When I have accumulated money in the NPF Prosperity Only under this condition can I somehow withdraw the accumulated funds from “Prosperity”. There is no other option. If you decide to transfer, you need to declare this. It is enough to write in free form a statement about leaving one organization, as well as about starting work with another. And after this, as a rule, it is possible to take away the funded part of the pension for further transfer to one company or another. But not everything is so simple for NPF Future (NPF Blagosostoyanie). The non-state pension fund is generally a dubious association. Many citizens generally recommend staying away from them. After you have completed your application to leave the company and join another, just wait for a response. You will be notified in writing of the possibility/impossibility of your transfer, indicating the reasons. State You can also return to the generally accepted pension savings scheme.
“Welfare is a non-state pension fund. how to withdraw money? reviews
The content of the article
Pension co-financing programs: differences Pension co-financing is part of compulsory insurance for pensioners, present and future. Thanks to this program, citizens themselves can influence the amount of future pension contributions.
- By transferring savings from state pension funds to non-state ones. This helps to increase investment returns.
- Participation in government co-financing programs.
Joining a non-state pension fund allows citizens to independently shape their future pension provision.
By law, any member of this organization can terminate the contract, taking with him the so-called redemption amount. The following rules must be taken into account.
Services for individuals
The level of profitability of the non-state fund is high due to the large-scale investment of funds from the company’s clients. The NPF offers its potential clients an individual pension program aimed at increasing the income of policyholders by investing deposits. The conditions provided to individuals are adapted to the wishes and capabilities of clients.
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When concluding an agreement with a company, policyholders are given the opportunity to independently control the amount of deposits and the period of their payment. The fund guarantees its clients annual accruals by increasing the company's profitability through investing deposits.
It should be taken into account that the initial payment when concluding an agreement with the company is 10,000. The size of subsequent contributions, as well as the periods for making them, is regulated by the client independently.
"prosperity NPF (JSC)
This is due to the investment of funds, which is limited with state co-financing to a list of financial instruments. In any case, citizens can take advantage of the opportunity to combine co-financing programs. Exiting the NPF “Welfare” It is important to understand that NPF savings have no analogy, for example, with a bank deposit.
Your funds are accumulated in the bank, and the Non-State Pension Fund has obligations to pay you the insurance component of your pension. The NPF does not store your invested money, but manages it through investment. The funds of the NPF investor belong to the state.
Tips on how to find out your savings in the “welfare” pension fund
- statement;
- passport;
- pension insurance certificate;
- documents on changes in name, surname and other data, if any;
- certificate of marriage (divorce);
- an extract from the Pension Fund indicating that you are entitled to receive the insurance part of the pension and its amount (if there is no such certificate, the fund will request it independently);
- if you are not a client of Sberbank of Russia, you will need a document indicating the payment details of the account where the money will be transferred;
- other papers at the request of fund employees.
Features of a lump sum payment Despite the fact that every Russian citizen has the legal right to receive his own savings, both parts of the pension are issued only at the same time.
Do Prosperity Non-State Pension Funds pay money to investors?
That is, to prove belonging to one or another branch of the Pension Fund of the Russian Federation. The application is then considered for some time. And a notification with a response is sent to you. If everything is fine, you can transfer funds from the account in “Welfare to the State.
This is done by the organization itself; you will not see these operations. Exactly the same as cash. By the way, you can change pension funds only once a year. Having joined the non-state pension fund “Blagosostoyaniye”, you will have to wait some time.
NPF prosperity how to get your money back
In fact, it's just a hoax. This is how they lure gullible and naive clients. Remember one important point if you decide to open a future pension account. You can deposit funds into the non-state pension fund “Welfare”, but you will not see them in the form of cash.
At least until you retire. At the moment, the legislation of the Russian Federation does not provide for payment of pension savings in advance, and even in cash. Another fund Exit from the NPF “Welfare” is possible at your own request.
Personal Area
The company's clients are given the opportunity to check savings in the accounts of the Non-State Pension Fund "Blagosostoyanie" through remote access. In order to find out the size of your savings , you should register in your Personal Account on the NPF website at npfb.ru.
The right to use the services of the Personal Account is available to policyholders who have entered into an agreement with the company and filled out a form to agree to the terms of the online service. The application form can be downloaded from the company’s official website.
Please note that the client’s signature on the application form must be certified by a notary.
Next, you need to send the completed and certified application form to the NPF branch and wait for a response indicating the password to enter your account. For convenience and to save time, it is recommended to indicate an email address in the form, to which all the necessary information will be sent. The login to enter your personal account will be your pension insurance policy number (SNILS).
Employees of JSC Russian Railways can also find out the size of their savings through their personal account. In order to obtain a password to access online services, simply fill out a form in the HR department of your organization.
Watch a video about the capabilities of your personal account:
Access to remote access services is terminated upon termination of the agreement with NPF Blagosostoyanie.
When I accumulate money in NPF prosperity
It is interesting that most people care much more about the present day than about the future. Few people know, but today the number of elderly people in Russia greatly exceeds the number of the working population. In order to take care of so many elderly people and somehow equalize the amounts going to the Pension Fund with the payments due to citizens who have retired, the state is once again carrying out a reform. Therefore, many people still cannot figure out the principle by which benefits are now calculated, what the insurance part is, and how a working pensioner can receive the funded part of their pension. Today we will talk specifically about the new, funded part of the pension: what it is, where it is better to store it and how to receive it. What is a funded pension? Before we talk about how to receive the funded part of a pension, you need to find out what it actually is.
- When using the state co-financing program, 1 thousand from the state is added to every thousand rubles paid by a citizen.
- But the state can pay citizens no more than 12 thousand per year.
- When participating in independent funds, the size of investments can be changed, but you should not count on additional payments.
- In this case, the insurance pension can be transferred to the heirs in the event of the death of the pensioner. But this happens only if certain conditions are met:
- If before this moment the compensation of payments, the amounts and recalculations were determined and carried out in practice.
- In case of urgent payments.
- If a one-time deduction has been established, but in practice it has not yet occurred.
If the funded portion is assigned to a pensioner for payment indefinitely, then the funds are not issued even to legal successors.
Summary
- NPF Prosperity I am a participant and contributor.
- When will payments to depositors of NPF Prosperity begin?
- When will the money be paid to the depositors of the NPF Blagodentstvo?
- I lost my contract with NPF Prosperity, what should I do?
- How to receive accumulated savings in NPF Prosperity.
- When payments are made under the NPF Blagodentstvo, it will soon be 2 years since the license was revoked.
- What to do next to get your money back from the NPF Prosperity.
- NPF Prosperity how to get money back
Questions
1. NPF Prosperity I am a participant and contributor.
1.1. Good afternoon. So we can congratulate you on this, ask your question and get an answer, and if you transfer the question to the VIP category, you will get several answers.
2. When will payments to depositors of the NPF Prosperity begin?
2.1. Hello, Ivan. Payments are being made. Information on the procedure and conditions for making payments can be obtained by calling the hotline: 8-800-200-08-05 and on the Agency’s official website on the Internet.
You need to be on the list of creditors. The liquidator, the Deposit Insurance Agency, has all the information.
3. When will the money be paid to the depositors of the NPF Blagodentstvo.
3.1. Hello, Ivan.
Payments are being made. Information on the procedure and conditions for making payments can be obtained by calling the hotline: 8-800-200-08-05 and on the Agency’s official website on the Internet.
You need to be on the list of creditors. The liquidator, the Deposit Insurance Agency, has all the information.
4. I lost my contract with NPF Prosperity, what should I do?
4.1. Contact the fund branch to resolve this issue.
5. How to receive accumulated savings in the NPF Blagodenstvo.
5.1. Hello! See the terms of the agreement; you must have a copy of the agreement with this NPF. The right to a funded pension arises from the moment the right to an old-age insurance pension becomes available.
6. When payments will be made under the NPF Blagodentstvo, it will soon be 2 years since the license was revoked.
6.1. — Hello, how will payments begin? Everyone will know about this, but in the meantime you should contact the Central Bank of the Russian Federation with this question. Good luck to you and all the best. :sm_ax:
7. How to proceed further to return money from the NPF Blagodenstvo.
7.1. Good day to you. If you want to transfer to a state PF, you need to write an application to the PF at the place of registration. Good luck and all the best.
7.2. You need to write an application to the Pension Fund, it should be written in two copies, and the receiving party must sign your copy.
8. Three years have passed since the arbitration court made a decision on the forced liquidation of NPF Blagodenstvie in connection with the revocation of its license. The Deposit Insurance Agency has not yet satisfied the demands of third-priority creditors. How to get my money back?
8.2. Wait. Because it is impossible to speed up this process. This is bankruptcy. Requirements are satisfied in order of priority. Federal Law of October 26, 2002 N 127-FZ (as amended on December 27, 2018) “On Insolvency (Bankruptcy)” (as amended and supplemented, entered into force on January 1, 2019), Article 16, 134
8.3. According to the Federal Law of October 26, 2002 N 127-FZ (as amended on December 27, 2018) “On Insolvency (Bankruptcy)” (as amended and supplemented, entered into force on January 1, 2019) - the procedure for satisfying creditors’ claims. Wait for your turn.
8.4. Good evening Inessa
You have the right to apply to the Agency with a request for payment of compensation for deposits from the day the insured event occurs until the day the bankruptcy proceedings are completed (see paragraph 2 of Article 50.16 of the Federal Law “On Insolvency (Bankruptcy), and if the Bank of Russia introduces a moratorium on satisfying creditors’ claims - until the end of the moratorium.
In order for individuals who invest their money to have guarantees in case the bank is declared insolvent, the law establishes the principle of mandatory participation of banks in the deposit insurance system (see Article 3 of the Federal Law “On Insurance of Individuals’ Deposits in Banks of the Russian Federation” dated December 23. 2003 No. 177-FZ) Compensation for deposits in a bank in respect of which an insured event occurred is paid to the depositor in the amount of 100 percent of the amount of deposits in the bank, but not more than 700,000 rubles. 5. The right to demand payment of insurance compensation on the deposit arises from the depositor in the presence of the circumstances specified in paragraph 1 of Art. 8 of Federal Law No. 177-FZ: revocation (cancellation) of a bank’s license from the Bank of Russia to carry out banking operations; introduction by the Bank of Russia, in accordance with the legislation of the Russian Federation, of a moratorium on satisfying the claims of bank creditors
8.5. Hello, payment to you must be made in accordance with Federal Law No. 127-FZ of October 26, 2002 “On Insolvency (Bankruptcy)” Article 16. Register of creditors’ claims 1. The register of creditors’ claims is maintained by an arbitration manager or registrar. The powers of the liquidator are exercised by the state corporation “Deposit Insurance Agency”, shake the money from them, the bankruptcy procedure and satisfying the claims of creditors is quite lengthy, you can file a complaint with the Central Bank of the Russian Federation, but this is unlikely to speed up the process, you just have to wait.
9. We have been depositors of the NPF Blagodentstveniya with my wife since 2001. We received a letter from the DIA Group of Companies dated September 25, 2018, sent a letter to the liquidator on November 29, 2021, and no payments. We are currently pensioners. They are rude when they call the hotline. Buryatia VSZD PCh-12
Call the DIA and repeat the transmission of information by telegram.
10. NPF Prosperity has become bankrupt, how can I get my money back, which should be paid to me within 5 years, since I am a pensioner from July 2021? I was told to write a letter to the Deposit Insurance Agency and find out if I am included in the register for payment. Is this really true?
10.1. In accordance with the decision of the Arbitration Court of the Irkutsk Region, the operative part of which was announced on January 16, 2021, in case No. A 19-27545/2018 Open Joint Stock Company Non-State Pension Fund Blagodenstvie (OAO NPF Blagodenstvie; hereinafter also referred to as the Fund ), OGRN 1143800000013, TIN 3808577700, registered at the address: 664011, Irkutsk, st. Rabochaya, 3, bldg. B has been declared insolvent (bankrupt), and bankruptcy proceedings have been opened against him. The powers of the bankruptcy trustee are exercised by the state corporation “Deposit Insurance Agency” (TIN 7708514824; address: 109240, Moscow, Vysotskogo St., 4) (hereinafter referred to as the Agency).
In order to participate in a bankruptcy case, creditors have the right to submit their claims to the Fund within two months from the date of publication of this message in the Kommersant newspaper. The bankruptcy trustee takes into account the received claims in the register of stated claims of creditors, which is subject to closure after the expiration of the above period.
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The claims of creditors included by the liquidator in the register of creditors' claims (hereinafter referred to as the Register) of NPF Blagodenstvie OJSC during forced liquidation are considered established in the amount, composition and priority of satisfaction, which are determined in accordance with Federal Law of October 26, 2002 No. 127- Federal Law “On Insolvency (Bankruptcy)”, and are included in the Register in the bankruptcy procedure.
In other cases, the claims of creditors are sent to the bankruptcy trustee with the attachment of judicial acts or other original documents that have entered into legal force or their duly certified copies confirming the validity of the claims, as well as to the Arbitration Court of the Irkutsk Region and the Fund.
Claims of creditors, as well as other postal correspondence are accepted by the bankruptcy trustee and the Fund at the address: 127055, Moscow, st. Lesnaya, 59, building 2.
When filing claims, the creditor provides information about himself, including last name, first name, patronymic, passport details (for an individual), name, location (for a legal entity), as well as bank details (if available). In addition, it is recommended to indicate the date of birth, postal address, insurance number of an individual personal account (for an individual), TIN (for a legal entity) and contact telephone number (if available).
Information on the progress of bankruptcy proceedings in relation to the Fund can be obtained on the Agency’s official website on the Internet information and telecommunication network (www.asv.org.ru, section “Liquidation of Non-State Pension Funds”) and by calling the hotline: 8-800-200-08 -05 (all calls within Russia are free).
11. NPF Prosperity has closed, the deposit insurance company has still not received funds from the personal deposit. Is it possible to return them without going to court?
11.1. Good afternoon
No, you need to be included in the list of creditors of NPF Blagodentstvo by submitting a corresponding application to the Arbitration Court.
12. I worked at Russian Railways and I had a deposit open, but more than 10 years passed, I accidentally found out about the bankruptcy of NPF Blagodenstvo. I even have a card with a login and password, but I couldn’t log into the site, how can I find out if I have any savings?
12.1. Hello, Natalya Sergeevna. I recommend that you contact the Pension Fund of the city of Irkutsk with your SNILS and passport and find out where your savings are currently located.
12.2. Good afternoon
Natalya Sergeevna, you need to clarify what agreement was concluded with NPF Blagodenstvo: - in Russian Railways on a non-state pension agreement, which was concluded by the employer of Russian Railways in favor of its employees for the formation of a non-state pension for Russian Railways employees; — in the Pension Fund of the Russian Federation about which insurer is taking into account the funds of pension savings for the formation of your funded pension; — and also to obtain information and enter the register of creditors, you should contact the state corporation “Deposit Insurance Agency”, which is the liquidator of NPF Blagodenstvo. Here is the link to the site: More >>>
13. My husband entered into a non-state pension agreement with the NPF Blagodentstvo, which was liquidated in 2015, the application was promptly submitted to the register of creditors’ claims, and in 2021 the husband dies suddenly, my wife, at the moment, is being asked to file a claim. to the arbitration court, on the basis of which articles I must indicate in the application,
13.1. Good afternoon
NPF Blagodentstvo is currently not liquidated, but is in the stage of forced liquidation. The powers of the liquidator are exercised by the state corporation “Deposit Insurance Agency”
(TIN 7708514824) (hereinafter referred to as
DIA
) Since your husband is indicated in the register of creditors, and not you as an heir (legal successor),
you need to submit an application to the Arbitration Court in Irkutsk to replace the creditor
and attach a certificate of the right to inheritance according to the redemption amount of the pension agreement concluded between your husband and NPF Blagodenstva. If you do not have a certificate of inheritance of the redemption amount under the pension agreement, you must ask the notary to fill out a request with the DIA and send it to the address: 127055, Moscow, st. Lesnaya, 59, building 2. And only after receiving the above certificate, send an application to replace the creditor to the court.
Since the DIA is located in Moscow, I am ready to help you obtain information from the DIA, including about liquidation procedures and deadlines. Write a message if you need help.
The non-state Pension Fund "Blagosostoyanie" is a long-liver in the market of pension funds for insurance of individuals and legal entities. NPF Blagosostoyanie was established in 1996, and since 1999 it has acted as the single pension insurer for Russian Railways employees.
The fund's pension services have been available to employees in other industries since 2005. Individuals and legal entities are given the opportunity to choose an individual insurance program taking into account the needs of citizens wishing to enter into an agreement with a non-state pension fund.
Watch the report on the corporate pension program of Russian Railways:
