During the next large-scale pension reform in 2015, one seemingly insignificant change occurred: pension certificates were abolished.
5 years have passed since then, and during this time pensioners could get used to the innovation and appreciate the positive aspects of such an idea by legislators, but, as practice shows, they quickly get used to only the good. But people do not consider the abolition of pension certificates a good innovation. At least, this conclusion can be drawn based on an analysis of the opinions of our readers.
The other day, a discussion of this topic took place in Yandex.Zen.
Help instead of shortcuts
Let us remind you that since 2015, pension certificates are no longer issued.
Instead, the pensioner can receive a certificate of the amount of the pension and present it at the place of request in order to receive benefits. For example, some stores and pharmacies offer discounts for senior citizens. In some places, pensioners are entitled to discounted travel on the bus, in others on the train, etc.
The certificate contains the pensioner's full name, date of birth, SNILS, name of the Pension Fund unit, date of issue of the certificate, and pension amount.
You can get help in several ways:
— contact the Pension Fund customer service in person;
- order by phone at your district office, and pick up when ready;
— register in your Personal Account on the website www.pfrf.ru.
None of the participants in the discussion of this topic on our Zen channel said: “Well, they canceled it, and they canceled it. The certificate is no worse than cardboard and dermantine crusts, and even better.”
Mostly people react negatively to such a replacement.
Why are pensioners unhappy, why are they not satisfied with such a certificate?
We analyzed the comments from our readers and compiled a list of negative aspects of this replacement.
Retirement
Few Russians think about how their size is determined before retiring. It is important to understand that a citizen’s well-being in old age depends on a citizen’s legal literacy in this matter.
Before we figure out how you can quickly and freely receive a Russian pension certificate in 2021, let’s look at the mechanism for a citizen’s retirement.
Before raising the retirement age in Russia, the age for retirement for men was 60 years, for women - 55. From 2021 to 2025, it is planned to raise the age for the above citizens to 65 and 63 years, respectively.
After a man turns 60 and a woman turns 55, they are required to confirm their new status with the Russian Pension Fund.
When applying for retirement, the following factors are taken into account:
- Pension coefficient.
- Seniority.
- Possibility of early retirement.
The pension coefficient established for calculation reflects the right of an elderly person to receive a pension. Until 2015, only people with a coefficient greater than 30 received a pension. The size of the pension depends on the indicator: the more tax deductions for insurance of a future pension were made by the employer for its employee, the longer the employee’s experience, the higher his monthly benefit in old age will be.
Today, to receive a pension, the coefficient must be above 6.5. The annual indexation is 2.4 points. Thus, in 2018 this ratio was 25.7.
The insurance period is calculated based on the period of official work of a person - the period during which insurance contributions were made to the Pension Fund.
The following categories of citizens have the right to early retirement:
- Residents of the Far North with a minimum coefficient of 9;
- workers in hazardous industries;
- other persons specified in Art. 30 and art. 32 of Law 400-FZ of December 28, 2013
So, according to Art. 12 No. 400-FZ, pension experience includes time on sick leave and military service.
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The pension is assigned to the citizen for an indefinite period until the end of his life.
In order to become an official pensioner, you must provide the following package of documents to the Pension Fund MFC at your place of residence:
- SPV-2 form (download a blank SPV-2 form in excel, pdf or word format);
- form APV-6/1 (download a blank form of form APV-6/1 in excel, pdf or word format);.
These documents can be prepared by a human resources officer at the citizen’s place of work. The forms must be submitted no later than 10 days after receiving the employee's retirement application.
In order for HR department specialists to prepare the necessary documents for the fund, the employee must provide them with the following information:
- Statement.
- Passport.
- SNILS.
- Documents confirming your experience.
- Documents about the period of work.
- An extract with an individual coefficient (issued at the Pension Fund MFC).
- Supporting documents for early retirement.
- Original work book.
The work record book is submitted within 3 days from the date of submission of the application for establishment of a pension to the personnel service.
The certificate is considered a frivolous document
Although pension certificates were abolished 5 years ago, not everyone still knows about this and continues to demand this document from pensioners.
And when a pensioner presents a simple piece of paper instead of crusts, they simply do not believe him. This story, in particular, was shared by one of the discussion participants:
One day in a store they asked me for my pension certificate. I showed the certificate, to which the seller replied: “You can print a lot of these at home, give me the crust and that’s it.” I explained that the Pension Fund does not currently issue certificates. The answer followed: “What do we care, take it and leave it…”. I had to leave with nothing.
Another pensioner also complains: “They don’t give any discounts on the certificate, they even refuse to look at it.”
Pension Certificate of the Ministry of Internal Affairs What it looks like
8. Documents for assigning a pension in the event of the loss of a breadwinner to family members of persons dismissed from service (military service) who are on pension provision are drawn up by the pension authority at the location of the pension file of these persons or by the pension authority at the place of residence of the family members.
73. If a pensioner of the Ministry of Internal Affairs of Russia changes his place of residence or place of stay on the basis of his written application, the pension file within 10 days after receipt of an extract from the personal account of the pensioner of the Ministry of Internal Affairs of Russia from the institution (branch) of the Bank paying the pension is sent to the pension authority according to his new place of residence or place of stay, of which the pensioner of the Ministry of Internal Affairs of Russia is informed. An extract from the personal account of a pensioner of the Ministry of Internal Affairs of Russia is requested by the pension authority.
57. If a pensioner of the Ministry of Internal Affairs of Russia has acquired the right to recalculate the amount of the pension upward, the difference between the new and previous amounts of the pension is paid to him from the date of acquisition of the right to recalculate the amount of the pension, but no more than 12 months preceding the day of application for recalculation of the pension. If the delay in recalculating the pension was due to the fault of the pension authority, the difference in pension is paid without any deadline. A notification about changes in the pension amount is sent to the institution (branch) of the Bank.
59.2. Loss or damage to personal property as a result of a natural disaster or fire, theft and other emergency circumstances on the basis of certificates from the relevant local government bodies, internal affairs, the State Fire Service and other authorized bodies, copies of which are attached to the application.
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23. After registering the pension case, a permission to pay the pension is issued, which is signed by an authorized official, certified by a seal with the image of the State Emblem of the Russian Federation and sent (delivered) by registered mail to the institution (branch) of the Bank.
There is no photo on the certificate
The certificate was issued in the name of a pensioner, but how can you prove that you are the owner of this certificate? As a result, pensioners have to additionally present a passport.
When entering the bus, in addition to this certificate, the conductors require a passport, slobbering on their finger, flipping through the pages, looking for a registration.
- write in the comments
We would like to add that some pensioners buy an identification form on their own and ask pensioners to fill it out and paste a photo. But they are refused:
My wife and I bought 2 pension certificates and contacted the Pension Fund. Refusal. They said that issuing certificates is prohibited.
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Benefits for pensioners of the Ministry of Internal Affairs: what they have and how to get them
The disability benefit depends on the group and the amount of allowance. For example, disability groups 1 and 2 provide for 85%, and group 3 – 50%. In other cases, disabled people can only count on various concessions provided by regional authorities. This includes paying for utilities, free travel, receiving free medications, etc.
To receive a free referral to a resort, medicines and treatment, and property benefits, you should go to the internal affairs cadastre by registration, where an application is filled out using a template. To this end, physician-certified reasons should be attached to the referral to a specific service. Such grounds include existing disability, serious injury, etc.
It often happens that benefits are denied without explanation. But in this case, you need to get a response and correct errors in the documents or issue additional certificates. If, according to the law, a pensioner can enjoy a benefit or receive additional benefits, no one can deprive him of this right.
In order for a pensioner of the Ministry of Internal Affairs to be able to benefit from treatment on preferential terms, he needs to go to a departmental hospital. General government medical institutions provide the same services to former employees of the Ministry of Internal Affairs as to other retirees. Free service is available to the beneficiary once per year.
Subjects of the Russian Federation can accept expanded lists of benefits. They usually relate to travel on public transport and trains or payment of local taxes. At the same time, federal preferences cannot be canceled by regional laws. Let's look at the list of all-Russian benefits in more detail.
Separately, you will need to apply for an electricity benefit, to which a labor veteran is entitled. How to get a discount on electricity in Moscow in 2018? Applications are accepted at Mosenergosbyt branches, on the company’s website or through the MFC. In addition to the required documents confirming the identity and status of the applicant, you must present:
Which young pensioner does not dream of the title “Veteran of Labor”? For each of the workers who is preparing to retire in the near future knows that this title provides benefits, and at the same time significantly facilitates the economic side of life for a Russian pensioner.
The retirement age of police officers also differs significantly . It does not depend on the retirement age established in the country. In this case, length of service is of fundamental importance. It should be understood, in simplified terms, as the same general length of service in law enforcement agencies.
To obtain the title of “Veteran of Labor” you must meet certain requirements established by the state. The list of awards giving this right is constantly changing and supplemented annually. In 2021, the list of awards has undergone minor changes. You can view the list of awards current in 2021 here.
Attention! Against the backdrop of ongoing changes to pension legislation, initiatives periodically arise to increase the length of service for employees of the Ministry of Internal Affairs to 25 years. However, at the end of 2019, no specific and decisive decisions had been made in this regard.
64. In order to monitor the timeliness and completeness of payment of pensions, benefits and compensation, the pension authority annually reconciles statements from the personal accounts of pensioners of the Ministry of Internal Affairs of Russia provided by the institution (branch) of the Bank with the actually accrued pensions, benefits and compensation for the reporting period.
72. In the event of suspension of payment of a pension in connection with entry into service (military service) or termination of its payment for another reason in accordance with the legislation of the Russian Federation, the pension certificate is subject to seizure by the pension authority.
2.2. Providing the territorial bodies of the Ministry of Internal Affairs of Russia at the regional level with forms of permission to pay pensions, as well as forms of certificates, on the basis of which the relevant categories of citizens are provided with social support measures established by the legislation of the Russian Federation.
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19. The pension file is drawn up and completed with documents, the list of which is determined by paragraphs 13 and 14 of the Instructions, as well as other documents provided for by the legislation of the Russian Federation and necessary for assigning a pension, paying compensation, establishing bonuses and increases in pensions (Appendix No. 7 to the Instructions).
54. The revision of the pension is formalized by an entry in the conclusion on the assignment of the pension, indicating the new amount of the pension, the beginning of the payment period and the basis for increasing the amount of the pension. The entries in the conclusion are certified by the head of the pension authority and the employee of the personnel department who compiled the length of service calculation.
Required documents
To obtain reference information, you must present the following documents:
- Passport of a pensioner or birth certificate of a child receiving a pension.
- SNILS.
- Pensioner's ID.
Note. In cases where a person cannot personally take the information sheet, a legal representative is allowed to do this for him. The power of attorney is certified by a notary or a social service. For minors, representatives are parents or guardians.
Information for future retirees
The legislation does not regulate the form of the pension document. It is established by the administrative regulations of the Pension Fund. The following information is provided on the standard form:
- about the date, number and place of issue;
- about the authority that issued the document;
- personal data of the benefit recipient;
- type of payment received - insurance, social, labor pension;
- the amount of the monthly payment as of the date of the certificate;
- signature of officials responsible for the accuracy of the data and seal of the government agency.
In addition to basic information, facts of increase, indexation and the amount of payments received for a certain period may be included.
The certificate indicates only the amount of the pension, without providing calculations. To receive a checklist to verify the correctness of the accruals, you must submit a different type of request.
Recently, the pension system has undergone significant changes. Now each citizen’s pension is divided into an insurance and funded part. The funded part of the pension can be left to be managed by the Pension Fund or transferred to any non-state pension fund at your discretion.
In order to find out the size of your pension through the State Services portal, you must be registered on the site and have a verified account. So, we go through authorization and open the service catalog. We will need the section “Pension, benefits and benefits”.
We choose.
We go to the information page, click “Get a service”.
On the page that opens, you will see your personal data and a link to download a notice about the status of your individual personal account. If you wish, you can also send it here by email to the location where you require it.
Registration of a certificate
In the case when a citizen first has the right to financial support, a certificate is issued to him at the time his pension is established. If the document is necessary for an existing pensioner, then he should independently apply for it. However, this procedure is quite simple and does not require significant time. In addition, a current pensioner will be issued a certificate only on the basis of a passport.
Sample pension certificate:
Where to contact
To complete the paperwork, a citizen can contact the territorial branch of the state Pension Fund. In addition, it is possible to obtain a document through the MFC. The same pensioners who are registered on the State Services portal can receive it in electronic form.
Document readiness deadlines
The following deadlines are legally provided for obtaining certificates:
- when applying for a pension for the first time - within 10 days;
- if you apply for a certificate again – within 1 day.
Reference! If a citizen orders a certificate through the MFC, the period for consideration of his application may be increased.
