What lump sum payments will pensioners receive in September 2021?

One-time payments to seniors

A lump sum payment to pensioners is a payment from pension savings that is not permanent, but one-time.

Over the past decade, the system for calculating payments to older people has changed significantly. In 2012, a funded pension appeared. And in 2015, payments began to be calculated based on the amount of insurance premiums. They are paid by the employer for each employee. After this, the number of pension points accumulated is calculated and the final payment amount is assigned.

But the legislation of the Russian Federation provides for annual indexation of pension payments. Thus, the pension is periodically recalculated taking into account the inflation rate that was recorded in the previous year or that was projected for the current year. But problems often arose with indexation; unpaid interest was given to elderly people as a one-time compensation. It did not in any way affect the pensioner’s receipt of his next pension in the following months.

What additional payments are due to pensioners?

• For work in the Far North . The amount of payment depends on the time of work. For 10 years, an additional 1,300 rubles are charged, for 15 - about 2,200.
• Agricultural workers . The introduction of such a premium is only in the future. In theory, it should be 1100 rubles.
• For postponing retirement . This payment accumulates during work and is accrued upon completion of work. The amount of the premium depends on the specific enterprise.
• Regional (if income is equal to the regional subsistence level): Civil servants for government experience . If a pensioner has worked in government service beyond the norm, for each extra year he must receive an additional 3% of the pension payment.
• To the military for injuries during service . The amount of the supplement depends on medical indicators and is set individually.
• For the loss of a military breadwinner. A certain percentage of the total amount of the social pension is assigned.
  

  Elderly residents of Moscow and St. Petersburg are entitled to a number of additional payments, because living in these cities is more expensive than in other Russian cities. The minimum established pension for Muscovites is 12,000 rubles.

What types of payments are prescribed?

According to Federal Law No. 360, several types of payments are established:

One-time payments to pensioners who were born before 1966 are made in several areas:

1. Security in case of loss of a breadwinner.
2. From old age insurance payments. These payments consist of insurance contributions to the Pension Fund. The amount contributed directly depends on the employee’s income.
3. Money from the co-financing program.
4. Disability benefits.
5. From the funded part of the pension. These are the amounts of social contributions that were made in 2002-2004.
6. When calculating wages and vacation pay at the time of a citizen’s retirement.
7. Fixed subsidies. They are calculated from the annual indexed base compensation.

The amount of basic compensation is influenced by the length of service, the age of the citizen, the presence of dependents, address of residence and disability.

What payments are due to pensioners born in 1957?

Currently, the Pension Fund is waiting for applications for payment of pension savings primarily from pensioners: men younger than 1953 and women younger than 1957, for whom from 2021 to 2021 employers paid insurance premiums for the funded part of their labor pension at a rate of 2%. The average amount of pension savings of these citizens is 5-6 thousand rubles, so the law provides for them the opportunity to receive these funds in the form of a lump sum payment. That is, if a citizen’s pension savings amount to 5 percent or less in relation to the total amount of his labor pension, then he will receive a lump sum payment.

What are the main innovations regarding the payment of pension savings established by the Law? (briefly) For the first time in the history of the Russian pension system, the law gives citizens the opportunity to receive pension savings as part of their labor pension, not only for life, as part of monthly payments (pension capital divided by the expected period of payment of the labor pension), but also (if eligible) as a lump sum payment. Citizens are also given the right to receive pension savings funds generated from their own additional contributions as an urgent pension payment. The law also expands the possibilities of succession of pension savings. Previously, legal successors could receive the pension savings of the insured person only if he died BEFORE he was assigned a labor pension. According to the Law, in the event of the death of an insured person who has been assigned a fixed-term pension payment, the remaining unpaid portion is payable to his successors. The Law also defines issues of legal succession of pension savings in the event that a mother sends funds from maternity (family) capital to an NPP (see below).

Who is the money given to?

Not all pensioners can receive a one-time subsidy. Federal Law No. 360, Article 4, lists the conditions under which citizens apply to receive one-time payments:

1. Citizens who were born before 1966. At the same time, a minimum threshold has been established: for women - starting from 1957, and for men - from 1953.
2. The discrepancy between the insurance and funded parts of the pension must be less than or equal to 5%. If the difference is greater, then payments are not assigned.
3. Citizens who were officially employed between 2002 and 2004.
4. Persons participating in the co-financing program.
5. Citizens who took out pension insurance. This must be noted in the individual personal account.
6. Citizens who provide themselves with a pension from personal funds.
7. Foreigners who meet the above requirements and reside in the Russian Federation on a permanent basis.

At the same time, money can be issued only to those persons who have reached retirement age. The peculiarity of receiving compensation is that citizens who were born before 1966 cannot independently determine the method of forming pension provision. But those who were born since the beginning of 1967 have this opportunity. Pensioners born before 1966 can receive state assistance, since from 2002 to 2005, employers paid contributions to the funded part of the pension for all their employees.

One-time payment to pensioners

At the same time, money can be issued only to those persons who have reached retirement age. The peculiarity of receiving compensation is that citizens who were born before 1966 cannot independently determine the method of forming pension provision. But those who were born since the beginning of 1967 have this opportunity. Pensioners born before 1966 can receive state assistance, since from 2002 to 2005, employers paid contributions to the funded part of the pension for all their employees.

Dear Lyudmila, this age limit is established by Article 4 of Federal Law No. 360. The peculiarity of providing compensation is that citizens who were born before 1966 cannot independently determine the method of forming a pension. And people born since the beginning of 1967 have this opportunity. Receipt of state assistance is provided for pensioners born before 1966, since from 2002 to 2005, employers paid contributions to the funded part of the pension for all their employees.

If you cannot personally apply for payments, another citizen may represent your interests. In this case, he must have a notarized power of attorney. You do not need to bring original documents; the law allows for the possibility of providing notarized photocopies.

If erroneous information is accidentally provided, or based on the results of an audit, Pension Fund employees reveal that the applicant cannot receive a one-time benefit, he will be notified of this. Information will be received within 5 days from the moment the decision to refuse was made.

Over the past decade, the system for calculating payments to older people has changed significantly. In 2012, a funded pension appeared. And in 2015, payments began to be calculated based on the amount of insurance premiums. They are paid by the employer for each employee. After this, the number of pension points accumulated is calculated and the final payment amount is assigned.

• Men born 1953 - 1966 and women born 1957 - 1966. From 2 to 6% of their salary went to the funded part in the period from 2002 to 2004. Since 2005, deductions for them have stopped.

• Citizens born in 1967 and later. From the very beginning of the reform, 6% of the salary was deducted for them. Contributions stopped at the end of 2013. Then the savings system was frozen.

The insurance pension also includes a fixed part - this is the minimum that a pensioner is guaranteed to receive. Its size is set annually by the state. From January 1, 2021 it is 6044.48 rubles. If certain conditions are met, for example, upon reaching 80 years of age or having dependents, the fixed portion is paid in an increased amount.

– The law gives the right to withdraw a funded pension in a lump sum at the age of 55 for women and at the age of 60 for men. To do this, one of the conditions must be met: there is not enough experience or points to assign an insurance pension, or if the funded part of the pension is less than 5% of the amount of old-age payments. An application for payment must be submitted to the Pension Fund of Russia or to a non-state pension fund if savings are accumulating there,” said Irina Leonchuk, a specialist at the Kemerovo Center for the Protection of Citizens’ Rights.

You can find out the size of the funded part of your pension in the Pension Fund or on the State Services portal. You can get a statement about the status of your pension account in the Sberbank Online application - in the “catalog” tab (at the bottom of the application) you need to find the “State” section.

IMPORTANT! Since 2014, the Government has frozen the funded part of pensions. This means that all 22% of insurance premiums go to forming only the insurance part. This money is used to pay current retirees. The moratorium is valid until 2024. The funded part continues to increase for those who make additional contributions, participate in the State Co-financing Program or have allocated maternity capital to the funded part.

When paying a one-time benefit, pensioners born in 1957-1966. do not give the right to choose the option of forming future security, while such an opportunity is provided for junior citizens. But this same category of persons meets the requirements for simultaneous compensation. From 2002 to 2005, employers of such people were required to make payments towards a funded pension.

• receiving pensions for old age (age, including those assigned early), disability, and loss of a breadwinner;
• those receiving a social pension provided due to insufficient insurance coverage or pension points;
• who have accumulated contributions of 5 percent or less of the amount of the old-age insurance pension component.

• Security in case of loss of a breadwinner;
• Fixed subsidies - from an annually indexed base payment, the size of which is affected by length of service, place of residence, age, presence of supported family members and disability;
• From old age insurance benefits - consists of insurance contributions stored in the Pension Fund of Russia. The amount of contributions directly depends on the official salary;
• Disability benefits;
• For final calculations of wages and vacation pay upon the worker’s retirement;
• Funds received from the co-financing program;
• From accumulative savings, which consist of social contributions (subject to their investment in 2002-2004).

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Upon retirement, the cumulative share of transfers does not go towards the old-age pension, the amount accumulates, and it can be transferred to legal successors (heirs). It is from this part that pensioners born in 1953-1967 will be able to receive a lump sum payment.

• Persons born in 1967 and younger when they are assigned an early insurance pension upon reaching age (old age).
• Citizens in whose favor in 2002-2004. insurance premiums have been paid for the funded part of pension deposits. Since 2005, deductions have ceased due to legislative changes. This condition applies to citizens born in 1953-1966. (male) and born 1957-1966 (female).
• Russians who participated in the state co-financing program when forming a pension. The program was open for entry during the period 01.10.2008–31.12.2014. Citizens who paid the first installment before January 31, 2015 are considered participants.
• Persons who have allocated maternity capital to form a future pension (only for women).

Please note : if the size of the funded pension is less than 5% of the funded and insurance amount, it will be paid only in a lump sum; it will not be possible to “stretch” it. The opposite is also true: if it is more than 5%, then you will not be able to get it at once. That is, there is no choice here as such.

A one-time payment is assigned if the estimated amount of the funded pension is 5% or less in relation to the sum of the insurance pension and the amount of the funded pension. To understand whether you are entitled to a lump sum payment of savings, you need to add up the monthly insurance and savings pensions and divide the total amount by 20 (to get a threshold value of 5%). Example for retirement in 2021 (note: calculation may change based on individual parameters):

• Your insurance pension (X) is 13,500 . per month.
• Your pension savings are 103,200 rubles.
• Estimated amount of monthly funded pension (Y) = 103,200 rubles. / 258 months (the so-called “survival period”) = 400 rubles. per month.

The size of the monthly “accumulative” increase in pension will be equal to the entire amount of savings (of course, together with the income from their investment), divided by the number of months in which you will receive it. To estimate the size of your lifetime payments, you need to do some simple calculations. The monthly amount will be equal to the amount of savings divided by the so-called “survival period”. The “survival period” in Russia is adjusted every year and is gradually growing. In 2021 it was equal to 258 months (21.5 years), and in 2021 it is estimated at 264 months (22 years). The increase in this indicator is due to an increase in average life expectancy.

Currently, about 90% of all payments in the compulsory pension insurance system (MPI) are one-time payments. There are several reasons. Some received a small or “gray” salary, others constantly lost investment income by changing insurers, and so on. Today, the size of the average lump sum payment varies depending on the region and is 13-14 thousand rubles.

• name of the authority;
• individual data about the insured applicant;
• SNILS of a pensioner;
• savings account number (filled out by a fund specialist);
• information about already assigned pension benefits;
• method of receiving payments;
• date of registration;
• pensioner's signature.

• to the territorial branch of the Pension Fund or MFC at the place of residence - upon a personal visit to the pensioner;
• via the Internet on the website of the Pension Fund of Russia or in the system on the State Services portal - electronically, by registering there and opening a personal user account;
• by registered mail.

Some citizens of retirement and pre-retirement age mistakenly count on a one-time receipt of funds from the insurance component of their pension. The Pension Fund was given an explanation that a one-time payment is possible from pension savings, first of all, when a Russian reaches retirement age.

• receiving pensions for old age (age, including those assigned early), disability, and loss of a breadwinner;
• those receiving a social pension provided due to insufficient insurance coverage or pension points;
• who have accumulated contributions of 5 percent or less of the amount of the old-age insurance pension component.

It is necessary to clarify the size of possible payments depending on the place of their formation. If the funds were transferred to the management of any non-state pension fund (abbreviated as NPF), then the pensioner should apply for receipt to a specific NPF.

The third condition is that a one-time payment can be assigned if a citizen’s pension savings amount to 5 percent or less of the currently received insurance pension. Otherwise, the funded part of the pension is assigned. Participants in the State Pension Co-financing Program are given the right to choose: to receive the funded part of the pension or a fixed-term pension payment, the period for receiving which can be determined independently, but it cannot be less than 10 years.

Recipients of a one-time payment are also citizens receiving a disability or survivors' insurance pension, or receiving a state pension, who, upon reaching the generally established retirement age, have not acquired the right to an old-age insurance pension due to the lack of the required insurance period or the required amount pension points.

In some cases, Pension Fund employees may require additional documents confirming special circumstances. So, if the applicant receives a social pension for old age, disability or loss of a breadwinner, then it is necessary to supplement the package with documents confirming work experience. If the application is submitted not by a pensioner, but by his representative, then his passport and a notarized power of attorney must also be attached. It should be noted that instead of original documents, the law allows the submission of notarized copies. If you submit your application by mail, you should only attach them - there is no need to include original documents.

The PFR Branch for North Ossetia has been accepting applications from pensioners for payment of pension savings for six years now. During this time, more than 14.4 thousand people applied to the territorial bodies of the Pension Fund of the Republic to request payments from pension savings.

• he did not receive his cash benefits for six months in a row;
• moved for permanent residence outside Russia to a country with which the Russian Federation does not have any agreement;
• did not arrive at the appointed time for a proper re-examination at the medical and social examination institution (this applies to disabled pensioners), etc.

Documents for receiving state aid

One of the main documents for processing a one-time payment to pensioners is an application. Be sure to include the following information in its text:

• FULL NAME;
• the address where you live;
• passport information;
• contact information: phone number, email address;
• personal account insurance number;
• savings account number and method of receiving funds - in cash, to a bank account or card;
• date and place of birth;
• list of documents attached to the application;
• date and signature.

In addition to the application, please provide:

1. Citizenship of the Russian Federation or another document that confirms your identity.
2. SNILS.
3. Work book and pension certificate.
4. Certificate about the amount of pension savings.
5. Confirmation that assistance from the state for disability has been assigned.

If you cannot personally apply for payments, another citizen may represent your interests. In this case, he must have a notarized power of attorney. You do not need to bring original documents; the law allows for the possibility of providing notarized photocopies.

If erroneous information is accidentally provided, or based on the results of an audit, Pension Fund employees reveal that the applicant cannot receive a one-time benefit, he will be notified of this. Information will be received within 5 days from the moment the decision to refuse was made.

What payments are pensioners entitled to in addition to the monthly pension?

If a pensioner receives EDV, he is also entitled to take advantage of a range of free services; this right does not need to be proven; it arises automatically upon confirmation of preferential status. So, an individual has the right to hope for:

1. Receiving medications from a state pharmacy. Unfortunately, in 2021, not all medications appear on the free list, and state pharmacies are only available in large cities.
2. Participation in the queue for free vouchers to a sanatorium is based on disability confirmed by documents. If a disabled person has the 1st group of disability or has been disabled since childhood, then exactly the same free accompanying voucher is issued for another 1 family member.
3. Free travel to the place of treatment and home by train.

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How and where to get compensation

If a citizen meets the requirements for receiving a one-time benefit for pensioners, he can submit an application with documents to the Pension Fund. The procedure for processing one-time compensation from a pensioner’s savings consists of three stages:

1. Preparation and collection of documents.
2. Registration of an application to the organization.
3. Receiving a certificate from an official.

Payments can be made in several ways:

• in the branches of the Pension Fund and Non-State Pension Fund;
• in the department of the multifunctional center;
• through the government services portal.

You can receive financial compensation:

1. At the Pension Fund cash desk.
2. To a personal bank account or card.
3. At the post office.

When employees accept documents from a citizen, they must issue a receipt confirming receipt of the application. One day is given to review the package of documents. There is 1 month to make a decision. If approved, payment is given within 2 months.

It is impossible to determine the exact amount of lump sum payments to pensioners. The amount depends on the amount of money in your personal account. The range of amounts varies from 5 to 15 thousand. On average, the amount of state assistance is 7-8 thousand rubles. Moreover, they increase it slightly; the inflation percentage sometimes remains higher than the increase percentage. Those applicants for a one-time payment who have already used their right and received money have the right to apply again no earlier than after 5 years.

about the author

Klavdiya Treskova - higher education with qualification “Economist”, with specializations “Economics and Management” and “Computer Technologies” at PSU. She worked in a bank in positions from operator to acting. Head of the Department for servicing private and corporate clients. Every year she successfully passed certifications, education and training in banking services. Total work experience in the bank is more than 15 years. [email protected]

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The Pension Fund told which pensioners will receive a lump sum payment of 12 thousand in April

Pensioners will receive a one-time payment in the amount of 12 thousand 100 rubles. RIA FAN reports this with reference to a message from the Russian Pension Fund. Not all people of retirement age will be able to receive the funds - this applies to those Russians who turned 80 in March 2021.

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It should be taken into account that the additional payment is calculated from funds received by the Pension Fund from employers, so the amount of the additional payment varies depending on the funds received. Also, the criteria for the amount of additional payment are the person’s retirement experience and the current coefficients. The ratio of the total amount of contributions, penalties and fines to the Pension Fund of the Russian Federation received in the previous quarter from organizations where pensioners work to the amount of funds necessary to finance payments is also taken into account.

For now, only citizens of the Primorsky Territory can receive the additional payment, but other regions of the Russian Federation can follow their example. It should be taken into account that not all pensioners will receive money, but only those whose income does not exceed the average annual cost of living for a pensioner, calculated for the previous year. At the moment, this amount is 11,178 rubles. If a person's pension is less than this amount, then he will receive a payment from the state.

Some pensioners in the Russian Federation will receive an increase in their pension in the amount of 7,900 rubles from February 1, and for certain categories of elderly people the pension amount will be recalculated. This message was received from representatives of the Pension Fund. According to Pension Fund experts, pensioners who worked in civil aviation flight crews and coal industry workers may qualify for this additional payment.

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Pensioners will receive a new lump sum payment of 6,000 rubles in 2021. The regional government made this decision to reduce poverty in the region. In total, an amount of 450 million rubles has been allocated from the regional budget for the payment.

According to the Minister of Social Development of the Primorsky Territory, Svetlana Krasitskaya, almost all pensioners in the region are entitled to this payment, so they will not have to fill out any paperwork. However, some citizens will have to apply to the MFC or use the Social Portal of the Primorsky Territory. Primorye pensioners learned the news about receiving a new social benefit from representatives of the Pension Fund.

Comments: 86

Your comment (question) If you have questions about this article, you can tell us. Our team consists of only experienced experts and specialists with specialized education. We will try to help you in this topic:

Author of the article: Klavdiya Treskova

Consultant, author Popovich Anna

Financial author Olga Pikhotskaya

1. Tatiana
   08/06/2021 at 01:15 Hello, how can I make a payment through government services?
   Reply ↓ Anna Popovich
   08/06/2021 at 23:26

   Dear Tatyana, we would recommend that you use your personal account on the PFR website to process the payment.

   Reply ↓

Explanations from the Pension Fund: what payments are due to pensioners

Types of payments of pension savings funds According to Federal Law dated November 30, 2021 N 360-FZ (as amended on October 3, 2021) “On the procedure for financing payments from pension savings funds,” the following types are made from pension savings funds formed in favor of the insured person payments:

To obtain information about the amount of pension savings, you must request a notification about the status of your individual personal account. Today this can be done in several ways. The most convenient and fastest is in your personal account on the Pension Fund website, on the government services portal, as well as using the mobile application “PFR Electronic Services”.

Payments to pensioners born in 1953-1967, size and how to receive

// To receive a one-time benefit, two conditions must be met: the citizen must have the right to receive an old-age pension (or already be a pensioner) and have funds for pension savings. Then the Pension Fund of the Russian Federation will have no grounds for refusing to pay a one-time benefit.

March 1, 2021 » One-time payment to those born from 1953 to 1966: how to receive It turns out there is a payment for men and women born from 1953 to 1966. And not only does it exist, but it also functions successfully.

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One-time payment to working pensioners in January 2021

True, it is worth making a small clarification about pensioners who do not give up their work duties during their well-deserved retirement. So, if their profit is above 1 million rubles, then there will be no one-time payment to working pensioners in January 2021. Moreover, in this case, even a standard benefit is not eligible for accrual.

You can receive the assistance required by law at the Pension Fund branch located in the region where Russian citizens live. At the moment it is known that 5 thousand rubles. will be equal to a one-time payment to pensioners in January 2021. Dmitry Medvedev states that this amount will cover the rise in food prices, despite its small size.

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