From January 1, 2021, to receive a pension you must have 9 years of experience

At what age do women retire?

Increasing the temporary period of working capacity before receiving an old-age pension has been discussed in Russian society over the past two decades.
The need for this step was explained by the demographic crisis: an increase in the number of pensioners against the background of a decrease in the number of people of working age. Elena Smirnova

Pension lawyer, ready to answer your questions.

Ask me a question

According to the regulations in force until 2021, the retirement age for Russian women was 55 years.

The catalyst for the adoption of changes was the outbreak in 2015. economic crisis. The state budget deficit required optimization of spending on social needs. At the same time as reducing the cost of pension payments, raising the retirement age made it possible for the state to receive millions of additional workers and increase budget revenues in the form of income taxes and contributions to the Pension Fund.

The new law set the retirement age for women at 60 years old. This is, so to speak, the “standard age”, without taking into account additional factors - large families or northern experience. After a number of adjustments, the pension reform law was approved by the Federation Council in September 2021, and the following month it was signed by the President. This legislative act, named Federal Law No. 350, came into force on January 1, 2019.

Retirement age in 2018

In 2021, the latest news has emerged that the retirement age for men and women will be raised significantly. Of course, the presented solution excited the public and forced many to look at the problems differently. The state is no longer able to pay such huge amounts of money to pensioners, since, by and large, there is not enough of it. The burden on the Pension Fund has also increased significantly. Meeting the needs of socially disadvantaged segments of the population will now be reconsidered. Today everything has already been decided and the authorities’ decision is fully justified.

The new pension reform should significantly increase the amount of funds in the budget. But this will require time, which, as in any situation, is probably not enough. At this stage of the implementation of the social program, it is accepted that the increase in the retirement age for all pensioners will begin in 2021. There are several main aspects that influenced this decision:

• maintaining the professional staff of enterprises represented by specialists of pre-retirement age;
• increasing youth motivation and experience;
• increasing the budgetary funds of the Pension Fund;
• stabilization of many economic processes in the country.

Today, the latest news regarding the retirement age in Russia and the changes that should be expected in 2021 are quite mysterious, since there are no special answers from the state. But it is clear that if they started with officials, then the authorities will definitely reach the common people. Therefore, it is only a matter of time.

How much work experience does a woman need to retire?

With the implementation of the first pension reform in the 1990s, the meaning of work experience for working citizens has changed. If before 1998 its size had a direct impact on the amount of accrued pensions, then after the introduction of personalized accounting, the decisive factor became the amount of pension savings in the employee’s personal account with the Pension Fund. The duration of contributions to the Pension Fund of the Russian Federation is called “insurance period”.

Elena Smirnova

Pension lawyer, ready to answer your questions.

Ask me a question

Before the adoption of Federal Law No. 350, the insurance period for calculating social pensions was 5 years. Women who have reached 55 years of age and have at least 5 years of insurance experience could count on accrual of payments from the Pension Fund.

If the amount of insurance or labor (for persons born before 1966) length of service is less than five years, then a woman upon reaching retirement age could rely solely on the accrual of minimum social benefits for old age.

With the beginning of the next pension reform, a gradual increase in the minimum insurance period began. This process is designed until 2025, and by this time the minimum length of work experience will increase to 15 years. When, upon reaching the age of retirement, the required length of service has not been achieved, the employee has the right to continue working until the missing years are completed.

Attention! In case of insufficient length of service, a woman after 60 years of age will receive exclusively an old-age social pension. Work experience in the northern regions is considered separately - we will analyze it below.

Amount of fixed payment to the insurance pension

As of the end of 2021, the fixed pension payment is equal to 4805.11 rubles, which are accrued every month. This amount can be increased if the pensioner is included in the preferential list - then, depending on the category, the amount of the additional payment will be 6246.64-21622.99 rubles. The table shows the categories of citizens who have the right to a monthly fixed payment:

• Classic crab salad: delicious recipes
• Precursors of labor in first-time mothers
• How to treat a sore throat while breastfeeding: folk remedies and medications

Raising the retirement age

The initial version of the bill, internal number 489161, was prepared by specialists from the Ministry of Economic Development and submitted to the State Duma last summer. After a short discussion, the draft amendments to the pension legislation are adopted by deputies in the first reading, without modifications.

It provided for an increase in the age for receiving a pension by five years for the male part of the working population and by seven years for women. From now on, the retirement age for the weaker half of the population was to be 63 years.

The developers of the bill motivated such a disproportion by the experience of Western countries, where the difference in retirement age between the sexes is not as great as in the Russian Federation. But the disproportionate increase has sparked widespread protests from women, human rights activists and labor relations experts. As a result, the President of the Russian Federation himself was forced to intervene in the situation.

In a televised address in August 2021. Putin called for changing the provisions of the bill towards reducing the retirement age for the female part of the workforce. The President called on deputies and drafters of the law to be more “careful towards Russian women.” As a result, the bill was sent for revision, as a result of which the age for women to receive pension payments was reduced to 60 years.

Retirement table by year

The reform, which was launched in the coming year, is gradual. Accordingly, the time to reach retirement age will be different for women. Let's look at the main factors influencing this.

As can be seen from the table, the time to reach retirement age depends on the time of birth:

1. Born in 1964 go on vacation with a delay of six months: not at 55, but at 55 and a half years.
2. Women whose 55th birthday will be in 2021 will have to postpone their well-deserved rest for a year and a half. They will retire only in the second half of 2021.
3. For persons born in 1966-67. birth, retirement will be delayed another year. They can retire at the ages of 58 and 59 years.
4. Those born in 1968 and later retire in full accordance with Federal Law No. 350 - upon reaching their sixtieth birthday. They will complete the transitional process of increasing the retirement age.

How is the minimum length of service for calculating a pension reflected in the legislation?

Pension provision in the Russian Federation can be divided into two categories:

1. "civil";
2. "military".

The minimum pension and minimum length of service for these categories of pensioners are determined by different regulations and according to different principles.

For those pensioners whose lives were not connected with military service, the rules for calculating pensions are established by Law No. 400-FZ of December 28, 2013 “On Insurance Pensions.” Among other things, this regulatory act also determines what minimum length of service is currently required to receive a pension in Russia, i.e. in 2021

For military pensioners, the main regulatory document is Law 12.02.93 No. 4468-1 “On pension provision...”. What length of service is required for the minimum pension assigned to military personnel is determined by this legislative act. For military personnel, the minimum length of service for retirement is called length of service, but this does not change the essence of the matter.

The definition of retirement conditions in these documents differs significantly. But there is one thing in common. For all pensioners, a necessary condition is the minimum length of service for calculating the minimum pension.

Next, we will consider what minimum length of service Russians need in various situations to receive a minimum pension.

Early retirement for women

Pension legislation provides for a number of situations when a woman has the right to apply for a pension without waiting until she reaches the required age. Today this is possible for two reasons:

1. Status of a mother of many children.
2. Work experience in the conditions of the “far north” and in areas equivalent to such.
3. Service in some units of law enforcement agencies.

The possibility of early registration of pensions for mothers with many children was given for the first time to those adopted in 2021. law on pension reform. This applies to women with more than 3 children. At the same time, the schedule for providing pension payments directly depends on the number of children:

• 3 children - the retirement age is reduced by three years, to 57 years.
• 4 children - for four years, up to 56 years.
• 5 children - for 10 years, up to 50 years.

This preference on the part of the state can be considered as one of the stimulating factors for improving the demographic situation in the country.

Women living and working in the northern regions, as well as in areas equivalent to them, had the right to early retirement earlier. Today, 27 Russian regions belong wholly or partially to such areas. From 2021 women working in these areas have the right to retire at age 50.

Elena Smirnova

Pension lawyer, ready to answer your questions.

Ask me a question

But at the same time, a mandatory condition applies: the presence of a minimum experience of 15 years in the northern regions, and 20 in areas equated to such. If a woman has more than 2 children, then the required length of service is reduced to 12 and 17 years, respectively.

Representatives of the peoples of the Far North have the right to retire even earlier - at 45 years old. But here, too, there is one condition: she must not live in a city or other populated area, but engage in nomadic crafts. That is, this includes the spouses of reindeer herders, hunters, traditional fishermen and whalers.

Women serving in the paramilitary units of the Armed Forces of the Russian Federation, the Ministry of Internal Affairs, the FSB and other law enforcement agencies retire early, in accordance with the provisions of the Labor Code.