Social old-age pension in 2021: size and procedure for assignment

What is social pension

Today, pensions in the Russian Federation for older people are of several types:

• Insurance. Received by persons who have reached retirement age and have appropriate insurance experience.
• State. Paid to military personnel, WWII participants, liquidators of radiation accidents and man-made disasters, and municipal employees.
• Social. Intended for unemployed disabled people and people who do not have enough insurance coverage.

Each of them is divided into subtypes depending on the conditions necessary to obtain it. A social pension is a fixed monetary allowance allocated from the federal budget to people who, due to psychophysical development, illness, current life situation, have not worked at all or their existing work experience does not give them the opportunity to receive another type of pension.

Difference from insurance

In order to understand how social pension differs from insurance, it is necessary to identify the conditions under which the latter is allocated. Social benefits for old age in 2021 are assigned if at least one of the circumstances is not met. The main one is reaching the age limit. It is 60 for men and 55 for women, although sometimes people can retire earlier (this issue is regulated by separate regulations). Additionally, you need to have a certain pension coefficient:

• 2017 – 11,4;
• 2018 – 13,8;
• 2019 – 15.2 and. etc. in increments of 2.4 until the reading reaches 30 by 2025.

Another condition that must be met is the presence of a certain length of employment, provided that all this time deductions have been made from the worker’s salary to the Pension Fund. For 2021 this figure is 8 years, and for 2018 it will be set at 9 years. Then it will continue to increase:

• 2019 – 10;
• 2020 – 11;
• 2021 – 12;
• 2022 – 13;
• 2023 – 14;
• from 2024 – 15.

The social pension is financed from the federal budget, while the insurance pension is financed from the budget formed by the Pension Fund of the Russian Federation, which is formed from:

• insurance premiums;
• deductions from the unified social tax;
• federal budget funds;
• funds received through capitalization, etc.

Who receives a social pension in Russia

State allowance is calculated based on several criteria and is based on:

• Upon reaching the age limit and lacking insurance coverage or pension coefficients.
• Disabled people of groups 1, 2, 3 and people with disabilities since childhood who have reached adulthood but have never been employed or worked unofficially (without making contributions to the Pension Fund). The time and reason for incapacity for work do not matter. The category must be determined based on the results of a medical and social examination.
• For disabled children. This category includes minors with congenital or acquired disabilities.
• Due to the loss of a breadwinner. If, after the death of a person, his family has minor children or other disabled dependents, they can apply for pension benefits. The age of children is limited to 18 years, but if they are students or full-time students of educational institutions, the age limit is set at 23 years.
• Indigenous residents of small peoples of the Far North and other areas included in this list.

Legal regulation

The legislation of the Russian Federation in the field of calculating pension payments and monitoring the implementation of pension provision is represented by a large number of regulations adopted at both the federal and regional levels. Among the main ones it is worth mentioning:

• The Constitution of the Russian Federation, which states that every citizen has the right to social security in old age and the conditions for the payment of pension benefits.
• Law No. 166-FZ. We are talking about state pension provision; it is used to guide the calculation of allowances.
• Law No. 111-FZ. Here are the conditions for participation in the funded pension.
• Law No. 167-FZ. Reflects the rules of insurance, the financial and legal sphere of providing for citizens.
• Law No. 173-FZ. The conditions necessary to receive old-age social benefits and the procedure for making accruals are considered.

Conditions for assigning social pensions in 2021

To calculate and receive old-age social benefits in 2018, it is necessary that a person meets certain criteria. The main factor is that a citizen, in addition to social benefits, should not have additional income to his own budget, otherwise the right to payments is lost. Additionally, the citizen’s place of residence and his age are taken into account.

Russian citizenship

All citizens of the Russian Federation have the right to receive old-age social benefits in 2021 if their insurance coverage is less than 9 years. If a person permanently resides in Russia, but is a citizen of another state, he has the right to apply for payments to the Pension Fund. According to the law, he must have a residence permit in hand, which will certify that the period of residence on the territory of the Russian Federation is at least 15 years - this is the main condition for foreigners to receive social benefits, in addition to the lack of experience.

Age criteria

Depending on the type of pension that a citizen is applying for, he must be a certain number of years old. To receive labor pension benefits, a woman must be 55 years old, and a man must be 60 years old, but for the purpose of old-age social benefits, the age range is large and, according to the law, increases by 5 years at once:

• up to the 65th birthday for the stronger sex;
• up to 60 – for the fair half.

Many citizens of the country are interested in whether there are any benefits or conditions for early receipt of a social old-age pension in 2018. The only exceptions are representatives of the small peoples of the North and Siberia:

• Aleuts;
• Nenets;
• Chukchi;
• Evenks;
• Itelmens.

Peculiarities of accrual for the peoples of the Far North

Back in 1999, a separate document No. 82-FZ was adopted, which established the right of representatives of certain nationalities to receive old-age social benefits. The law establishes the age at which indigenous peoples have the right to receive benefits from the state. The document was adopted with the aim of state support and protection of citizens leading a nomadic lifestyle, subsistence farming and engaged in folk crafts. The social old-age pension in 2021, as before, will be assigned:

• for men when they reach 55 years of age;
• women over 50 years old.

Minimum old-age pension from May 1, 2018: table by region

What is the minimum old-age pension in 2021 in Russia? How much is it, taking into account indexation from April 1, 2021 and an increase in the minimum wage from May 1, 2021? What is the minimum pension amount possible now? When can we expect the next promotion? We will tell you about the minimum amount of the pension for return today, taking into account all indexations and provide a table of values ​​​​by region of Russia. Also see “The issue has been resolved: Medvedev announced an increase in the retirement age.”

What is “minimum pension”

Let us say right away that there is no such definition as a “minimum pension” in the legislation. But it is also clear that we are talking about an amount less than which the old-age insurance pension cannot be. How is the minimum size determined?

To do this, let us pay attention to the concept of long-term socio-economic development of the Russian Federation for the period until 2021. It says that the minimum level of pension is set not lower than the subsistence level of a pensioner in the region of his residence (Part II of the Concept, approved by Order of the Government of the Russian Federation dated November 17 .2008 No. 1662-r).

Thus, the cost of living of a pensioner in his region can be conventionally called the size of the minimum old-age pension.

What does the minimum old-age pension consist of?

It happens that a person was assigned an old-age pension, but its amount turned out to be lower than the pensioner’s subsistence level. In this case, he is entitled to an additional payment up to the “minimum wage”. It is correctly called “social supplement to pension” up to the pensioner’s subsistence level. The right to it arises when 2 conditions are simultaneously met:

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• absence of work or other activity during which the person is subject to compulsory pension insurance;
• failure to achieve the total amount of material support for a pensioner equal to the minimum subsistence level of a pensioner in the region of his residence.

Keep in mind that in order to calculate the “total amount of material support”, almost everything is taken into account - all cash payments, including pensions and cash equivalents of social support measures to pay for telephones, housing, utilities and travel on all types of passenger transport (urban, suburban and intercity) , as well as monetary compensation for the costs of paying for these services.

The amount of PMP for determining the size of federal and regional social supplements to pensions is established in the whole of the Russian Federation and in each subject of the Russian Federation. So, for 2021 in the Russian Federation it is 8,726 rubles, and, for example, in Moscow – 11,816 rubles.

The pensioner must receive a larger payment (when choosing between federal or regional). Also see “Where to apply for a social supplement to your pension: to the Pension Fund or Social Security?”

Are indexations taken into account when determining the minimum pension amount?

Insurance pensions of non-working pensioners were indexed from January 1, 2021 by 3.7. The cost of one pension coefficient after the increase was 81.49 rubles, and the size of the fixed payment was 4,982.9 rubles.

Social pensions have been indexed from April 1, 2021 by 2.9%, taking into account the growth rate of the cost of living of a pensioner in the Russian Federation over the past year.

As a result of indexation of insurance and social pensions in 2018, the average amounts of old-age pensions in Russia were:

• old age insurance – 14,151 rubles;
• social pension – 9,062 rubles;

These figures are provided by the Pension Fund on its official website.

The cost of living for a pensioner has not changed in any way due to the aforementioned indexations in 2021. Therefore, the minimum old-age pension remained at the same level.

On many Internet sites you can find tables with strange amounts as minimum pension amounts, where the cost of living is indexed by an indexation factor. This is fundamentally wrong.

The minimum cost of living for a pensioner remained at the same level. No need to index it!

Attention!

From May 1, 2021, the minimum wage was equalized to the subsistence level. Now the federal minimum wage is 11,163 rubles. However, this increase also did not in any way affect the size of the minimum old-age pension, since the pensioner’s cost of living did not change).

Its size for determining the amount of additional payment to the pension is established in accordance with the Federal Law of the Russian Federation of October 24, 1997 N 134-FZ “On the cost of living in the Russian Federation” for the country once every next year .

In the constituent entities of the Russian Federation, the size of the subsistence minimum for determining the amount of social additional payments is also established once a year no later than November 1 of the current year.

Minimum old-age pension in 2021: table by region

Even after all indexation in 2021, the minimum level of pension provision in Russia cannot be lower than the subsistence level of a pensioner in the region where he lives. Below we present the minimum pension amounts in Russia, broken down by region, in the table for 2021.

If your return pension is below the given value and you do not work, feel free to contact the Pension Fund or the social security department of your region to apply for an additional payment.

As for the timing, the social supplement is assigned on the basis of an application submitted by you, from the 1st day of the month following the month of applying for it to the territorial body of the Pension Fund of the Russian Federation (for a federal supplement) or the Department of Social Protection of the Population (for a regional supplement).

Useful information: PFR website.

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Registration procedure

Old age social pension in 2021 is issued subject to a certain algorithm of actions:

1. At the initial stage, it is necessary to collect a certain package of documents and draw up an application for the desire to receive old-age social benefits.
2. Appear at the government structure specified by law to submit the entire package of papers.
3. Wait for the application to be reviewed and a decision made. The law allows 10 days for this, after which the future recipient of the allowance must be given an answer.
4. The Pension Fund will calculate the payment depending on the region of residence.
5. Receive the first cash payment, and this should happen no later than the next month after the month of submitting documents. For example, if the application was written in August, then the first social pension should be paid in September.

Where and how to contact

In 2021, social pension will be accrued to a person, provided that he himself is the initiator. If the documents are not submitted, representatives of the Pension Fund, and its employees directly involved in the calculation of pensions, will not accrue payments, since they have no basis for this. To register, you must contact one of the organizations:

• Multifunctional Center;
• territorial branch of the Pension Fund of Russia.

You can do this in several ways:

• On one's own. To do this, you need to prepare documents, write an application and visit a branch of the MFC or Pension Fund. The institution’s specialist is obliged to accept the documents and put a date and his own signature on the application, which will mean that the papers have been accepted for consideration.
• Via postal service. To do this, you need to send a registered letter with a description of the attachment. Upon receipt, the employee who accepted the documents will date and sign the return receipt.
• Through a legal representative. The procedure can be carried out if you have a notarized power of attorney. When filling out the application, you must write in the appropriate box “through the applicant” and indicate the details of the representative.
• Using the Internet. Anyone can register on the official website of the Russian Pension Fund, and then submit an application through their personal account to receive old-age benefits in 2021.

Rules for writing an application

An application for receiving a social old-age pension in 2021 can be filled out through your personal account on the website of the Russian Pension Fund or by hand by downloading the form on the portal itself. Data must be entered legibly and correctly, without allowing corrections. If the application is submitted by a stateless person or a foreign citizen, some information will need to be entered in the national language of the applicant.

The information that must be provided in the application includes:

• the name and address of the specific PFR branch where the applicant is applying;
• last name, first name, patronymic of the person according to the passport;
• passport details;
• registration address (registration);
• address of actual place of residence or stay;
• SNILS number;
• contact details of the applicant;
• presence/absence of dependents;
• information about work activity, if the person was officially registered;
• if the application is submitted by the applicant, indicate his personal data;
• list of documents attached to the application.

What documents need to be provided

Since the old-age social pension in 2021 is paid from the federal budget, a basis will be required for its calculation. The documents that will be required from the applicant include:

• an application drawn up in the form and signed by the applicant;
• pensioner's ID;
• an identification document of a citizen - his passport, regardless of citizenship;
• for foreigners and stateless persons, it is necessary to provide papers indicating their legal presence on the territory of the Russian Federation, for example, a residence permit;
• confirmation of a person’s belonging to the peoples of the Far North;
• power of attorney to perform actions on behalf of a person of retirement age;
• documents evidencing work experience.

An elderly person or his legal representative can submit the collected papers only upon the onset of the right to receive old-age social benefits - reaching the age specified by law. The specialist may request other documents, but he can only demand those that the pensioner can independently request from public or private organizations.

Amount of social pension in 2021

If you compare labor and social pensions, you can understand that they are calculated in completely different ways. The insurance benefit is designed to compensate for lost income upon reaching the age limit. For this reason, the size of the pensioner’s salary that he received before entering retirement must be taken into account. This will not be required to calculate the old-age social pension in 2021, because it can be paid even to those who have not worked a single day and have not been registered with the employment service.

Such a payment is essentially a state benefit of the minimum amount, which is paid to a certain category of people. The size of the social pension is a fixed value, which is established by law, and the cost of living budget is taken as the basis. The last increase in social pension benefits was made on April 1, 2021 and the social pension was indexed to 8,742 rubles. The next increase is scheduled for April 1, after which the social pension in 2021 will be 9,045 rubles.

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Increasing coefficients

Unlike recipients of insurance pensions, applicants for social benefits in old age are not subject to any increasing or decreasing coefficients, since social pensions are fixed assistance from the state budget to certain individuals. Another thing is that for each category of persons who are entitled to receive a social old-age pension in 2021, separate minimum values ​​are established. So, for example, the allowance of a disabled child will be greater than that of an old man who has not earned enough to earn an insurance pension.

The difference in the amounts of payments for pensioners by age is fixed due to the different level of the subsistence level budget, which is established for the country as a whole and in each region separately. For this reason, residents of the Far North receive more than pensioners, for example, of the Astrakhan region. If a person changes his permanent place of residence, then subsequent payments to him are calculated based on the region where he decided to settle.

Additional payments up to the cost of living

As noted, the cost of living is established at the federal and regional levels. In 2018, the average basic cost of living for a pensioner in the country was 8,540 rubles, while for 2021 this figure is planned at 8,726 rubles. According to the law, the social old-age pension in 2021, which is payable to a person, should not be less than the subsistence level in the region.

Social benefits can be paid from the regional or federal budget. If the pension in the region is less than the average Russian subsistence level, the federal budget makes up for this difference. Supplements are paid from the regional treasury only in some regions. This applies to the city of Moscow and those regions where the cost of living is higher than in the country (Chukotka, Yamalo-Nenets Autonomous Okrug, Sakhalin Region, etc.)

For an example of calculating additional payments from the federal budget, we can consider the following situation. The pensioner receives 7,650 rubles in allowance and lives in the Bryansk region, where the cost of living budget for a pensioner in 2021 is 8,095 rubles, which is lower than the Russian average (8,540 rubles). He is entitled to an additional payment from the federal budget of 445 rudders (8095–7650=445).

An example of an additional payment from the regional budget looks similar, with the only difference that the payment is accrued not from the federal, but from the regional budget. The pensioner receives 11,700 rubles and lives in the Magadan region. The subsistence budget for 2021 for elderly people here is set at 15,450 rubles, which is more than the Russian average (8,540 rubles). He is entitled to an additional payment of 3,750 rubles (15,450–11,700 = 3,750).

The minimum social pension in 2021 depends on the cost of living of pensioners in the region. The table below shows some of them:

Social pension in 2020-2017

Conditions of appointment

To provide yourself with a social pension, you must have a number of conditions:

• citizenship of the Russian Federation;
• lack of ability to work;
• disability;
• reaching the required age;
• in some cases, when there is dependence on a relative who died in the line of duty.

Age

The age of subjects receiving social pensions is given in the tables below.

Age of citizens upon retirement due to disability and loss of a breadwinner:

Diseases

There is a range of diseases that provide the right to receive a social pension for a period of 2 to 5 years.

Such diseases include:

• skin diseases;
• oncology;
• surgical diseases;
• anatomical defects or deformities;
• genetic diseases;
• consequences of injuries;
• neuropsychiatric diseases;
• orthopedic diseases.

Social pension up to 16 years of age is received by persons with:

• diabetes mellitus;
• hypothyroidism;
• paralysis of one or more limbs;
• dementia;
• eye damage and disease;
• heart disease;
• liver cirrhosis;
• bronchial asthma;
• benign/malignant neoplasms that cannot be treated;
• chronic leukemia, hemophilia, myeloid leukemia;
• HIV infection;
• fecal and urinary incontinence;
• underdeveloped important organs.

Insurance experience

After 2002, the length of service is replaced by insurance. The amount of future pension depends on this indicator.

Now the employer is required to pay for employee insurance.

In 2021, the insurance experience was at least 10 years.

Consequently, the formation of future social benefits is influenced by:

• years during which tax deductions occurred;
• the amount of insurance premiums.

It turns out that a citizen who worked for a short time, but for a high salary and, accordingly, made significant contributions, will receive a pension much more than a citizen who worked his whole life for pennies.

Characteristic features of the organization of pension provision

A certain type of social pension is characterized by special features of its organization. Let us consider the specifics of granting rights to the possession of government payments.

Appointment dates

Payments of social pensions to citizens begin from the day they have permission to receive it. For example, from for the death of the breadwinner, the date of birth or the date of disability.

Period of validity of pension payments

Documents for registration

To apply for a social pension, you need to collect a number of documents:

• Russian passport;
• paper confirming disability;
• a document indicating the loss of the breadwinner (and the other parent), as well as confirming family ties with him;
• certificate of belonging to the peoples of the North.

Where to contact?

Organizations involved in processing social security:

• multifunctional public service centers (MFCs);
• Pension Fund of the Russian Federation at the place of registration of the citizen.

You can submit documents in person, through a notarized power of attorney through another person, or by mail.

Payout Features

A distinctive feature of the social security of citizens in Russia from European countries is the lack of a concept of a minimum or maximum pension amount.

The only condition is that it should not fall below the subsistence level.

Reference! The cost of living is regulated by local authorities and depends on the region of residence.

Size

Since the social pension is a basic part of the labor pension, an increase in the latter leads to an increase in the former. Due to rising inflation, payments are indexed from time to time.

Last year, pension growth was 10.3%. Inflation usually occurs in April. Thus, the average social pension in 2021 was 8,311 rubles. If the basic payment does not reach the subsistence level, an additional payment is made. Everyone, without exception, receives 100% of the minimum amount of social benefits.

Example:

Residents who have reached retirement age and have up to 5 years of service were paid instead of 2,562 rubles - 3,626 (typical for a certain region).

How is it calculated?

The social pension is a fixed part of the labor pension. As already mentioned, organizations pay insurance for their employees.

Half of all contributions received from employers goes to form the basic part of the pension. This amount is divided among all benefit recipients.

It should not be less than the subsistence level.

How to make a calculation? Examples

In fact, the process of calculating a pension is labor-intensive, although it seems that there is nothing complicated. Since some quantities are not constant, any calculation is approximate and serves as a guide.

Algorithm for calculating the age insurance pension:

• It is necessary to calculate the number of points (depending on salary).
• If, upon achieving the right to pension provision, you plan to continue working, look for the required period in the coefficient table and multiply the corresponding value by the number of points.
• We also multiply the points by the cost of one individual coefficient.
• We add all the received values ​​with a fixed payment.

Example:

Citizen Smirnov began working at the age of 23. Salary without tax deduction is 50,000 rubles. He wants to work until he is 60 years old without formation. What is the amount of his future pension?

So, the calculation:

• insurance experience 37 years (60-23 years);
• pension points for the year: ((50,000 * 0.16 * 12) / (876,000 * 0.16)) * 10 = 6.849 points, here 12 are months, 0.16 is the insurance premium rate, 876,000 is max contribution base for 2020;
• 6,849 points * 37 years = 253,413 points;
• 253,413 points * 78.28 rub. (cost of one point in 2020) = 19,837.17 rubles;
• RUB 19,837.17 + 4,805.11 rub. (fixed payment) = 24,642.27 rubles. This is the size of the future pension.

A funded pension acts as an independent type of payment and is optional. When it is formed, 6% of it goes to the funded part, 10% to the insurance pension.

Attention! The funded payment is not protected by the state from inflation and is not subject to indexation.

Basic concepts involved in calculating a funded pension:

• funded pension (NP);
• payment period (T). In 2021 it is 240 months;
• the sum of all pension savings (PS).

Formula:

NP = PN / T.

Let's look at a specific example:

240,000 rubles amounted to the sum of all savings of citizen Samoilova, which means the volume of the funded pension will be equal to 1,000 rubles (240,000 / 240 = 1,000).

When is the recount done?

The main factors influencing the size of the pension are the IPC and length of service.

Accordingly, the recalculation of payments depends on changes in these indicators:

• due to an increase in the IPC as a result of unaccounted for insurance premiums (recalculation is made every year on August 1);
• when the coefficients established by law increase for a certain period of time;
• with an increase in the IPC for the period until January 1, 2021.

Example:

Citizen Ermolaev received a pension. After some time, the Pension Fund received additional information about the job he once had. In this case, the Pension Fund of the Russian Federation is obliged to recalculate the payment and assign a new one without Ermolaev’s application.

In what cases are payments canceled?

In some cases, social payments may be suspended, namely:

• in case of failure of a disabled person to appear for re-examination;
• when a pensioner changes his place of residence and registration, we are talking about leaving the Russian Federation;
• when a person receiving a survivor's pension reaches 18 years of age due to the lack of documents confirming his full-time education;
• upon expiration of the document allowing a foreigner or persons without local citizenship to reside in the territory of the Russian Federation;
• if a citizen does not receive social benefits in a row for 6 months.

In the midst of an economic crisis, vulnerable populations are hit hardest. These can safely include our pensioners - people who have long left their jobs in the hope of a calm and prosperous old age. That is why the question of social pensions in 2021

is the most discussed in the elderly society.

Of course, it is still impossible to say definitively what the fate of this type of pension will be, because a financial and economic crisis is raging in the state. The government is already trying to make life easier for pensioners and is doing everything possible to achieve this.

Indexation of social pensions in 2021

An increase in the social pension in 2021 is planned from April. The figure is adjusted annually and for this year will be 4.1%. This is an established practice that will help bring the average social pension in the country to 9,045 rubles. More specific figures will be known later and depend on the state of the country’s economy and budget capacity. According to official sources, people who have retired will not receive less than the subsistence level established for a pensioner in 2021. They are planned to be paid extra from the budget, as was done previously.

Amount of social pensions

The social pension is indexed annually, but for each region it is a separate amount. a social pension is assigned in accordance with the level of the subsistence minimum, the increase is made every April 1 as a percentage of the current inflation.

An increase in the pension amount is possible only when living in the Far North in accordance with the regional coefficient in force there. When moving, a recalculation is made and this coefficient is not taken into account.

Terms and procedure for payment

The first payment of money to a pensioner should take place in the month following the submission of documents. If representatives of the Pension Fund of Russia decided that not all documents were in order and gave it an additional period to resolve the problem, the countdown begins from the moment the papers are transferred (provided that the applicant invested in the agreed time). You can receive allowance in several ways, but you must choose one of them, which is indicated when filling out the application. A citizen can change the method at any time by writing a corresponding application.

Social old-age pension in 2021 can be transferred to:

• At the post office. You can receive money at the nearest territorial branch, or at home through the postman.
• Through the bank. There are two ways to do this. The first is to get a bank card and withdraw money as needed from an ATM, or pay using plastic non-cash for purchases and services. The second method is to receive money monthly through the cash desk of a selected banking institution. Money is credited to the pension account on the day it is received from the Pension Fund.
• Through a special organization that has an agreement with the Pension Fund.

Types of social pensions

Social Security cannot be a partial replacement of earnings and is paid exclusively to non-working retirees. Such a pension is assigned after the citizen applies, but the main condition is that he reaches the appropriate age. Social pension can be:

• By old age;
• For disability;
• For the loss of a breadwinner.