Alimony through Sberbank - how to transfer money to the creditor’s card?

Last modified: January 2020

Today, most money transfers are carried out through electronic systems using bank software. The ability to use the software is available always and everywhere, regardless of your location, where you have access to the Internet and an open bank account. In addition to technology, legislation is also keeping up with the times, which offers its citizens to make certain payments through electronic transfers. In this article, we will consider in detail how to transfer alimony to a card in Sberbank, how this is implemented, compulsorily or voluntarily. How alimony is collected from a card, all its nuances.

How to transfer alimony to a Sberbank card

As is known, the collection of alimony can be carried out both voluntarily (under an agreement on the payment of alimony) and in a forced manner (under a writ of execution) (Article 80 of the Family Code). Regardless of this, the alimony payer must always have documentary evidence of the fact that his alimony obligation has been fulfilled.

Otherwise, employees of the FSSP (Federal Bailiff Service), who control the execution process, may accrue a debt to him . To avoid litigation with bailiffs and other related problems, it is advisable to transfer alimony to the card account of the alimony recipient (for example, ex-wife) opened in Sberbank.

Thus, in order to transfer alimony funds to a Sberbank card, the recipient must be willing and have an open card account. In addition, transferring money to a card requires accounting :

Articles on the topic (click to view)

• What are the consequences of not paying child support in 2020?
• Assignment of the right to claim under alimony obligations is possible
• Formula for calculating penalties and fines for alimony: sample
• Criminal liability for non-payment of alimony under Art. 157 of the Criminal Code of the Russian Federation
• Is alimony from financial assistance withheld for vacation?
• Find out the debt by name from the bailiffs for alimony
• Reducing alimony debt over the past period

• Voluntary agreement on the payment of alimony (Article 99 of the SK) . It should indicate not only the need to transfer funds to the card with the appropriate details , but also the amount of the benefit in a fixed amount or part of the income, as well as the frequency of their payment. Based on this agreement, the alimony debtor can independently transfer funds to the card; no additional applications from the recipient are required for this.
• Employment of the alimony debtor . If the alimony payer is officially employed, at the request of the recipient, the administration of the enterprise or organization in which he works or receives any income (for example, the Pension Fund) will be obliged to independently calculate the amount of the benefit from the debtor’s salary. It is transferred to the recipient's account specified in the application within three days from the date of payment of the salary (Article 109 of the Insurance Code).
• Open enforcement proceedings for alimony . If the debtor is not officially employed and the actual collection is carried out by bailiffs, then the application for the need to transfer funds to the card must be submitted to them. They will oblige the debtor to transfer money either to the recipient’s account specified in the application or to the deposit account of the SSP branch, after which, in accordance with paragraph 1 of Art. 110 Federal Law No. 229 dated October 2, 2007, within 5 working days, they will transfer them to the recipient’s account.
• Costs associated with translation . According to Art. 109 SK, expenses associated with transfers of alimony to the card are paid by the payer and are not taken into account towards the specified benefit.

Transferring funds to the child's account

Also, based on an agreement or misuse of funds for a minor, financial support may be paid to a separately opened account of the child.

The amount of payment to the child’s account is no more than ½ of the previously agreed (preferably documented) amount.

If there is no agreement on the payment of alimony, then in order to transfer money to the child’s account, you will need to go to court with a claim for misuse of funds by the parent.

There are two things to remember when satisfying your claim::

• transferring money to a minor’s account has previously agreed restrictions;
• The child’s parent has access to the account.

The court, of course, satisfies the interests of the child, that is, by transferring to him 50 percent of the amount of alimony, but in practice this in no way protects these funds from being wasted by the parent. Legislation still cannot regulate this point. However, there will be supervision over this parent by the guardianship authorities, and if serious incidents are detected, access to the payer’s funds will be closed.

Application for transfer of alimony to a card

As already mentioned, an application for the transfer of alimony to a Sberbank card can be submitted by the recipient either to the administration of the enterprise or organization in which the debtor receives any income (salary, pension, unemployment benefits), or directly to the FSSP division , in whose competence includes conducting enforcement proceedings against a specific debtor.

It is also acceptable to send the application by registered mail with notification of receipt. In addition, when drawing up this application, it is necessary to take into account that:

1. The header of the application indicates the addressee, as well as the applicant’s details - full name, address, telephone number. So, if the application is sent to the place of work of the alimony payer, it is made in the name of the chief accountant , if in the SSP - in the name of the bailiff who is conducting enforcement proceedings. If the proceedings have not yet been opened, then the application is made to the head of the SSP unit .
2. Regardless of where it is submitted, the application is drawn up in any form. So, it should contain an indication of:
   the obligation of a specific debtor to pay alimony in accordance with a specific writ of execution (agreement, court order);
3. the organization's obligation to withhold alimony from his salary, in accordance with Art. 109 SK (when submitted at the place of receipt of income);
4. the applicant’s request to open enforcement proceedings (if it has not yet been opened) and collect alimony in favor of the applicant, based on a specific writ of execution (when submitted to the SPP division);
5. a request for the transfer of withheld or collected amounts of alimony to a specific account opened in Sberbank, with the obligatory indication of such an account.
6. The application is signed personally by the recipient of alimony or his representative (if there is a power of attorney).
7. Along with the application, the alimony recipient must submit some documents . Thus, the application is submitted together with a copy of the passport, the original document of execution or a notarized agreement on the payment of alimony and an extract received from a Sberbank branch indicating the details of the account opened by the recipient . If enforcement proceedings have already been opened at the SSP branch, only a bank extract is attached to the application.

Rules for processing alimony payments

Paying child support is the responsibility of the parent who does not live with the child. Failure to comply with a court decision regarding the transfer of alimony is punishable by law, including criminal liability. Therefore, you cannot be negligent here, even if you regularly pay child support payments to your child. Failure to comply with at least one of the rules may result in you having to transfer money again. So, here are the mandatory conditions that you must adhere to when paying alimony through a bank.

1. The main thing when making any bank payment is to correctly indicate the recipient’s details, the sender’s full name, the amount and purpose of the payment. The purpose of the payment is indicated in a separate field at the bottom, after all other data. There it is fundamentally important to indicate the purpose of the payment. In our case, this is, for example, “child support for January 2020, the child’s full name and date of birth.”
2. If the money is sent not to the Sberbank card number, but to the current account of another bank, then you will need complete internal details, indicating the name of the bank, account number, INN of the organization, etc. In order not to make mistakes, in such a situation, let the recipient take a template from his bank with his account details for payment to third parties and give it to you or attach it to the writ of execution.
3. All receipts and payment confirmations must be retained. The shelf life is 3 years. The law provides for appeals against alimony payments for a period of no more than 36 months. Therefore, in order to prove your correctness in paying alimony, keep all supporting documents - if the payment was made through the cash register, then you will have a receipt in your hands, if through the terminal, then you will receive a check, if through the online system, then you can issue a release with a breakdown of payments for a specific period.
4. It is better to pay the amount indicated in the writ of execution at one time, rather than splitting it up.
5. According to Article 109 of the Family Code, payment of alimony must occur no later than the third day after payment of wages. If the deadlines are violated, the payer is charged a penalty. Therefore, adhere to this rule and do not delay the deadlines, especially if you are sending money to the account of another bank, as it can take up to 5 days.

In the purpose of payment, the word “alimony” must be indicated, and not “financial assistance” or “payment for a specific period.” Since only alimony refers to the type of obligatory payments of the parent, the payment of which is controlled by bailiffs.

Another point that needs to be emphasized is when the payer is another person, for example, you are on a business trip and left the amount for alimony to your parents so that they make a transfer on the appointed date. So, if a payment is made through a bank cash desk or from another person’s card, then the payer’s name must be indicated as yours. Since the law does not allow alienation to third parties for alimony payments. And then it will be very difficult to prove your involvement in this money.

Child support card

Amounts of money intended for a minor child as alimony are placed at the disposal of one of his parents and are spent by him exclusively on the maintenance, upbringing and education of his child. In the case of using funds received by a parent as child support to satisfy their own interests, this should be regarded as a violation of the property rights of such a child.

This is important to know: How to punish your ex-wife for alimony

Such a decision will not only save the benefit from misuse and realize the property rights of the child, but also improve the property status of the minor in the future. At the same time, it is necessary to take into account that:

• When considering this category of cases, the courts are guided precisely by the interests of the child . As a rule, judges allow half of the child support payments to be kept in a savings account only if the amount of the benefit paid is at least 2 times the minimum cost of living for the child. If the amount of alimony is less, the courts either refuse to make decisions or propose to reduce the amount of alimony saved.
• When the court makes such a decision, it must provide for a special procedure for withdrawing funds. In particular, it may be established that the recipient of alimony can cash out a savings account only with permission from the guardianship authorities , subject to full reporting of the expenditure of said alimony.
• Being the legal representative of the child (Article 52 of the Code of Civil Procedure), the parent who pays alimony can independently open a savings or any other account for his child at Sberbank. For this purpose, the child’s birth certificate and the passport of the alimony payer will be sufficient.
• The 50% limit is established only in relation to the claims of alimony payers - the recipient of the benefit can, without any court decision, transfer the funds he receives to the child’s account in any amount .
• If the court refused to change the procedure for executing the court decision on alimony and transferring half (or less) of the funds to the child’s personal account, in order to protect his property rights, the parent can additionally transfer funds that will not be included in the alimony account, but will accumulate in a savings account. child's account.

Transfer to the child's account

A separate account may also be opened in the name of the child, to which a portion of the funds or an additional amount in addition to the established alimony will be transferred.

It is possible to transfer alimony to the child’s account - no more than 50% of the established amount is transferred to a bank account opened in the name of the minor.

This method is used under the following circumstances:

• by mutual agreement of the parties;
• in the event of improper fulfillment by the parent receiving alimony of the obligation to spend the appropriate payments on the maintenance, upbringing and education of the child and the fulfillment, in this way, of a court decision of the level of material support for the child sufficient for his full development (nutrition, education, upbringing, etc.) .

Alimony from card to card

Officially unemployed payers of alimony, or payers who fulfill this obligation under an agreement on a voluntary basis, can transfer the amount of the required benefit to the recipient's card account opened in Sberbank from their card opened in any Russian bank .

However, this method of transferring money is associated with some features and risks, the consideration of which is mandatory for the alimony payer:

• Thus, when transferring money from card to card, it is extremely important to keep all transfer receipts or bank statements indicating the amount, date of transfer and the purpose of the payment “alimony for the maintenance of a minor child.” Only they can become documentary evidence of the fact of payment of alimony in case of misunderstandings, questions to the payer from bailiffs and the occurrence of imaginary debt.
• In addition, the transfer of alimony benefits to the card of the child’s mother must always be carried out from a card issued to the payer of such benefits, but not to another individual. face. Otherwise, even if there are receipts and statements, it will be impossible to prove the fact of payment, since the actual payer will be the card owner, but not the alimony payer himself.
• In the absence of receipts and bank statements or payment of benefits not from his card, the alimony payer can prove the fact of their payment only by a receipt issued to him by the recipient of such benefits. Thus, it is advisable to discuss the possibility of the recipient of the benefit issuing a receipt for its receipt with him in advance, since if it is refused, this method of paying alimony will be unacceptable.

How to properly pay alimony through Sberbank?

To prevent errors and inaccuracies when making a translation, it is enough to remember some simple steps:

• go to the nearest bank branch with your passport and personal client card;
• make a payment and select one of the transfer methods, and you should know the recipient’s personal account and all related bank details;
• receive a receipt and save it.

How to send cash through a cash register?

To organize payment of alimony through the cash register, you will have to regularly visit a Sberbank branch every month.

The transfer is guaranteed to be made if the prospector has a card from Sberbank:

1. the payer provides the cashier with his passport information, and then informs about the purpose of the transfer, the recipient’s information and the account or card number where the funds will be received;
2. A bank employee prepares all the documentation and carries out the transaction, after which the person receives a payment document - a check or receipt.

Another method of transfers through branches is a special service in which transfers will be carried out regularly, based on a standing order from the sender.

When choosing this service, an employee of a credit institution will transfer a certain amount of money monthly to pay off alimony debt or simply an alimony transfer on a certain set date.

At the same time, the payer himself may not visit the bank every time. This service is especially relevant for those who regularly travel abroad or do not have free time.

Transfer from card to card

This option is best suited for those who have a personal Sberbank card, as well as a valid personal account in the service. The transfer can be made both to the recipient’s card of this bank and to another current account.
If the recipient also has a Sberbank card, then the payer will not have to pay a commission for the transfer. In other cases, when transacting from card to card, the commission is paid by the payer. The amount can be different - from 30 to 1000 rubles, depending on the amount of the transfer.

This transfer can be made either in the organization’s online system or using a self-service terminal. To do this, it is enough to have a bank card with you and know the recipient’s personal account. When transferring, the system will require confirmation via SMS code, after which the money will go to the recipient’s account.

It is important to understand that if money is transferred to the prospector from a card that does not belong to the payer, and it is not issued to him, then it is impossible to prove the fact of payment. Therefore, card-to-card transfers must be performed only from a personal card.

How to pay through the terminal?

The advantage of using terminals is that they can be used at any time of the day, just by finding a suitable device.

The operation is performed as follows:

• you need to insert a card into the receiving slot of the unit and dial the PIN code combination;
• a menu will pop up on the screen where you should find the “Payments and transfers” item;
• select the “Transfer of Funds” box and fill in the empty cells;
• indicate the transfer amount and current account number in the form;
• confirm the operation and wait until the receipt is printed.

It is necessary to work with the terminal carefully, because if you make a mistake at the stage of entering the PIN code, after three incorrect attempts the card will be blocked.

How to transfer money through the Sberbank Online system?

Transferring money online is a new opportunity to carry out banking transactions at Sberbank. The paying client only needs to register a personal account and make all alimony payments there.

The payment algorithm is similar to an ATM:

1. go to your personal account and open the “Payments and Transfers” tab;
2. select the item “Transfer to Sberbank card”;
3. in the window that appears, fill in all the information;
4. we confirm the operation.

In your personal account, you can enable the automatic transfer of funds function, which was mentioned earlier. At the same time, you can find out about all transfers at any time by opening the transaction history. Using your personal account, you can print out a payment receipt and store it as a confirmation document.

In the system, you can make requests to extract the history of completed transactions in order to monitor the regularity of payments.

Child support from a credit card

According to Art. 82 of the RF IC, alimony for the maintenance of minor children in national or foreign currency can be withheld only from the earnings or other income of the parent who is responsible for paying them. According to Art. 41 of the Tax Code, income is considered to be economic benefit in cash or in kind, taken into account, including for personal income tax purposes. Chapter 23 of the Tax Code, which regulates personal income tax, like all legislation, does not provide a clearer concept of income.

In addition, when determining the income from which alimony may be withheld, it is necessary to take into account that:

• The main indicator of income from which alimony allowance can be withheld is the existence of ownership rights to the items of such income - money, property, rights. In this case, these items of income must be received by the benefit payer on a non-refundable basis - otherwise no income arises.
• In addition, it is necessary to take into account the fact that Decree of the Government of the Russian Federation No. 841 of July 18, 1996 defines the List of types of wages and other income from which alimony can be withheld. It includes all types of salaries and income, both at the main place of work and part-time, including bonuses, allowances, pensions, scholarships, benefits, financial assistance, sales income, etc. Loans are not included in this list .
• Based on the fact that loans are provided on a repayable basis, they cannot form the income of an individual and cannot be considered his salary. Considering that loans are not included in the above exhaustive List and do not fall under the definition of income, alimony cannot be withheld from them .

Using checks

As an option for paying child support, one can consider the direct costs of the payer for the maintenance of the child. Such expenses could be: purchasing necessary things, food, medicines, paying for training, tutors, etc. But this option is possible only by agreement of the parties and after the conclusion of the relevant agreement.

Important! All expenses of the payer must be confirmed by receipts. At the same time, the parent with whom the child lives is not required to document the amount of expenses for maintaining the minor.

In practice, the standard method of paying alimony in cash is much more common.

How to confirm payment

To avoid misunderstandings, it is necessary to immediately resolve the issue of how to confirm timely payment of alimony.

This is important to know: Application for alimony in a fixed amount: sample form 2020

4 steps to prove the transfer of funds to a child:

1. Take receipts for the transfer of funds. When sending documents by post, you must fill out the documents correctly. Provide information about the recipient and payer of the payment purpose.
2. Get a bank account statement. The statement is a document confirming the transfer of funds from the card and payment of alimony. It is important to specify in the payment details that the funds are used to pay alimony.
3. Make a receipt when cash is transferred. If you pay in cash, a receipt is a required document. It records the amount of transfers, surnames, first names, patronymics and passport details of the parties. A receipt serves as adequate evidence when it states the purpose for transferring funds.
4. Get a certificate from the accounting department. Deductions are made by the accounting department of the company where the debtor works. If he actually paid alimony, the way to prove that he paid alimony on time is a certificate. The document specifies the grounds for deduction, procedure, terms, and amount of deductions. The document is certified by the signature of the manager and the seal of the enterprise.

If there are no documents, then you can use alternative confirmation that the debtor actually paid the money owed to the children.

The advantage of working with Sberbank.

Transfer alimony through Sberbank quickly and reliably

The advantages of payments made through Sberbank are as follows:

efficiency; reliability; comfort; efficiency; a short period of time.

Efficiency: the time declared by the bank for crediting funds to the account is 3 days. In fact, the transfer of finances is carried out in the first hour or two. If you transfer from card to card, the payment arrives in just a few minutes.

Reliability: make card-to-card payments yourself, no one will look into your finances. “Sberbank Online” is linked to your phone and without the SMS passwords received, debiting funds is impossible. In case of non-receipt of money, you can always contact bank employees. Mobile bank operators work around the clock and will help you find “lost” alimony payments.

Comfort: Having connected your mobile bank once, the transfer is made from home. All you need is a computer with an Internet connection. Sitting in a quiet environment at your computer desk, you pay your bill at any convenient time of the day.

Cost-effective: beneficial both in terms of time and finances. The duration of a transfer through an ATM takes several minutes, and with connected automatic payment it is absolutely not at all. On the financial side, you won’t have to spend money on travel, postal orders, searching for and paying for the services of companies like CONTACT, UNISTREAM.

Alternative methods of proof

When there is no evidence of alimony payment, it can be proven that the payment was made unofficially. However, it should be noted that this will be much more difficult to do.

Important! Witness testimony may be used. There is a chance that you will prove the transfers if witnesses confirm meetings with the child and gifts. Witness testimony serves as an additional source of information.

Witness testimony confirms that the father is responsible for fulfilling parental responsibilities and financially supports the child.

Audio and video recordings serve as another proof of payment. Such evidence is accepted by the court in accordance with the Code of Civil Procedure of the Russian Federation. You can use a voice recorder to record a dialogue with the child’s mother and record on camera the transfer of funds.

How to avoid problems

There is no need to prove that the man really agreed to pay if a payment agreement is concluded. It is better to sign a document once than to prove unofficial transfers later.

An official document will approve the procedure, timing and amount of payments. Plus, you need to be careful about collecting supporting documentation. It is necessary to save receipts for transfers and carefully fill out postal items.

You should not build relationships solely on trust. Caution must be exercised in financial matters.

2 actions to confirm the fulfillment of alimony obligations:

1. Sign an agreement setting out the order of transfers.
2. Maintain financial documentation supporting payments.

These simple steps will help maintain normal relations between the child’s parents and avoid disputes.

How long does the translation take?

Transfers through the cash desk, by depositing cash, have to wait from 3 to 5 days.
In this matter, it is more practical to use online transfers - payments to the recipient’s card are made in just a few minutes, or in extreme cases, a few hours. If money is transferred through a terminal or ATM, it arrives on the card within 24 hours. Whatever the method of paying alimony, be sure to take a receipt that contains all the information on the transaction: transfer period, amount, direction, recipient details and purpose.

This will serve as documentary evidence in court if the ex-spouse makes any claims in this matter. It is important to adhere to the requirements of the writ of execution and make payments on time. It is not recommended to break the specified amount into parts, but to transfer it in its entirety.

Controversial issues

Problems arise when the husband actually paid the money, but the wife claims that there were no transfers. In considering such disputes, Art. 107 of the Family Code. The wife must prove that she really approached the child’s father with a request to provide financial support, but the man ignored this request. The evidence is provided by letters and printouts of telephone conversations.

The payer can use a bank account statement as a bargaining chip. This financial document can confirm that he pays alimony.

Transfer of alimony to a card in 2020: how to prove that you paid, sample application

Greetings, dear legal readers. magazine "Alimenty-Urist.ru"! We all know that after the divorce documents have been reviewed by the court and an official decision has been made to dissolve the marriage in which the child was born, one party must pay alimony to the other party, with whom the child remains, until the child reaches adulthood. This material will tell you how it is possible to transfer alimony to a card and what an official application for transferring alimony payments to a bank card should look like.

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Commission for paying alimony payments through Sberbank

As you know, Sberbank is not a charitable organization at all. It is important to understand that the commission fee is taken from you not from the amount of transferred alimony, but in addition to it. There are several rules in accordance with which such fees are carried out:

• the size of the commission always depends on the place where the recipient lives and the method of completing the banking transaction;
• transfers for alimony are not subject to bank commission if the payer and recipient live in the same city;
• if the payer and recipient of alimony are in different regions, then the Sberbank office will charge 1.5% of the transfer amount (not less than 30 and not more than 1000 rubles), and when using the client’s personal account - 1%.

Making payments to a child via bank account

Money can be allocated with the voluntary consent of the father or by court order. Often, former spouses agree that alimony payments should be made to the card account of the alimony recipient.

Important!

Regardless of the chosen method of receiving alimony, it is important that it is paid officially and has documentary evidence. Otherwise, the alimony payer may be required to pay the money again. A document about their transfer will save the situation.

In order for the money to be successfully transferred to the child, the administration of the company where the father works (since he is usually the alimony payer) will withhold a certain amount of collection every month for three days from the date of payment of the salary.

Typically, the claimant indicates in the application a convenient method of receiving money. This application is also accompanied by bank details or an official postal address. All costs related to the transfer of benefits to the recipient’s plastic bank instrument are borne by the person who sends the money for the child’s maintenance. A sample application for the transfer of alimony is easy to find on the Internet.

In some cases, the alimony payer decides to independently send funds to the child’s card (such payments are usually made in accordance with the drawn up agreement on the payment of financial assistance). There may also be a forced recovery based on an official document of execution. In this case, the key factors will be whether the recipient of the money has an open card account and has submitted an official application at the place of deduction with a specific request for the transfer of rubles to bank plastic.

The legislation also allows financial assistance to be provided on a child’s plastic banking instrument. But only the court has the right to decide such a question.

It is also possible for the father to transfer money independently. But such a procedure requires taking into account a number of features.

Regardless of whether payments are made voluntarily or compulsorily, the payer of the benefit must have documents confirming the fact of alimony payments. If you treat this moment irresponsibly, bailiffs may charge the payer of financial assistance with a debt (the longer the period of non-payment of alimony, the more serious the amount of collection). It is the bailiffs who monitor how child support payments are going to the mother’s card. To avoid an unpleasant situation, independent experts recommend transferring alimony to a card account in the bank of the person receiving the assistance. It is important that such an account is opened in Sberbank.

For your information!

The option for receiving allowance is determined at the request of the recipient. It must be indicated in the concluded official agreement on the payment of alimony or in the official writ of execution.

In order for the son’s father to transfer money to his mother via Sberbank’s plastic card, the recipient of the funds must have a corresponding desire and must have an open official card account.

We remind you! You can have your situation assessed by a family lawyer - free of charge. Call!

Methods of paying alimony

Methods for paying child support vary. Most people ask questions: how to transfer alimony and what is the best way to pay alimony? This title will describe detailed instructions for certain situations and their solutions.

Methods of paying alimony can be described as follows:

1. As a percentage of earnings or other source of income.
2. Payment of alimony in a whole monetary amount.
3. In parts (percentage) or the whole amount.

Forms of money transfer:

1. From hand to hand. The alimony provider transfers the amount to the alimony recipient and takes a receipt from the plaintiff.
2. How to pay child support via mail. Postal transfer - money is transferred through the mail, with a fee charged - postage, i.e. an additional fee, since the post office is an intermediary. If, for example, the wife applied for payment and wants to receive alimony by mail, then the husband will have to pay this small amount. Within a certain period, which does not take much time, the transfer of alimony via mail is issued to the plaintiff. The alimony holder can carry out the process of transferring alimony through bailiffs to where he needs the transfer of alimony, even if he is not located in the country where the alimony is being received. This form is most often called mail order alimony.
3. Transfer via bank account. To transfer alimony through a banking institution, it is important to take into account that alimony is paid according to a writ of execution.
4. Transfer to a bank card. How to transfer money to a card and is it possible? Yes. If you have a bank card, you have the right to transfer money from one card to another.
5. Deduction from salary. Some people wonder: is it possible to pay alimony within a certain period from a salary and send it from the organization? You can come to a conversation with your employer with this question. And, in case of a positive response from him, write a statement about the payment of funds to the plaintiff by allocating a set amount from the salary. After this, the employer will be able to pay accruals in the form of alimony by deducting them from the money that the employee earned.

How to correctly transfer alimony to a card: important nuances

The alimony payer must know that:

• If a voluntary agreement on the payment of money has been signed, it must contain the details of the financial assistance recipient’s card and must indicate the urgent need to receive a specific amount.
• If the parent is actually employed, then the organization where he officially works should deduct money from his salary. But to do this, the recipient of the funds must send a corresponding application to the father’s organization (it is advisable to submit it personally, but you can use the help of a trustee).
• If the child benefit payer is not employed, the mother raising a minor must initiate open enforcement proceedings regarding payments for the maintenance of the child. In this case, the issue of withholding monthly payments for the maintenance of the child will be dealt with by bailiffs. It is to them that the mother will convey a statement about the need to systematically transfer money to her bank account.

This is important to know: Settlement agreement on payment of alimony in a fixed amount: sample

How to fill out an application for transfer of official benefits for bank plastic?

It has already been said above that an application for the transfer of part of the father’s salary to the Sberbank account of the alimony recipient can be submitted by the party that is raising the offspring, either to the organization where the alimony payer works, or to the bailiffs.

When making an application:

• The header should indicate the addressee, as well as information about the applicant such as last name, middle name, address and telephone number. If the paper is sent to the organization where the father is officially employed, then the header indicates that the document is written in the name of the company’s accountant (he will calculate how much the father owes in alimony, since it is this employee who makes the calculations). If the paper is submitted to the FSSP, then your full name should be indicated in the header. bailiff who is involved in conducting production.
• There must be an expression about the debtor’s need to pay benefits, and there must also be a request from the applicant to transfer alimony to the specified current account, which was opened in Sberbank.
• A signature is placed at the bottom of the document. The paper is signed either by the recipient of the money or his official representative.

The application will have to be accompanied by a copy of the passport, the original document of execution or a notarized agreement on payment of benefits, and an extract received from a Sberbank branch indicating the details of the account opened by the recipient.

What should you remember when receiving benefits on a plastic card?

The alimony payer-father must understand that the method of transferring money is determined by the party receiving the funds. The most convenient method for the mother is indicated in the executive document or in the agreement on the allocation of financial assistance to the child. If the method of receiving alimony on a bank card turns out to be convenient for the recipient, then in addition to the account opened with the alimony recipient, other conditions must be met.

When signing an additional agreement on alimony, the paper must display:

• method of transferring funds (there should be a clarification that a bank card was selected);
• requisites;
• the amount of payment due and its frequency. The payer independently transfers funds without additional applications.

If the debtor is officially employed, the recipient of the money must provide an application indicating the payment card details. Knowing this data, the employing company will calculate the amount of deduction within a 3-day period after the payment of wages and send the money according to the details.

If the debtor does not officially work anywhere, the application will have to be submitted to the bailiffs (that is, to the FSSP).

For your information!

Costs arising from the transfer of funds to the card are subject to payment by the debtor.

Download a sample statement of claim for the collection of alimony

Payments to bank plastic card of the child

The funds that are redirected to the child’s account must be spent on the maintenance of the child, his upbringing and education. If the transfer of alimony to the mother’s card is spent by the parent not only on the needs of the child, but also on herself, we can talk about a violation of the property rights of a minor. In such cases, the alimony payer has the right to demand that the court transfer 50% of the money to be paid to the child’s savings account. In this situation, the father will not only save money from inappropriate spending, but will also be able to improve the financial situation of his child in the near future.

When making such a request to the court, the payer must understand that:

• The courts are always guided by the interests of the child. The court may agree, for example, to transfer 50% of the money to the child’s savings account when the allowance allocated by the father is twice the minimum subsistence level for the child.
• The courts do not prohibit the payer of the money from independently opening such an account for his child.

Transferring money for child support from one bank account to another

Persons who are not officially employed, as well as citizens who pay benefits on the basis of a voluntary agreement, can transfer money from their card received from any state bank in the country to the recipient’s Sberbank card account.

Important!

It is more profitable when alimony is transferred to an official card from a bank card within the same bank. In this case, there will be no need to pay bank commissions.

But this option of deducting money implies some nuances:

• When transferring money from a card to another bank card, it is important to save all receipts (a receipt stating that alimony has already been transferred to a Sberbank card must contain the purpose of the payment, the amount and date of the transfer). They will be able to prove that it was the benefit payer who paid the alimony on the card.
• When transferring child support payments to the child’s mother, the transfer should be made from a card issued specifically to the benefit payer. If deductions are made from a card issued to another individual, another citizen will act as the payer, and not the party that pays the child benefit. This point may cause misunderstandings in the future.

Is it possible to transfer child support to your child’s card from an existing credit card?

The law states that child benefit should be calculated only from income received from certain activities. A citizen has the right to dispose of his money, since it is his property. Due to the fact that credit funds are not his property, it is impossible to send money from a credit card to support the child, since such funds are always provided on a repayable basis.

To summarize: is it possible to transfer child support to your child’s card?

Practice has proven that transferring funds to a mother’s or child’s card is one of the most convenient tools for paying child benefits. Since this calculation mechanism is convenient, it is often brought to automaticity. Consequently, the benefit payer may not even participate in the process. Transferring funds yourself involves some risks - a person paying alimony unofficially will not be able to prove the fact of payment if the receipt is lost.

Advantages of voluntary payment of alimony through Sberbank

There are increasingly cases where a spouse, after a breakup, decides to independently and voluntarily pay child support.

There are several variations of payments if there is no dispute between former spouses about withholding funds for child support:

• voluntary payment without drawing up an agreement;
• transfer of funds based on mutual agreement;
• voluntary payments according to a court order.

If payments are voluntary in nature, where there is no legal agreement or court decision, then the alimony provider himself has the right to decide how much to give to the children, when to pay and at what frequency.

But at the same time, in order to protect yourself, you should save all checks or receipts that confirm the fact of transferring a certain amount for various needs of children. In case of a voluntary agreement, legally certified, in which two parties participated, it is necessary to indicate the chosen method of transferring money.

If the spouses decided that it is better to transfer funds through a bank, then the document must indicate this method, all the bank details and detailed information of the recipient.

The text of the agreement also contains information about:

• the amount of alimony;
• about their type - a fixed amount or part of the income in%;
• frequency of payments;
• indexing order;
• the person who will transfer the funds - the payer personally or the organization where he is employed.

Payment of alimony through Sberbank is the most simplified service for fulfilling your obligations.

Schemes for paying funds through Sberbank are the most popular today, and there are several transfer methods: to a card through terminals, at branch cash desks, through the Sberbank Online system or to a child’s account by non-cash payment.

There are branches of the organization throughout the country, and therefore making any transfer will not be difficult. In addition, self-service terminals are installed in almost all shopping centers and large enterprises, which allows you to quickly carry out transactions at any time of the day.

Another advantage of paying alimony through Sberbank is that most mothers here have cards that receive social government assistance funds. The payer can transfer alimony funds to the same account.

Another advantage is the fact that all manipulations can be carried out without leaving home or during a trip. All you need is access to the Internet and a connected personal account in the Sberbank service.

In your personal account, you can set up an automatic transfer function, in which the payment will be made automatically every month.

Questions and answers

Question one:

Does an application for a mother to receive financial assistance from a father for the maintenance of their common child need to be notarized?
Answer:
No. But it is worth remembering that this document must always be presented in official written form. It is handed over to competent persons in two copies. One is given to the addressee, and the second to the applicant.

Question two:

How much money should I pay each month to support one child?
Answer:
One child should receive 25% of the father's total income. A quarter of the parent's salary is deducted when all tax deductions have been made.

Question three:

Does an agreement on the payment of child benefits signed between spouses need to be notarized?
Answer:
Yes. Only after this the agreement will have legal force.

Features of translation based on a writ of execution

In order to transfer funds using Sberbank cards, you must submit an application. And the first problem they face is: “How to apply?”

The incident arises due to the fact that there is no generally accepted template, and everyone fills out the application in their own way, adhering to certain rules, which will be discussed below.

The application can be submitted either by a parent entitled to receive child support, or by an employee of the FSSP. In addition to personal submission, it can also be carried out by registered mail with notification.

Let's start with the fact that when submitting an application you must provide the following documents:

• performance list;
• birth certificate;
• applicant's passport;
• court order (upon request).

This package of documentation will resolve the issues of deducting the amount of transfers for the child from the employee’s salary.

Now regarding the application, it must indicate:

• Applicant details: Full name the applicant;
• Address;
• Contact details;

Please note: The application is written to the chief accountant if it is submitted through the administration where the alimony payer works. It can also be submitted through the SSP body, only it is written to the bailiff, who is the curator of this enforcement proceeding. If there is no person leading the proceedings, the application is submitted to the head of the bailiff service unit.