, and new opportunities opened up for organizations in this area. This concerns, first of all. provision of OPS services.

During 2007-2014, Stalfond managed to increase the number of contracts for compulsory pension insurance by more than 33 times to 1.002 million. The volume of pension savings increased to 34.8 billion rubles, i.e. 86 times. The foundation has been repeatedly awarded prestigious awards, including international ones, and high ratings.

General information about Stalfond

The history of the development of the fund goes back 15 years, since it appeared back in 2004 under the name “BLAGOSOSTOYANIE”, but NPF “StalFond” became part of this organization only in 2016.

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But at the time of its merger, StalFond itself was a fairly large company, operating in the pension insurance market for 18 years. By the end of the same 2021, the combined fund also included NPF Uralsib and NPF OUR FUTURE.

The non-state pension fund "FUTURE" as of 2021 occupies one of the leading positions in this industry. The number of citizens insured by it is more than 4.3 million people, which allows it to occupy 4th place in this indicator among all such organizations.

In terms of the volume of all pension savings, this NPF is also not far behind, occupying 5th position with a total amount of more than 252 billion rubles. The organization is part of the deposit insurance system, therefore, savings funds placed in it are reliably protected, and their safety is guaranteed by the state.

NPF "FUTURE", as required by law, carries out only activities in the field of pension insurance, in particular in its mandatory part (OPS). The fund manages pension savings of citizens, investing them in various projects and areas. The ultimate owners of the joint stock fund are Russian citizens.

Similar structural funds began to form in Russia back in the 90s of the last century.

The reason was presidential decree of 1992 No. 1077 “On Non-State Pension Funds”. Today, the affairs of non-state funds are regulated by Federal Law No. 75 “On NFP”.

Official website

The official website of NPF "Stalfond" futurenpf.ru provides access to information about the work of the fund, areas of activity, cooperation with partners. Here you can:

Calculate pension according to compulsory pension insurance;
Submit a request for information;
Choose an individual pension plan;
and necessary documents;
Learn about the procedure for inheriting funds.

On the official website of OJSC NPF Stalfond there are complete conditions for registering an individual pension plan. Moreover, clients of the fund can fill out an online application for the development of such a plan by specialists. In this case, all the capabilities and needs of the citizen will be taken into account.

How to get to your personal account Stalfond/Future

Despite the unification of Stalfond and its new name, this does not change anything for citizens who entered into an agreement. You don’t need to sign any new documents and with the old data you can register your personal account on the website of the NPF “Future” , which has now become Stalfond. Or log in using old data if you have already registered your account - the company website: https://futurenpf.ru

SNILS.
Or email.
Or phone number and password.

If you have forgotten your password, technical support can remind you of it.

Pension plans

According to the plan, upon the occurrence of appropriate grounds, the NPF client receives a non-state pension plus income from the investment of funds that he contributed in the form of contributions.

Important! Additional income is a social tax deduction - 13% of the amount of contributions for the year. This rule applies to amounts within 120 thousand rubles.

When making contributions, the frequency can be any. The first payment is from 1 thousand rubles. This approach allows you to effectively manage savings and provide additional protection in retirement age. There are various ways to deposit funds, from enterprise accounting and Sberbank branches to online services.

Helpful information! You can become a client of the NPF at any time. To do this, it is enough to transfer the pension savings collected in the account until the end of 2015 to a non-state fund. The funded pension will be paid from this amount.

The fund's clients are given the opportunity to increase their pension. The employer transfers to the Pension Fund 22% in excess of the salary, of which 6% are savings until the specified date, 16% are deductions towards the insurance pension, formed in points.

NPF rating

Earlier, RA “Expert” confirmed the rating of “Stalfond”, assessing its reliability at the “A+” level. This is a high figure, and the forecast for it was stable. After the reorganization, the rating was withdrawn. The fund received an 'AA' rating from the National Rating Agency in 2011, but this was withdrawn after the end of the contract period.

Contact Information

All clients who have entered into contracts with NPF "Stalfond" are currently serviced by the "Future" fund.

Important! All agreements remain valid and there is no need to re-issue them.

In Moscow, the fund's representative office is located on Tsvetnoy Boulevard. D.2, checkpoint D. You can contact the unified information service by phone: 8-800-707-15-20, the call is free from anywhere in Russia. Customer requests are accepted at:

Offices and branches operate in other cities of the country. You can find your nearest representative office on the official website of NPF "Stalfond".

Self-registration on the portal

If a new client needs to log into the “Personal Account” on the official website of the non-state pension fund “Stalfond”, he will need to go through a simple and standard registration procedure. To do this, you also need to go to the page for authorization on the portal (the “Personal Account” button of NPF “Stalfond” in the upper right corner) and click on the link: “Register” (at the bottom of the page).

To successfully register your “Personal Account” on the website of NPF “Stalfond”, you will need to enter the following personal data:

Full name (if there is no middle name, then you need to check the box “No middle name”).
Series and passport number.
SNILS number.
E-mail address.
Phone number.

Please note that by default there will be a checkbox confirming consent to the processing of personal data. It should not be removed, otherwise the registration process will not be able to complete.

If the client wishes to receive notifications about fund news in the form of SMS messages to the phone or letters to the specified e-mail, then you need to check the appropriate box.

To protect against spam and confirm that it is a real person and not a bot who is registering, the system will ask you to enter . As a rule, it consists of numbers and Latin letters.

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Expert opinion Elena Smirnova Pension lawyer, ready to answer your questions. Ask me a question If the person registering “Personal Account” on the official website of the pension fund “Stalfond” is not a citizen of the Russian Federation, the form also provides a special column for this case. You just need to check the box and continue entering data.

The final stage of registering the “Personal Account” of JSC NPF “Stalfond” is to click the “register” button. After that, the new user will receive a letter to the specified email address containing a password to enter the portal.

An individual can register on the Nalog.ru website either using an account in the State Services system or by filling out an electronic form on the official website of the Federal Tax Service.

Personal Area

To register a personal account, you will need to pass authorization. To do this, you need to enter your passport and SNILS details, as well as contact information. After registration, the fund's clients have access to:

Information about the account status (provided within a few seconds);
Free consultations for employees of the organization;
Intuitive interface;
Interest rate data.

By providing the required information, the client agrees to the processing of his personal data.

NPF Stalfond - personal account: find out your savings

Consultation with a pension lawyer by phone In Moscow and the Moscow region St. Petersburg and the region

In March 2021, two non-state pension funds merged: Stalfond and Future. As a result, the process of registering the “Personal Account” of NPF “Stalfond” for viewing one’s pension savings has been modified.

Please note that persons who were already clients of this pension fund at the time of the merger of organizations do not need to renew their agreement with them or sign new agreements with NPF Future.

All previously concluded contracts are valid and have not been subject to changes.

Until recently, only the state was involved in providing pensions to residents of the Russian Federation. This situation has undergone significant changes and it is now possible to cooperate with non-state Funds.

Before transferring savings from the Pension Fund of the Russian Federation to non-state analogues, each interested citizen must receive basic background information about the selected organization, as well as make a competent decision, since the fate of the future pension depends on it. One of the most popular funds is Stalfond.

To understand how to find out your savings in Stalfond’s personal account, you should familiarize yourself with an overview of the organization, the authorization procedure in your personal account, the nuances of checking savings, main financial transactions, the algorithm for using the service, as well as reviews from ordinary clients.

In March 2021, two non-state pension funds merged: Stalfond and Future. As a result, the process of registering the “Personal Account” of NPF “Stalfond” for viewing one’s pension savings has been modified.

This service is available to the client in three forms:

in electronic form (all information is displayed on the monitor in real time);
in the form of a letter to the email specified during registration (this item must be specified in the settings);
in writing (account status information will be sent via Russian Post).

To familiarize yourself with the amount of existing savings in your personal account, the client needs to go to the “Personal Account” on the website of the non-state pension fund “Stalfond” (link provided above). After this, you will need to go to the “Pension Savings” tab and send an application for a statement by clicking on the blue button in the upper right corner of the window): “Get a service.” A similar button is located at the bottom of the page.

The statement will be available within two minutes after sending the request and is absolutely free for users.

You can find out your savings through your Stalfond personal account in the “Pension savings” tab. Data can be requested electronically.

The information will be displayed on the screen or sent to the email specified during registration. In addition to the total amount of savings, you can also find out about the receipt of funds into the account.

By registering a personal account, you can always be aware of the status of your hard-earned savings, and you will also know the investment rates with which the fund works. Directly in your personal account there is a specialized “pension savings” tab, which will allow you to keep everything under control.

You can obtain data on savings in three ways:

online - you have this information directly in your account and you can immediately see it with your own eyes;
by email - if you wish, you can order an extract to the e-mail specified during registration;
by mail - if you need a practically official document, you can request an extract, which will be sent to you by mail to your post office. Perhaps this document may be required by the Pension Fund when calculating a pension.

Electronic versions of the information will become available almost within a couple of minutes, but the postal item will have to wait and the time depends on the Russian Post.

There is probably not a single object in our lives that has the unambiguous opinion of others. Likewise, reviews of Stalfond are full of diversity. If you trust the official ratings, then the organization is already established and represents a reliable representative of market relations. Accordingly, user reviews are positive, which undoubtedly confirms the organization’s high ratings.

But there’s nowhere without a fly in the ointment. There are reviews in the public domain about fraudulent manipulations when concluding a contract, deceptive schemes and misrepresentation. But this is most likely due not to the organization itself as a whole, but to the incompetence of individual employees and sometimes to the legal illiteracy of consumers.

If the negative reviews were related specifically to the work of the fund itself as a whole, then it is unlikely that the company could have remained in the top ranking among its competitors for so long.

Until recently, only the state was involved in pension savings of citizens, namely the Pension Fund. But now citizens can enter into a contract with non-state pension funds and entrust their pension savings to them.

If we compare the conditions offered by the Pension Fund of the Russian Federation and non-state pension funds, it is more profitable to cooperate with the latter. But the downside is that there is no guarantee that by the time the client reaches retirement age, the NPF (non-state pension fund) will still exist. This problem was solved at the state level in order to give people guarantees and oblige NPFs to insure themselves.

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Citizens themselves also prefer to enter into agreements with proven and reliable funds in order to be confident in their future pension. One of such funds is Stalfond. Like many NPFs, Stalfond provides its clients with the opportunity to check their pension savings at any time. This can be done on the company's official website.

On the website in your Personal Account, you can select the “Pension Savings” tab. Information can be requested electronically so that it appears directly on the screen, or you can specify in the settings the option to send the document to the e-mail that was specified during registration.

In addition to the amount of savings itself, you can also obtain information about the receipt of funds into the account both for the entire period from the moment of concluding an agreement with the NPF, and for some specific time. This can also be specified in the settings. Also, those interested can find out what income their savings brought to the non-state pension fund during this period.

Website of NPF Stalfond, merged with NPF Future

If desired, information about pension savings and receipts to the account can be requested in writing so that it can be delivered by Russian Post. Sometimes, if an agreement with a company was concluded recently, not the entire amount may be reflected in the Personal Account, since the money has not yet been transferred from the previous pension fund with which the agreement was concluded.

Marina, Norilsk. I became a client of this NPF quite by accident. I feel like I was hypnotized by the gypsies, because I can’t find any other explanation. Employees of this NPF came from their educational activities, talked for a long time about how good their company is, etc. And they offered me introductory information in a printed version and for some reason demanded SNILS and a passport. At that moment I was so overwhelmed with my problems (my father was about to have an operation) that I somehow mechanically provided them with these documents and signed the paper. I was sure that I was signing something like “yes, I listened to them and read the information, I’ll think about it, etc.” As it turned out later, while sorting through a pile of papers on my desk, I discovered an agreement between me and this fund. To say that I was stunned is to say nothing. I started calling this madam, who so kindly told me about the advantages of the company that time, but her phone number was unreachable for several days. I called the hotline 8−800... They told me that in order to terminate the contract with them, I need to sign a new one with another pension fund. I did just that, ran to the Pension Fund of the Russian Federation. I do not recommend this “company” to anyone. Some scammers!
Vitaly, 58 years old. There is absolutely nothing left before retirement, so I decided to enter into an agreement with a non-state fund in order to receive more in the end. I chose Stalfond. The company is reliable, with good conditions. My son showed me how to check my savings on the website. I check it regularly and print out the information to make sure everything is in order. No problem. All I have to do is wait until I retire to make sure that everything is fine. A work colleague is already retired and also entered into an agreement with Stalfond. Everything is stable for him, he receives money on time, and a good amount when compared with what is given to his peers with the same experience.
Elena, Omsk. Words cannot describe, except perhaps swear words, my experience. After reading the reviews, I came to the conclusion that their cunning, unscrupulous agents like to take people by surprise precisely when they are most, so to speak, vulnerable and have poor understanding. So I am one of them. I’m on maternity leave with my seven-month-old daughter and hardly leave the house. An agent of this company knocked on our door and started talking about some form from the Russian Pension Fund that was supposed to come to me and I had to fill it out. I didn’t understand what the Russian pension fund had to do with it if they were non-state, but I didn’t have the nerve to send him and send him away, so I had to listen to the rest. And the child was capricious and did not allow him to properly concentrate on the information. Then he got me a form, asked for my information, wrote it down, asked me to put 3 signatures, left me these papers and left. Only a couple of days later I discovered that I had not signed a questionnaire, but an agreement with this company. I ran to another reliable and familiar NPF so that they could help me. I entered into an agreement with them. I don’t even want to hear about this company.
Renat, 24 years old. The conditions are good, the reviews are positive. The company representative charmed me. Signed a contract. Retirement is still a long way off, but I’m sure it will be worthy.

I transferred my savings to NPF “StalFond” in 2013, which seemed trustworthy to me. At first I didn’t keep track of the amounts, but I especially believed in the future of the funded pension. Since its merger with the NPF FUTURE, I have been regularly monitoring it and, much to my disappointment, have observed a regular decrease in accumulated capital. I understand that I will not receive less than the invested amount unless I change the management fund more than once every 5 years, but nevertheless it is unpleasant that these investments do not bring any investment. Otherwise I can’t say anything bad. I had the opportunity to communicate with the employees on some issues, everyone was polite and explained everything clearly. The personal account interface is clear and convenient.

Elena, Nizhny Novgorod

I judge a non-state pension fund, first of all, by its profitability. And according to this indicator, NPF “FUTURE” is in the very tail. I studied the information on the Central Bank website and was disappointed in the choice. Most likely, I will change the insurer; there are many other funds with positive dynamics. It is clear that there is no guarantee anywhere that the fund will not operate at a loss next year, but waiting endlessly for weather by the sea is also not

Andrey, Novosibirsk

Reviews about the fund

Reviews about the work of NPF "Stalfond" are quite contradictory. You can often find stories about fraudulent methods of concluding contracts.

It happens that agents introduce themselves as employees of the Pension Fund and do not clearly explain to people the conditions for transferring funds to the fund. However, such costs are more likely associated with the lack of competence and integrity of the agents themselves.

In general, the fund fulfills its obligations and pays all amounts on time. This is confirmed by many years of successful work in this market and not the last positions of “Stalfond”.

(
6 ratings, average: 3.33 out of 5)

Reviews of NPF Stalfond/Future

Until recently, only the state was involved in pension savings of citizens, namely the Pension Fund. But now citizens can enter into a contract with non-state pension funds and entrust their pension savings to them.