I heard that SNILS is somehow connected with benefits. This is true?
Yes that's right. SNILS is used to create federal and regional lists of citizens who are entitled to government social services and benefits. We are talking, for example, about receiving free medicines, monthly cash payments (let’s remember coronavirus payments again - this is exactly the case) and preferential vouchers.
And also SNILS - a pass to the State Services portal. It is an identifier pass, so you cannot register in the system without the number indicated on the insurance certificate.
General rules of inheritance
Definition 1
Inheritance is a legal and legal process that involves the transfer of property, rights, and obligations from a deceased person (testator) to other persons (heirs).
Today in the Russian Federation there are 2 types of inheritance - according to a will and according to legislative acts.
A will is a written document in which the testator specifies exactly how his property should be disposed of if he dies. Any legal or natural person, as well as the state, can be designated as heirs in such a document.
If the testator has not made a will, the court has declared it to be invalid, or the heirs have refused to accept the property, rights and obligations, the order of inheritance is determined in accordance with the laws that stipulate the order of inheritance. The determination process itself is based on the following principles:
- Persons who were in a marital or family relationship with the testator have the right to inherit property.
- A specific list of persons who have the right to inherit is determined by the state and has 7 lines of heirs.
- The transfer of inheritance rights from one line to another is also prescribed in the relevant laws.
- If the heirs belong to the same line, they have equal rights to inherit. An exception is inheritance by right of representation.
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If the heirs of the first stage are absent, refused to accept property, rights and obligations, or do not have the right to enter into an inheritance, the heirs of the 2nd stage receive the right to inherit, and so on.
To enter into an inheritance, you must contact a notary. If the testator left a will, it is necessary to attach a document confirming the right to inheritance and write a corresponding statement. If there is no such document, documents confirming the relationship with the deceased will be required.
Inheritance cases are considered within six months after the death of the testator. After the end of the specified period, the heirs receive a document indicating the right of inheritance, which must subsequently be provided to the insurance company in order to receive insurance payments.
Controversial issues are resolved in court.
How to get SNILS?
There are several ways to do this. The first is getting a job. When concluding an employment contract, the employer sends the employee’s data and a questionnaire to the territorial Pension Fund within two weeks. An insurance certificate with SNILS is issued within five days and then transferred to the employer. The management or HR department issues the document to the owner.
The second method is to independently register SNILS. This can be done at the Pension Fund or any MFC. The only documents you need are a passport; the application form will be issued on the spot.
How to receive insurance payments?
Recently, medical workers who have recovered from coronavirus infection have often begun to contact us with questions about receiving insurance payments. What to do and how to achieve the implementation of Presidential Decree 313.
If this law worked, then there would be no need to do anything and such questions would not exist. But, unfortunately, like many other payments that seem to be required by law, doctors have to literally extract this money from officials, and we help them do it.
What should happen according to the law if a doctor falls ill with COVID-19?
In accordance with Government Decree No. 695, as soon as a medical worker contacts a medical institution and a preliminary diagnosis is established, included in the list and confirmed by laboratory, this medical institution is obliged to immediately notify:
▪️ Employer
▪️ Social Insurance Fund.
Next, the employer, on the day of receiving the notification, creates a commission of three people:
▪️ Employer representative
▪️ Representative of the medical institution that made the diagnosis
▪️ Representative of the social insurance fund.
Within 24 hours, the commission investigates the insured event and sends a report and a certificate of a certain form to the social insurance fund, which is obliged to make a payment on the day of receiving this certificate - most often this is 68,811 thousand rubles when registering a temporary disability that did not lead to disability. But unfortunately, very often neither the employer nor the social insurance fund simply remain silent and do not formalize anything.
What to do if the law doesn't work?
In this case you can:
▪️ Call the Social Security Fund.
▪️ Fill out a form, submit an application or request for violation of the right to a special social payment
If they still don’t contact you and nothing happens, then we have prepared a template requesting the employer to create a medical commission at work, one copy of which must also be sent to the social insurance fund. If you see that your sick leave certificate contains a false diagnosis that is not included in the list specified in the government order, you need to fill out an application using a template in which you must request changes to the diagnosis in accordance with the laboratory diagnostics performed. You will find links to all templates in the description of this video. If you are still denied insurance benefits, and you consider this to be unreasonable, contact us. Our lawyers will analyze your case, draw up the necessary documents, and we will do everything possible to achieve fair enforcement of the law.
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General information about payments
Since January 2021, information has appeared on the Internet revealing the possibility of receiving “insurance payments” from private funds to a SNILS account.
Any cardholder could use this method. To receive funds, a citizen had to pay a commission on the website. But the registration process did not end there: intermediary services were constantly becoming more expensive, but the money never arrived in the account.
Important! This scheme is recognized as fraud, therefore its implementation is punishable by law.
According to regulations, receiving compensation under SNILS is not provided. The purpose of the document is to register a citizen in the pension system. SNILS does not perform other functions related to finance.
In November 2021, the Pension Fund made an official statement in which it explained to citizens the new fraud scheme. Employees announced that there are no hidden payments, and ordinary people do not have access to SNILS data. To obtain information, the owner must personally contact the Pension Fund branch, or fill out an application on the State Services portal.
Off-budget Financial Development Fund
We decided to check the availability of payments using two documents at once - according to SNILS and according to the passport. Let's say right away that we did not enter any real data, just an arbitrary set of numbers. According to both documents, payments were found, the size of which differed, but not significantly. , 107,427 rubles were accrued , in the case of a passport, 150,074 rubles . In both cases, a message appeared that we were connected to a free operator, Elena, who would accompany the payments. The same message states the need to pay for access to the database of private insurers. The service is paid: for SNILS 95 rubles , for a passport 105 rubles .
At this point you should stop and think about who needs to pay and for what, if according to the scenario we should be paid. If there is a payment due, then all services must be debited from it. But this development of events will not suit the other party – the founder of the project. Think for a second: someone took the trouble to create a website in which they told the whole truth about unscrupulous insurers, sent thousands of letters around the country, helped to squeeze out these charges, in order for something to be written off from the virtual balance? No, this same someone wants real money, and only the user can give it and only for providing any services.
Decoding and purpose of SNILS
To understand why scammers need a SNILS number, you need to familiarize yourself with the concept itself and its purpose. The individual personal account insurance number (SNILS) is intended to store pension fees that are transferred to the account from the employer. SNILS is opened in the Pension Fund for every Russian citizen along with receiving a birth certificate.
An insurance code is also assigned to foreigners who are officially employed in Russia. A compulsory insurance card is issued by the Pension Fund or by the employer. For minor citizens, SNILS is used when receiving education or medical care.
Each citizen is assigned one unique number. There is no other identical SNILS. It is impossible to change the received numbers. The individual code encrypts the person’s full name and information about the person’s place and date of birth.
Purpose of issuing SNILS
All Russian citizens receive SNILS immediately after birth, as well as foreigners officially employed in the country. Many people are given a card when they are employed. The employer transfers funds to the received number, which serve as the basis for pension savings.
An insurance certificate will be useful when applying for government benefits. If a minor citizen wants to earn extra money during the holidays, then he must also be given a SNILS. Thanks to a unique card, you can find out the status of your pension savings account.
What is SNILS?
This document is an insurance certificate confirming the registration of a person in the unified insurance agency OPS. The Pension Fund of Russia itself, the Pension Fund of Russia, includes every citizen and foreigner in this register. Data on persons who do not have permanent citizenship are also entered into the OPS.
The insurance certificate (SNILS) includes information about the citizen, namely the following data:
- FULL NAME;
- floor;
- date and place of birth;
- date of registration in the compulsory pension insurance program;
- individual insurance number.
SNILS is necessary for calculating pensions, receiving state and municipal services, and applying for benefits. An insurance certificate also allows you to receive free services, including education and treatment.
What payments can you receive under SNILS?
The only type of payments that can be received using SNILS are pension accruals. All official information is posted on the State Services portal, or the Pension Fund. All other sites should not be trusted.
How to check payments according to SNILS
Citizens who want to know the status of their account can use the following methods:
- visit the Pension Fund in person, or leave a request via the hotline;
- use the “State Services” portal, where after confirming your identity (creating an account with entering personal data), gain access to your pension savings account;
- contact the non-state Pension Fund. A visit to the institution is advisable if the citizen has drawn up an appropriate agreement under which his pension savings are transferred to a private structure.
A person receives insurance funds after he has retired: due to old age or disability. Money is transferred to the family if the breadwinner dies. There are no other ways to receive a pension.
How to check payments according to SNILS
