The largest old-age pension in Russia

Many people are interested in the question: what is the largest pension in Russia? How much do such citizens receive? A pension is one of the forms of government payments. Such payments have a long history. Already in ancient Rus', representatives of the military classes received a semblance of a pension. However, in the past it was not available to all categories of citizens. The development of pension provision dates back to the Soviet period, when the most optimal conditions for pensioners were created. With the development of market relations, the situation worsened, and the gap in the value of pensions among different social groups grew many times over. This negative process is likely to continue. Modern pension reform causes dissatisfaction among many.

The article answers the question: what is the largest pension in Russia?

Reform of pension legislation

The main reforms are aimed at tightening pension legislation. In addition to raising the retirement age, the conditions for receiving a pension are also becoming stricter. If in 2021 the minimum required length of service to make basic payments was 8 years, then by 2024 it will already be 15 years. The same situation applies to cumulative points. Currently, to receive a pension, it is enough to have 13.8 points, and after the completion of the reform, 80 points will be required. All this will be necessary to guarantee a very modest basic part of the pension, which currently amounts to 8,000 rubles. To form the funded part, employers will need to make contributions to the pension fund. This means that controlling this process will not be easy.

The situation will be somewhat better for women. They will be able to retire 5 years earlier than men (despite the fact that they still have a longer life expectancy). In addition, for raising a preschool child you will be entitled to 1.8 pension savings points per year. This is more than when working in difficult conditions (1.5 - 1.7 points per year). However, these figures are only coefficients. In fact, with a salary of 12 thousand rubles a year, a person will receive 2 points, and with earnings of 35 thousand - already 6 points. This means that only those who have worked for a long time in a well-paid and, moreover, official job will be able to receive a pension. It is not surprising, therefore, that the adopted pension reform causes so many protests among Russians.

However, pension legislation is constantly changing, so it is not a fact that this will be the case in the future. If the economy in the country improves, then someday it may be changed. At least that's what we should hope for.

Now the average pension in Russia is 13.7 thousand rubles. But many people receive less than this amount.

Who has the highest pensions?

The Pension Fund does not provide precise information regarding the size of payments. Federal Law No. 173-FZ contains a phrase that there is no maximum pension amount. When calculating the amount of insurance pension payments, the following are taken into account:

amount of insurance experience;
the value of the individual pension coefficient;
increasing coefficients.

The size of the state pension is affected by:

type of activity of the citizen;
number of years worked;
injuries received while performing official duties;
diseases acquired as a result of work;

Top 5 professions and positions with the highest pension:

President of Russian Federation. The amount of pension payments is 530,000 rubles per month. This is the largest pension in Russia.
Deputies of the State Duma. Amount – 75% of monthly salary.
Deputies working in regional parliaments. The amount of payments is from 55 to 75% of salary.
Judges. They are paid 80% of their salary if they have less than 20 years of experience, or 85% of their salary if they have more than 20 years of experience. This is the largest coefficient.
High-ranking civil servants (ministers, heads of departments of the Presidential Administration and the apparatus of the Government of the Russian Federation). They have a high salary level. The average pension amount is 45% of salary.

Employees of large commercial structures can receive a good pension due to the fact that the employer has the right to establish corporate bonuses for former employees.

Municipal officials

The maximum pension for this category of citizens is 75% of average annual earnings. When calculating this indicator, the salary for each of the last 12 months of the deputy’s work is taken. The procedure for calculating average annual earnings:

S/K, where:
K – number of months worked in a year.

According to the Constitution of the Russian Federation, local government bodies are not included in the system of state authorities. Due to the fact that the basis is not the salary, but the actual salary received with all allowances, pensions for municipal employees are often higher than for state employees.

A municipal employee can qualify for 3 types of pension benefits:

By length of service.
Due to old age.
For disability resulting from an occupational injury.

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Federal government employees

When determining the amount of pension for this category of workers, the main thing is salary. Formula for calculating pension payments to civil servants:

(45% SK-SO)+3% SK*S, where:
СО – average amount of insurance coverage for old age (disability).
C – revised length of service (length of service).

The planned indexation of civil servants' pensions is carried out simultaneously with an increase in the salary of federal civil servants. The Pension Fund of the Russian Federation recalculates the amount of payment at the request of a pensioner at any time. The pension is formed from public funds. If a civil servant transferred money to a non-state fund, he will be able to receive more from his personal savings.

Military retirees

Citizens who have devoted a significant part of their lives to defending their homeland can claim certain financial privileges. After retirement, they are assigned a pension. High pensions in Russia for military personnel are provided from the state budget. This category of citizens includes:

employees of the Ministry of Defense, Ministry of Internal Affairs and other military structures;
fire service workers;
employees of institutions of the criminal correctional system;
employees of the federal service of the National Guard troops.

To receive military benefits, you must earn at least 12.5 years of specialized experience. In total with the total labor, they should amount to 25 years. The size of pensions for military personnel is determined based on the amount of money received during service:

50% for mixed length of service + 1% for each year of service beyond the term;
85% for citizens who received group 1 or 2 disability during service.

The process of calculating the amount of payments for the military is very complex. First, the size of the increase for service in remote and hard-to-reach areas is determined separately. When calculating the salary amount, it is multiplied by a reduction factor (2%). It is not used when calculating pension benefits for certain categories of military personnel:

judges;
prosecutors;
employees of the Investigative Committee.

The situation of pensioners in Russia and the world

On the Russian-language Internet you can find generalized phrases that not only in our country the situation of pensioners is getting worse, but all over the world they are getting worse. However, this is more like an unfounded statement, since no support is provided in the form of links to other articles or specific figures behind it. To find out how things are going for pensioners in the world, you need to study this seriously and for a long time, analyzing many authoritative foreign sources. Scientists, as we know, do not make unsubstantiated statements, and, quite possibly, reflect the wishes or views of a specific author of a specific Internet article.

Of course, different countries have different systems for calculating pensions. Therefore, the situation with pension payments will be different.

As for Russia, here we have something to compare with, and there is enough information on Russian-language sources. Pension payments in Russia are, of course, low, although the authorities are still trying to somehow support pensioners. Pensions, although rarely and little by little, are still indexed. The living wage of a pensioner in rubles (by the way, it is the smallest among all social groups) is sluggish, but growing. And sometimes one-time payments are made. But what will happen next with such strict pension legislation is already obvious - nothing good.

Pension in St. Petersburg in 2021

Before we start talking about pension payments, first let's look at what the cost of living is for pensioners in St. Petersburg. The first thing to note is the fact that the size of these payments is much higher than in other cities - this is when compared with other cities in Russia.

The first and most important reform in the pension system is to increase the retirement age. This reform will not be introduced into the system immediately. Its implementation will require at least a period of 10 years, during which the retirement age will gradually increase. And at the end it will reach 65 years for men and 60 years for women.

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Differences in pensions in Russia

Under the USSR, everyone's pensions were approximately the same. Now they differ tenfold. The same applies to wages. Russia is almost in first place in the world in terms of the degree of contrast in income levels among different groups of citizens. In this regard, Russia has surpassed even the United States! This means that the expression “social injustice” is more than relevant for our country: while some build villas for themselves, others barely make ends meet. Of course, the rich want to remain rich in old age, and therefore assign themselves very substantial pensions. Where? Of course, from the Russian budget.

The minimum pension in St. Petersburg in 2021 has been announced

Article 27 of the Law of St. Petersburg “On the budget of St. Petersburg for 2021 and for the planning period of 2021 and 2021” stipulates that in 2021 the cost of living of a pensioner in St. Petersburg corresponds to the federal subsistence level.

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The concept of long-term socio-economic development of the Russian Federation for the period until 2021 states that the minimum level of pension should not be lower than the subsistence level of a pensioner in the region of his residence (Part II of the Concept, approved by Order of the Government of the Russian Federation dated November 17, 2021 No. 1662-r) .

Where is the biggest pension in Russia?

Of course, those who are closer to the state feeding trough. First of all, this is a large army of officials. In total, according to official data, there are 1.1 million people. Officials in the lowest official category receive about 20 thousand rubles. Heads of department - 42 thousand. Chairman of the committee - 60 thousand rubles (this is in addition to the regular pension). In general, an official’s pension depends on the duration of work in the position held. Currently, to receive a pension of 45% of salary, you need to work for 16.5 years, and to receive 75% - 26.5 years. However, these numbers will rise.

At the same time, it is difficult to determine the official’s true pension. After all, it is influenced by other factors: civil ranks, positions, and so on.

In addition to officials, high pensions can be received by the military, deputies, judges, other officials and the president. Let's look at each category in more detail.

Heads of cities

This category of civil servants has very high pensions. They can range from 100 to 300 thousand rubles. In this case, civil servants appoint pensions for themselves. In order to obtain a legal right to it, they only need to work in this position for 1 to 6 years (depending on the region).

The amount of payments in this case is determined not by the amount of salary, but by the amount of average earnings, which includes bonuses, allowances, and financial assistance.

For comparison, federal ministers receive “only” 44-78 thousand rubles. The reason for these differences is that such employees have standard pension payments, which are made from the Pension Fund. As for the heads of municipalities, the source of such high payments is the regional or local budget.

Personal pensioners, judges, astronauts and military personnel

If you look for who has the largest old-age pension in Russia, then, first of all, among personal pensioners. The fact is that some people are paid special pensions. That’s why they are called “personal pensioners.” These include employees of the presidential administration, tax services, heads, managers, employees of corporations, and commercial organizations. The pension of the last two categories also includes additional payments from the companies where they worked.

Former cosmonauts, test pilots, and retired judges also receive high personal pensions. They have over 100 thousand rubles a month. Heroes of Russia, Heroes of the USSR, Heroes of Labor and so on receive less, but still a lot. Also, former prosecutors, regional and municipal deputies and officials have large pensions - around 50 thousand rubles.

The pensions of former security officials of various departments and the military are significantly lower (but higher than average). In this case, the pension amount is 25 thousand rubles. But it can be from 16 to 50 thousand. Various benefits may also be provided, including spa treatment.

Judges' pensions can vary between 50-140 thousand rubles. This is due to their level (federal ones receive more than regional ones), titles, academic degrees, length of service, and knowledge of foreign languages.

And cosmonauts have the largest pensions - over 400 thousand rubles.

Maximum old-age pension in Russia

So, who receives the largest pensions in Russia?

These lucky ones are personal pensioners. State pensions of a fairly large size are received by civil servants from the administrative apparatus of the Russian Federation. They are awarded not in a standard way, but in a special order.

Further, employees of large corporations and commercial structures, who are also classified as personal pensioners, retire. They receive a state pension, and in addition, bonuses from companies.

We will not know about their pension; it is a commercial secret.

Personal pensions are also awarded to Participants in military operations, Heroes of Russia, Participants in the liquidation of man-made accidents, Heroes of socialist labor, WWII veterans, and heroes of labor.

Military pensioners receive a pension through the departments of the Ministry of Internal Affairs, the Federal Grid Company, the Ministry of Emergency Situations, the Federal Penitentiary Service from the Ministry of Defense, it is one and a half to two times higher than the pensions of public sector employees.

In addition to the listed categories of citizens who receive high pensions, there are others who are well provided for after finishing their working career. For example, retired military judges, former test pilots.

According to unofficial data, these citizens receive pensions in the region of 100 thousand rubles. Approximately half of this amount, about 50 thousand rubles, is received by war invalids who have a solid work history behind them. Large pensions for former prosecutors, deputies and municipal officials.

As for ordinary pensioners, those who served in the army as a midshipman or officer have a chance for an increased pension.

And for other Russian citizens, in order to receive a good pension, they need to work longer, receive a decent salary and honestly pay contributions to the Pension Fund.

Deputies of the State Duma

There is a special law for deputies that allows them to easily receive very high pensions. So, it is enough to work in this position for 3 years to receive more than half of your salary in the form of pensions. And with ten years of experience - 75%. At the same time, their basic (minimum) salaries are 100 thousand rubles, but in fact they receive much more. For example, under 800 thousand rubles. In addition to the pension, the deputy also receives a bonus, the amount of which (according to official data) is 44-66 thousand rubles, and in fact it is possible more.

The amount of a former deputy’s pension also depends on what position he held in the State Duma, as well as on where he worked before.

The amount of pensions of deputies is not officially disclosed and the only way to find out is by asking the deputy himself. Their total number in the Duma is about 450 people. We do not know what the largest pension in Russia is for a deputy.

Who receives the highest pensions?

Of course, the size of the pension depends on the place of work, position, awards, professional diseases, etc. Pension legislation does not contain a maximum limit on the size of pensions, but a limited number of points can be obtained in one year. Even with a very high salary, you will not be able to earn more than 10 points in a year.

Slightly different rules are established for civil servants. It is believed that the highest pension in Russia belongs to the President of the Russian Federation; his monthly payments amount to 535,000 rubles, which is 50 times the size of the pension of most citizens.

Next come the deputies of the State Duma, they can count on 75 percent of their salary (if they have worked for 10 years or more), which for 2021 is about 400 thousand rubles. Deputies of regional assemblies can count on a pension of approximately 55-70 percent of their salary.

Judges, provided they have 20 years of experience, can count on a pension of 80 percent of their salary, which averages 130-200 thousand rubles. If a judge works for 25 years, his pension will be 85 percent of his salary.

Senior civil servants, such as ministers, heads of the Presidential Administration, the Government Office of the Russian Federation, etc. can count on a pension of 45 percent of their salary.

Also, the presence of titles and awards can influence your pension. If a pensioner has the title “Hero of the Russian Federation”, “Hero of the Soviet Union”, “Hero of Socialist Labor”, etc., then he can count on a significant increase.

The largest pension in the regions

Pensions in Russia vary not only depending on where a person worked, but also by region. The highest average pension in Chukotka is 22 thousand rubles. In second place is the Kamchatka Territory - 20.6 thousand rubles. In third place is the Nenets Autonomous Okrug (19.9 thousand rubles). Large average pension in Yakutia - 17 thousand rubles. In Moscow, pensions are somewhat smaller, but those who have lived there for a long time can receive a higher amount. We are talking about native Muscovites.

In many regions, the average pension payment is less than 12 thousand rubles. These include Voronezh, Rostov, and Novosibirsk regions. These differences are likely due to different price levels.

Which regions have the highest pensions?

The amount of payments to senior citizens varies in all constituent entities of the Russian Federation. The amount of financial support is influenced by the regional subsistence minimum. Regions with the highest pensions:

Chukotka Autonomous Okrug - 25,173 rubles. Northerners are given additional pay for unfavorable working conditions. The average salary is 79,000 rubles. Some local residents of the Autonomous Okrug receive additional payments as representatives of the indigenous peoples of the North. The share of workers in this region with a salary above 100,000 rubles is 26.19%.
Nenets Autonomous Okrug - 22050 rub. This subject of the Russian Federation also belongs to the Far North, most of it is located beyond the Arctic Circle. According to statistics, the average salary here is 66,500 rubles, and more than 100,000 rubles. receive 18.2% of the population. The high amount of payments is due to mining and poor climate.
Magadan region – 21,508 rub. Salary over 100,000 rubles. About 17% of residents earn here. The territory of the Magadan region is rich in silver, tungsten, gold, copper, and oil. Average salary - 70,400 rubles.
Kamchatka Territory – 21342 rub. The average salary is 52,000 rubles, and the share of citizens receiving more than 100,000 rubles was 11.74%. The region produces gas, oil, gold, timber, ore, non-ferrous metals and other minerals.
Yamalo-Nenets Autonomous Okrug – 21,000 rub. This region is a major oil and gas center of Russia. Mining is carried out in the Yamal-Nenets Autonomous Okrug, so 26% of residents have a salary of more than 100,000 rubles. For the same reason, the region is among the top 5 leaders in terms of pension payments. The average salary here is 63,132 rubles.

The average pension in Russia is 9277 rubles. The minimum amount of payments is established in the Tambov region. There, the cost of living for pensioners (PMP) is 7,811 rubles. In the Chukotka Autonomous Okrug, the official minimum pension is the highest. The PMP here is 19,000 rubles. The obtained figures indicate different levels of well-being of the constituent entities of the Russian Federation.

Regardless of the region, above-average payments are received by:

WWII participants and veterans;
Chernobyl victims;
heroes of the USSR;
liquidators of man-made accidents;
cultural workers;
heroes of labor;
residents of besieged Leningrad;
astronauts;
test pilots.

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Problems with calculating pensions

The pension fund is a rather callous and stingy organization that is not interested in large pensions. If a person is not legally savvy, then perhaps he will receive less due to his ignorance of various benefits and allowances. In addition, there may be various delays when registering pension payments. You will have to collect various documents and defend each point. All this, of course, is very unpleasant and inconvenient. However, unfortunately, bureaucracy is the face of modern Russia. And officials have done their best to complicate the lives of ordinary pensioners. And the number of officials themselves is only growing over time.

Therefore, it is recommended to start processing the payment long before the official deadline, which is 1 month. At least a year before.