Pension for mothers of disabled children: when will they retire when caring for a child for 1 year, and what is the amount of the preferential payment? Allowance. Guru

The mother or father of a child with a disability can receive a preferential pension and a number of other benefits.
One of them is a reduced retirement age. Both parents have the same rights, but due to the fact that the mother can retire earlier than the father, benefits are most often issued to her. In this article we will look at the size and features of calculating preferential benefits, as well as the step-by-step procedure for applying for it.

What pension is available to mothers of disabled children?

Article 28 of Federal Law No. 173 gives the mother of a disabled child the right to early exit.

You are also entitled to a number of preferential and additional payments:

monthly pension supplement in the amount of 1,478 to 2,527 rubles (the exact amount depends on whether the mother of a disabled person wants to use the social package);
social assistance in the amount of 5,500 rubles for caring for a disabled person;
additional payments depending on the rules established in a particular region of Russia.

The mother of a child with a disability can receive an additional 5,000 rubles in the Moscow region. In other areas there are also allowances, but the amount differs. This depends on local government regulations.

Find out under what conditions and at what age retirement is possible if a child has been disabled since childhood, and read about the age at which parents are granted a pension in this material.

Early pension for parents

In addition to the monthly payments that people caring for disabled children receive, they can take advantage of the right to early retirement. For example, for men this age is 55 years (usually 60 years), and for women 50 years (usually 55 years). True, only one of the parents or guardians can draw up such documents, while the other will not have such a right. It should be borne in mind that it occurs only if the parent already has the necessary insurance, that is, work experience, which is twenty years for men and fifteen years for women.

Documentation for registration

To formalize your retirement before the deadline, you need to collect a package of papers, and then go with them to the Pension Fund of the Russian Federation, where all the required procedures will be carried out.

The applicant's passport and copies of all significant pages.
Documentation of insurance (work) experience, extracts from the work record book and copies thereof.
A copy and original of the birth certificate of the disabled child.
Certificate about the amount, presence or absence of wages.
A certificate of family composition, issued by housing authorities or local government bodies, as well as confirming the fact of his upbringing for at least eight years.
A certificate recognizing a child as disabled since childhood (a medical report or a certificate-extract from a disability group examination, after the child reaches 18 years of age), issued by the ITU.

It doesn’t matter at all whether the person you raised as a disabled person in childhood is healthy by the time you apply for early retirement, as long as all the relevant papers are available. For adoptive parents, the right to early retirement is established only if the child was adopted before he was eight full years old.

Having all the required papers in hand, you can already contact the Pension Fund of Russia, where the parents of a disabled child will be assigned pensioner status, and all appropriate payments will be assigned.

Rules for early retirement of parents and mothers of disabled children

Parents raising a child with a disability, as well as guardians or adoptive parents who provide care, can retire early. The opportunity applies to persons who cared for a disabled child while employed. They also did not work, cared for a child, officially received a care allowance and received accrual of length of service.

Early retirement for men:

A male father must have 20 years of work experience. In this case, early retirement occurs at age 55.
A male guardian has the right to reduce the retirement age at the rate of 1 year for a year and a half of care.

Women have the right to receive their own pension from the age of 50 under the following conditions:

A pension for the mother of a disabled child at the age of 50 is assigned if she has at least 15 years of experience.
The female guardian must also have a total of 15 years of work experience. In this case, the reduction in the retirement age is calculated from the number of months of care. There is a reduction rate of one year for each of the eighteen months of care. Thus, in order to retire at 50, a female guardian must have 7 years and 5 months of experience caring for a disabled minor.

For guardians, the maximum period for reducing the retirement age is 5 years. This means that if a person cared for a child with a disability not for 7.5, but for 8 or more years, then the period for early retirement will still be 50 and 55 years for female guardians and male guardians, respectively.

The early retirement benefit does not apply to adoptive parents. It should be remembered that upon retirement, including early retirement, the state stops paying benefits for caring for a disabled person.

The described norms and procedure for the retirement of parents and mothers of disabled children are published in the first paragraph of the first part of the 32nd article of the federal law of December 28, 2013 400-FZ. You can apply for the benefit directly at the Pension Fund, by personally visiting the Multifunctional Center, or by submitting an application to the local district administration. The online application should be completed on the Pension Fund website.

In absentia, the procedure is carried out by sending a letter with a declared value and a return notification. In this case, the date of circulation is considered to be the number of the postal stamp. If the documents are not sent in full, employees of the Pension Fund of the Russian Federation will call the applicant and inform them of the procedure. The applicant only needs to send the missing papers in accordance with the procedure described above - with an inventory of the investment, return notification and declared value. The restriction on the provision of documents is three months. This is the period during which the full package of papers must be received by representatives of government agencies.

Pension fund employees are required to consider the application within no more than ten days. Next, the documents are drawn up and entered into the register. After which the funds are regularly credited to the account. The first payment will correspond to an incomplete month. The start date of the accrual period will be the number of the postage stamp.

What size?

It is impossible to name the exact amount of the benefit, because it depends on a large number of factors. However, knowing the specifics (work experience, disability group, etc.), you can calculate the amount of the benefit. Although this is not necessary, since the Pension Fund employee, when submitting documents, will calculate the amount of payments and name it.

Factors influencing the amount

The size of the mother's pension depends on the following factors:

the amount of a regular old-age labor pension (read about the conditions for assigning an old-age pension to a disabled child here);
payment for caring for a disabled person;
monthly payment;
housing benefits and taxes;
length of work experience;
pension points;
wage.

If the mother has no work experience at all, then a preferential pension is still assigned.

Only its size will be smaller. But if the mother could not work due to the need to constantly care for a disabled person, then she is assigned an increased care payment.

Calculation of preferential payment

There is a formula for calculating the regular insurance pension. It looks like this:

pension points * cost of 1 point + fixed pension amount = pension amount.

Here it is worth taking a closer look at the concept of pension points. A person receives a certain number of points for each year of work experience. But in addition, the mother of a disabled child receives 1.8 points for each full year of caring for the child. If the mother did not work, but cared for a disabled person for all 18 years (before reaching adulthood), then she receives 32.4 points for this.

To these points you should add points for years of work (they are calculated according to the person’s contributions to the Pension Fund). Since a person is rarely interested in these percentages, you should find out the number of points from the accountant at your place of work.

Let's look at an example. Let's assume that the mother cared for a disabled person for 6 years and worked for another 19 years while gaining seniority. Over these 19 years, she earned 36.6 points, and over the 6 years of child care - 10.4 points. The total amount is 47. As a result, the formula takes on the following form:

47 * 78.28 (point price in 2021) + 4805 (fixed size) = 8484.16 rubles.

This is the amount of payments created on the basis of length of service and length of service caring for a disabled person. The following factors are added to this amount:

social assistance for care in the amount of 5,500 rubles;
monthly payment ranging from 1478 to 2527 rubles;
benefits for taxes, housing, etc.

To calculate the final amount for the mother of a child with a disability, you need to know the amount of all payments due and add them to the amount calculated using the general formula.

Caring for a disabled child is part of the work experience. That is, if the offspring was disabled for 6 years, and the mother did not work due to caring for him, she only has to work not 15, but only 9 years to obtain the full amount of experience.

Common Questions

Question No. 1 Can a 16-year-old child care for a disabled person of the second group and receive appropriate payments?

Answer: No, this opportunity is available from the age of 18 and continues until the age of 65.

Question No. 2 Is the time spent caring for a disabled child counted as work experience? My mother is a disabled child of the first group, I have been caring for her for more than 35 years, so I cannot officially find a job anywhere. I receive care payments, but I don’t know what to do with my labor pension.

Answer: Of course, you have the right to receive pension points; for the year of care, their amount is 1.8 points in 2021. Points were introduced in 2015, so currently you would already have 7.2 points; it is worth recalling that the minimum number of points in 2021 is 16.2.

Retirement age

At what age does the mother of a disabled child retire? In this case, a reduced age for retirement is provided - this is 50 years. But in order to exercise this right, the mere fact of disability is not enough. 3 more conditions must be met:

insurance experience of at least 15 years (with less experience, a preferential pension for a disabled person is also entitled, but you will not be able to use the early exit option);
raising a child from an early age (if the offspring appeared in the family of guardians when he was already over 8 years old, then the mother will not be able to retire at 50);
timely submission of applications and documents (before turning 50 years old).

You may be interested in articles about pensions for disabled children:

What does the size consist of and what categories can qualify for payments?
Assignment of pensions to disabled people of group 1 from childhood.
How to obtain it and what documents are needed for registration?
What is the size of the pension for group 2 disabled children?
What is the size of the pension for a disabled child of group 3 in Russia and what documents must be provided to receive it?
What could be the indexation of pensions for disabled children?

Retirement of a mother with disabled children

The retirement of a mother with disabled children should be early. There is no need to wait until you reach the required age threshold, but at the age of 50, start collecting papers for such assistance.

At the same time, it is important that the father of the child does not apply for such a benefit, because the privilege applies only to one of the parents.

To retire in this case, you should contact the Pension Fund. It is better to do this 10 days before her fiftieth birthday - the age when a woman can legally count on payments. If the application took place after reaching this age, then the pension is calculated from the moment the documents are submitted.

The package of documents will not surprise you with anything extraordinary:

An application that can be taken at any branch.
Passport and SNILS.
Work book to confirm work experience.
If there was a change of surname, you will need a marriage certificate.
Certificate proving the child's disability.
A certificate from the management company stating how many people live at the address specified in the application.

After submitting the papers, the application is analyzed and an accrual is made. From this moment on, it is considered that the woman has acquired the status of an old-age pensioner. The pension no longer has the right to be canceled if the conditions conducive to this have changed (the child has ceased to be disabled by decision of the medical commission, has died, etc.).

Appointment procedure

The pension is assigned at the Pension Fund branch at the place of registration. The woman herself must initiate the appointment procedure by submitting an appropriate application. You must apply before you become eligible (that is, before you reach age 50).

The application deadline is 10 days from your 50th birthday. Therefore, the procedure should not be postponed. If you delay it, difficulties will arise with registration, and it will be very difficult to receive a preferential pension.

The appointment procedure has several features:

The day the right to a pension is registered is determined by the day the application is submitted. Even if the registration took several days, the main day is considered to be the day when the application was accepted.
The pension is assigned from the month when the application was accepted. The date is not important. If a person visited the Pension Fund on September 30, then pension accruals are calculated from September 1. If it arrived already on October 1, accruals begin on October 1.
To apply for disability benefits for a child, you must have an appropriate certificate of disability. To do this, you need to undergo a medical and social examination, based on the results of which a report will be drawn up. An extract from this act is a certificate of disability.

Step-by-step instructions: how to apply

The registration process consists of 5 main steps:

Collection of documents. It is necessary to select a package of papers for a regular pension (passport, SNILS, income certificate, work book), as well as documents for the child. These include a birth certificate, a certificate of residence of the child with parents and a certificate of disability. A certificate stating that the child lives with his parents can be obtained from local authorities or from the housing office at the place of registration.
Notarization of copies of documents. Ideally, you need to make copies of all collected papers. Notarization is mandatory, because the Pension Fund of Russia most often does not accept uncertified copies.
Applying for a regular retirement pension. Since a preferential disability pension for a child is issued along with a regular pension, you need to submit 2 copies of the application. The application along with the documents is submitted to the Pension Fund office at the place of registration.
Applying for a child's disability pension. It must be submitted to the same Pension Fund employee as the previous application. Forms and samples of both applications are located at the Pension Fund, so there will be no difficulties in filling them out.
Waiting for results. The results of contacting the Pension Fund will be: assignment of pension payments, establishment of their approximate date, establishment of the desired method of receiving payments (bank account or cash).

It is possible to receive your pension by mail. This is appropriate if the deadline is already approaching and the person cannot come to the Pension Fund. But if you can come to the Pension Fund in person, then it’s better to do so.