Minimum old-age pension in Russia from January 1, 2021

Who is the recipient?

Preferences at the expense of the state are provided to all citizens with disabilities, as well as those who have reached the retirement age prescribed in the current legislation. In this case, it is necessary to take into account the person’s employment status. Thus, citizens of the Russian Federation living on its territory and having an income below the minimum security for the subject of residence receive a federal or regional surcharge up to the established border.

Important! Social benefits are assigned if the elderly person does not work, belongs to the low-income segment of the population, and also permanently resides in the territory of the state.

Beneficiaries of the guaranteed payment are persons who have insufficient length of service to assign labor income. Lack of production for a certain number of years can occur for various reasons, but the result will be the same - government guarantees in terms of meeting basic needs.

Today, all Russians with less than ten years of insurance experience are assigned a social pension. From an informal point of view, it is considered a benefit designed to support people financially. Elderly people can buy food and receive services necessary for a normal existence. The following persons have the right to receive funds:

• reaching seventy years of age for men and sixty-five for women (after the reform, in 1919, the age required for retirement was raised);
• absence of activity during which a Russian citizen is subject to compulsory insurance.

The law sets a higher age for social payments than for labor income. It is quite clear that these guarantees do not enrich a person. From April 1, 2018, it was indexed and amounted to 5.2 thousand rubles. However, if the subsidy for the elderly is less than the indicator value established in the recipient’s place of residence, then he has the right to count on social benefits from the budget of one level or another.

According to the rules adopted by law, additional support is provided in cases where the NPA indicator is higher than the elderly subsidy. If the regional indicator is higher than the federal one, then the interested party will receive a preference from the lower budget. Social support is established in such a way that the total amount of income, taking into account the money provided, is equal to the minimum income of the pensioner.

Social supplement for non-working pensioners in 2021

Pensioners who have been assigned a payment amount below the minimum pension by the Pension Fund are assigned a social supplement up to the subsistence level (PL). Such payments are required to be made by federal or regional authorities (depending on the type of surcharge).

• If the pension amount is lower than the all-Russian PMP (that is, less than 8,846 rubles in 2021), then the additional payment will be made from the federal budget. This supplement is called the federal social supplement - FSD , and is paid by the Pension Fund.
• If the pension in 2021 is more than 8,846 rubles, but less than the cost of living of a pensioner in the region of his residence, then a regional social supplement will be assigned - RSD . It will be paid from the regional budget (for example, as they do in Moscow) or through interbudgetary transfers (federal funds). To receive such an allowance, you must contact the social security authorities.

In any of these cases, the pensioner will be assigned a social supplement, with the help of which the amount of payment will be brought to the regional subsistence level.

Attention

Social supplement to PMP is provided only to non-working pensioners . If a citizen gets a job, he needs to inform the Pension Fund of the Russian Federation in a timely manner so that additional payments are suspended. Otherwise, the Pension Fund will demand reimbursement of overpaid funds, including in court.

What is the procedure for calculating income?

When calculating the provision of pensioners, money that was received from the following sources is also taken into account:

• additional social guarantees in material terms;
• EDV, including the amount of a set of social services;
• other support measures established by legal acts of the constituent entities of the Russian Federation (with the exception of one-time ones).

In addition, when making calculations, the cash equivalents of other forms of support provided to pay off telephone bills, utilities and rent, and travel on passenger transport are taken into account.

Basic salary subject to length of service

To receive a pension associated with the completion of activity, you need to develop work experience. In this case, the permissible length of service and the number of accumulated points must be:

• 65 years old - men; 60 — women;
• 10 years of experience;
• 16.2 points, 18.6 points (first and second half of 2019, respectively).

Important! Only the time when the citizen was officially employed and contributed funds to the Pension Fund is taken into account.

The benefit directly depends on the length of service and points accumulated during the period of working ability. With low performance indicators, a Russian will be able to rely solely on the subsistence level for his category of the population.

Minimum if you have experience

In addition to the arrival of certain years, in order to receive old-age payments, mandatory work experience and a generated number of points are required. From January 2021, the minimum allowable number is 16.2, and from July you will need to have 18.6 points and 16 years of experience. The indicators will be increased step by step until they reach the maximum value for experience (15 years) and points – 30.

According to Federal Law No. 400, pensioners who have earned financial support in the northern and equivalent regions have the right to retire early.

Important! The length of service on which the size of the pension depends is calculated only for the period of officially registered employment, when the employer paid contributions to the Pension Fund. Actually, monthly minimum pensions in Russia in 2021 consist of several parts:

Actually, monthly minimum pensions in Russia in 2021 consist of several parts:

• the amount of pension coverage itself (insurance, social, state);
• amount of money intended for recipients of federal benefits;
• compensation for social services;
• some regular social support measures established by local legislation, expressed in monetary terms, excluding one-time amounts;
• additional payments to some categories for special differences.

In addition, when calculating material support for pensioners, the entire amount of monetary compensation for social support measures is taken into account:

• payment for telephone use;
• benefits for utility bills;
• free travel on public transport.

With a small amount of experience and, accordingly, a minimum number of points, the amount of pension coverage will also be the smallest and equivalent to the subsistence level in the region. In total, in the Russian Federation from January 2021 it is equal to 8846 rubles, and the pension cannot be less than this amount. For example, for Moscow non-working pensioners, according to the municipal standard, the minimum old-age pension is 17.5 thousand rubles, taking into account their residence in Moscow for more than 10 years.

For other categories of elderly people who do not meet these criteria, the payment is calculated according to regional parameters, and now in Moscow it is equal to 12,115 rubles. In St. Petersburg, the minimum pension for non-working pensioners is the general value for Russia, equal to the minimum wage.

The highest pension benefit range in the country, due to high food prices, is set for remote regions:

• Chukotka – 19 thousand rubles;
• Nenets Autonomous Okrug – 17,956;
• Kamchatka – 16,543;
• Magadan – 15,460.

The lowest size of PM is in the Central Federal District: in Tambov (7811), Belgorod (8016), Yaroslavl (8163) regions. In addition, it is below the national average in Bryansk (8523), Vladimir (8526), ​​Ivanovo (8576), Kostroma (8630), Kursk (8600) and many other regions.

The living wage coincides with the all-Russian level in the Vologda, Kaliningrad, Leningrad, Novgorod, Sverdlovsk, Tyumen regions, the Republics of Ingushetia, Kabardino-Balkaria, Karachay-Cherkessia, Buryatia, Tyva, and the Krasnoyarsk Territory.

Despite the implementation of reforms and attempts to reorganize the system, pension provision in the Russian Federation is leveling out the majority of citizens. On the one hand, this is a humane approach to those who have almost never worked and have not paid taxes, but who, in old age, can claim to receive benefits from the state in the amount of monthly income. However, this procedure insults citizens who have worked their whole lives in difficult conditions in low-paid jobs and received a pension at the same low level.

How much do they pay in different regions of Russia?

Each subject of the Russian Federation sets a different level of minimum security. The value is established for the Russian Federation as a whole. Accordingly, for representatives of different territorial units the basic values ​​may differ. This even applies to cities of federal significance (Moscow, St. Petersburg). To compare the difference in guaranteed pensions across territorial divisions of the state, it is worth considering several examples indicated in the table.

General trend in Russia

Thus, indexation is carried out according to the wishes of the authorities and the situation prevailing in the subject. The all-Russian growth rate in 1919 is 120 rubles.

Many pensioners do not receive any increase from the authorities at all. This is explained by the fact that, according to government agencies, their standard of living corresponds to the financial situation that allows them to satisfy their least needs.

It is worth noting that in Crimea the guaranteed income of the elderly has generally decreased by 160 rubles. (from 8530 to 8370 rub.).

Conditions for receiving the maximum pension in Russia

Citizens' pension rights are formed in individual pension coefficients, or pension points. All previously generated pension rights were converted without reduction into pension points and are taken into account when assigning an insurance pension.

The conditions for the emergence of the right to an old-age insurance pension are: reaching the age of 60 years for men, 55 years for women. Certain categories of citizens have the right to receive an old-age insurance pension early. Having an insurance experience of at least 15 years (from 2024), taking into account the transitional provisions of Art.

The greatest benefit will be received by those citizens who have worked for more than 30 years and received “white” wages. Let us remember that the reform also involves changing the funded part of the pension: citizens born after 1966 must decide within two years where exactly 6% of insurance contributions will go - to the funded or distribution part. The innovations are designed to increase the level of the average old-age insurance pension.

Preferences for dependents

The accrual is made in the form of a benefit. This circumstance is explained by the low content size. The recipients are disabled people, dependents who have lost their breadwinner on whom they depended financially. The amount of support differs depending on the category and is set annually before April 1 in a fixed amount. With a low income, a citizen may declare the need for an additional payment before the PM.

Question:

What amounts can recipients of social benefits expect, taking into account their latest indexation?

Answer:

• 5.2 thousand - disabled people of group II, minors (up to 23 when studying full-time at a university), dependents who have lost one of their parents;
• 12.4 thousand are disabled children of group 1;
• 10.4 thousand - disabled children of group II, minors who have lost both parents;
• 4403.24 rubles - disabled people of group 3.

The size of the minimum pension in Moscow for 2019

All non-working Moscow residents will have their minimum pension increased from September 1st. This increase will affect more than one and a half billion capital residents. The increase in pension payments is planned until the tenth day of the month. The previous increase of three thousand rubles was carried out last year, when pension payments were 14,500 rubles, that is, in September 2021, the minimum pension was already 17,500 rubles.

• RUR 12,115 – for those living in the capital for less than 10 years (in 2019 – 11,816 rubles);
• RUR 17,500 – for persons with Moscow registration for more than 10 years.

The minimum pension in the Moscow region is lower than in the capital and in 2019 is 9,908 rubles. (in 2021 – 9,527 rubles). Only non-working pensioners are paid extra to the PMP at the expense of the regional budget through the social protection authorities.

From January 2021, Law No. 350-FZ comes into force, which changes the approach to indexing insurance pensions of non-working citizens. The amount will increase annually from January 1 by a percentage predetermined by the Government of the Russian Federation. In 2019, the minimum insurance pension will increase by 7.05%. Social pensions will, as before, increase from April 1. The increase will be 2.4%.

It is calculated based on the amount established by law throughout the entire state, plus regional surcharges, which differ depending on the cost of living in a given territory.

The basic procedure for accruals in 2021 remains the same, however, good news awaits pensioners in the capital - an increase in payments in September.

On January 1, 2021, the pension reform, which was proposed and developed by the Cabinet of Ministers, began to take effect.

Its main innovation is a change in the retirement age - now citizens will retire at the age of 63 and 65 for women and men, respectively.

The duration of long-service care is also increased by 8 years (the transition will occur gradually).

Important! This increase does not apply to citizens who continue to work while retired. Their financial aid remains unchanged. However, as soon as such a pensioner decides to leave work and receive only insurance payments, his income will be recalculated taking into account all allowances.

Thanks to the approved increases, the minimum pension in Moscow for the first half of 2021 increased to approximately 12,700 rubles. Please note that the amount is indicated without various allowances that are provided to many residents of the capital.

On August 21, 2021, a message appeared on the official portal of the Moscow mayor about the upcoming increase in pension payments to residents of the capital.

Sergei Sobyanin signed a decree according to which, starting September 1, 2021, payments to non-working pensioners in Moscow will be increased by 2,000 rubles.

Thus, already in the first month of autumn, pensioners will receive approximately 19,500 rubles instead of the previously due 17,500.

The innovation will affect everyone whose pension is below 19,500 rubles!

Under what conditions is an increase allowed?

An increase can occur in several cases:

• during indexing. The coefficient is approved by the Government annually at the beginning of the period;
• after recount. Recalculation is also carried out every year for working pensioners and unemployed elderly people. The procedure is declarative in nature if there are compelling reasons;
• due to the growth of the regional PM of the considered category of citizens (annually from January 1.

Thus, the next increase in provision for the elderly will only occur at the beginning of 01/01/2020.

What is considered the minimum pension in Russia?

According to Art. 12.1 of the Law “On State Social Assistance” in Russia, a non-working pensioner cannot receive a total amount of material support less than the pensioner’s subsistence level (PMP).

It does not matter whether he has an insurance or social pension (despite the fact that in practice the size of the social pension is, as a rule, significantly less than the insurance one).

In fact, the monthly income (material security) of a pensioner can consist of several different amounts:

• directly the pension itself of any type (social, insurance, state);
• monthly cash payment (MCP) to federal beneficiaries - veterans, disabled people, family members of the deceased, etc., as well as a set of social services (NSS) paid in the form of cash compensation;
• additional monthly financial support (DEMO) for certain categories of citizens (for special services to the Fatherland, etc.).

If a pensioner’s monthly income is less than the minimum wage in the region of his residence, then a social supplement to his pension is provided. Its size is the difference between the financial support of a pensioner and the subsistence level. The amount of the PMP for establishing the minimum pension is reviewed annually from January 1 on the basis of regional laws.

The rule applies only to non-working pensioners. Working people can only rely on their own income and their pension itself, which, starting from 2021, is also not even indexed.

Thus, the pension size of working pensioners may be less than the PMP, since social supplements are not provided to such pensioners.

Social pension in 2021

Social pension is a type of state pension and is paid in the form of benefits. Due to its low size, in most cases this particular pension can be called minimal (in the sense that it establishes the lowest level of pension provision in Russia). It is paid to disabled citizens:

What will change this year?

At the beginning of the year, the Russian Ministry of Labor was developing a plan to change the mechanism according to which the size of the pensioners' monthly minimum is approved. This work was carried out to establish a social supplement to the main part of income.

After the relevant bill is submitted to the State Duma and its consideration, a decision will be made to reject the act or accept it. In the latter case, a new mechanism will be available to interested departments, allowing them to use a unified approach to determining the amount of the smallest subsidy.

Important! When analyzing the practice of establishing the PM value in subjects, it was found that in many cases the procedure is carried out without reason. Sometimes the level is underestimated or, conversely, accepted in an amount exceeding the real minimum human needs.

At the same time, it is worth noting the importance of correctly establishing the indicator. If it is underestimated, then a person will not even be able to satisfy his basic needs. The only way out of this situation is to provide social benefits, which brings subsidies to an acceptable amount (federal, regional assistance).