Many people, already at a young age, think about how to provide for their old age. The situation in the country is quite difficult, so the state pension may not be enough for a normal standard of living.
You should give preference to a certain pension fund in order to be able to receive additional funds in the future upon reaching retirement age.
Information about the Diamond Autumn Foundation
Diamond Autumn NPF year. The name comes from the main shareholder of the non-state pension fund of the ALROSA enterprise. In 2015, the fund was reorganized into a joint-stock company, and then the organization took part in the system of guaranteeing the rights of insured citizens. The Foundation is engaged in carrying out activities on NGOs and OPS.
The fund's investors include more than 20 enterprises operating in various fields and forms of ownership.
More than 45 thousand employees work under a corporate pension form, among them there are diamond miners, bank employees, scientists, municipal employees, doctors and teachers, and agricultural workers.
Branches
678170, Mirny, Komsomolskaya st., 16, telephone: 8-800-775-57-27, ext. 6204
678144, Lensk, Naberezhnaya st., 97, office 405, phone: 8-800-775-57-27, ext. 1201
678188, Udachny, New Town, 3, apt. 1, phone: 8-800-775-57-27, ext. 1211
678190, Aikhal village, Yubileynaya st., 9-10, telephone: 8-800-775-57-27, ext. 1222
677000, Yakutsk, Lenina Ave., 24, office 2013 phone: 8-800-775-57-27, ext. 1232
109028, Moscow, Podkolokolny lane, 8, building 6, telephone: 8-800-775-57-27, ext. 1115
302005, Orel, ALROSA st., 7, office 304, phone: 8-800-775-57-27, ext. 1241
Procedure for registration and termination of an agreement with the fund
In order to conclude an agreement with the fund, you should go to the NPF Diamond Autumn official website and contact specialists. Citizens can connect to a personal plan and create pension capital in additional accounts. After the agreement is concluded, additional payments to pension accruals begin to be made.
List of documents
In order to register a pension with the fund, citizens will need to collect certain documents. The application is written in free form, but it must include personal information and account details for transfers. List of documents:
- statement;
- application for transfer from the Pension Fund to the Non-State Pension Fund;
- certificate 3-NDFL;
- NPF certificate;
- payment details;
- certificate 2-NDFL;
- copy of TIN;
- copy of the passport;
- certificate of funds transfer;
- pension agreement.
NPF Diamond Autumn
- In case of personal identification, you will need to present your passport;
- citizens who have not reached retirement age must also bring a work book;
- If it is not possible to visit the Fund in person, pensioners must attach a copy of their identity card and a certificate from their place of residence to their application. You need to send documents to the address in Moscow: index 109028 Podkolokolny lane, building 8 st. 6. In the Asian part of the Russian Federation: index 678170 Mirny st. Komsomolskaya 16.
Every entrepreneur can organize in his company the opportunity for employees to apply for corporate pensions. Many residents of our country have appreciated such opportunities.
Payment of fees
There are several different ways to claim contribution deductions. All this depends on the situation of the citizen.
The payment of contributions is directly dependent on the financial capabilities of the citizen who is creating pension savings. A flexible replenishment schedule is very beneficial for customers.
If a citizen is going to terminate the contract with NPF Almaz, then he should write instructions on withdrawing funds from the account. Funds can be transferred to another NPF or capital transferred to a bank account.
The application must indicate information about the NPF or bank details for transferring contributions. You can return the money within three months from the date of application. In this case, the investor will have to suffer losses:
- partial profit from the deposit;
- withholding tax 13 transfer costs are paid by the depositor.
Overview of JSC NPF Almaznaya Osen
Even the administration of the Mirny district opened its own pension program in “Diamond Autumn”: for the first time, municipal employees and budget employees entered the sphere of activity of a non-state fund. And in 2008, the Fund entered the republican level, concluding an agreement with the Ministry of Agriculture of the Republic of Sakha (Yakutia) and taking over the non-state pension provision of reindeer herders and horse breeders. In subsequent years (2009, 2010, 2011), the Ministry of Agriculture of Yakutia held competitions with the involvement of other funds for additional pensions for workers in the agricultural sector. And each time “Diamond Autumn” emerged victorious, thereby confirming that it has no equal on the territory of Yakutia.
The history of NPF “Diamond Autumn” began in 1995. Joint Stock Company, the leader of the Russian diamond mining industry, decided to create its own pension fund for veterans of the diamond industry in Mirny. In addition to ALROSA, the co-founders of the Fund were the interregional trade union Profalmaz and the joint-stock commercial bank Derzhava (Moscow).
Advantages and disadvantages
The strengths of the Diamond Autumn Fund are:
- receipt of a larger amount of money by citizens after investment operations; it is also possible to independently determine the amount of investments and periods;
- the possibility of receiving a pension from the fund;
- insurance against pension reduction;
- preferential tax rate;
- control over funds;
- effective investment;
- transfer of pension savings by inheritance;
- transfer funds to any account.
The fund also has a number of disadvantages:
- problems with the economic situation;
- inability to withdraw funds when starting investment projects;
- savings can only be in one selected currency;
- payment of commission to the fund.
NPF Diamond Autumn
Based on the results of 2014, NPF Almaznaya Osen manages the funded part of the pension of over 41 thousand insured persons, 22 enterprises have invested their funds in it to implement corporate pension schemes - that’s about 50 thousand employees.
NPF "Diamond Autumn" was originally created in 1995 to provide non-state pension support for veterans of the diamond industry. Over the 20 years of operation, the fund has significantly expanded the list of pension insurance programs and is confidently included in the top twenty NPFs in Russia.
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Personal account of NPF Diamond Autumn
In order to get to your personal account, you need to enter the official website of JSC NPF Almaznaya Osen in the search engine. It will help you quickly find information about the status of your accounts.
Personal account features
The personal account is available to participants of the fund’s insurance program, where you can view the availability of funds and their increase, transactions and transfers, and receive news from the Diamond Autumn Non-State Pension Fund.
Registration and login to your personal account
All information for logging into your personal account will be provided by fund employees when completing an agreement and application; you can also register from the official website.
To enter you will need:
- SNILS number;
- phone number.
A message with a one-time code will be sent to the subscriber number to access your personal account.
Diamond Autumn Pension Application Form
The long-term non-state pension program (NSP) for the Company’s employees is formed on the basis of a unified approach, common goals and principles for all areas of the Company’s social policy. The NPO program has been implemented since 1998 and is designed to provide both a decent standard of living for its employees after retirement, and to attract, retain and motivate personnel for long-term and effective work in the Company.
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NPF "Diamond Autumn" has indexed non-state pensions from January 2021. On July 25, according to the order of AK ALROSA (PJSC), the founder and main investor of the fund, the Fund indexed non-state pensions of former ALROSA employees at the level of 6.5%. This means that the pension, taking into account the indexation carried out, will be paid in the second half of 2021
Contact Information
Head office: 678170, Republic of Sakha (Yakutia), Mirny, Komsomolskaya str., 16
Reception: (411-36) 3-27-58
Opening hours: daily, except weekends, from 8.30 to 18.00 (lunch from 12.30 to 14.00)
The last Saturday of the month is working, from 10.00 to 15.00
Official website: https://npfao.ru
Personal account: https://lk.npfao.ru
Hotline number
Official website of NPF "Diamond Autumn"
On the official portal of the organization https://npfao.ru, users can use the pension calculator, the Member's Account, online consultation with NPF employees, a form for signing an agreement, an application and all data on its activities.
Profitability
The organization's return on investment from accumulated contributions is 9.69% for six months. This is higher than inflation for this period (2.3%) and the profitability of the “silent people” (6.42%).
The overall increase in finances was +16%, taking into account contributions from insured citizens and depositors.
Reliability rating
The Expert RA Rating Agency increased the organization's reliability rating to the highest level of AA. The predicted rating is stable. This is proof of the reliability of this NPF.
NPF "Almaznaya Osen" launched a corporate pension program for Severalmaz
Andrey Pismenny , General Director of PJSC Severalmaz: “The issue of introducing a corporate pension program for our employees was raised last year. During its development, we thought through all the nuances that would allow us not only to increase the social protection of the team, but also to become in the future one of the most attractive enterprises on the labor market in our area of activity. “Great gratitude to the management of ALROSA, which supported this idea.”
The corporate pension program of PJSC Severalmaz will allow employees to form an additional pension, in addition to the state pension, and provide themselves with a higher income in old age. A special feature of the program is its parity principle - employees make contributions towards their future corporate pension together with the enterprise in equal shares. The amount of these contributions is invested in the Non-State Pension Fund “Diamond Autumn” and further grows due to annual income.
10 Jun 2021 lawurist7 604
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Authorization in your personal account
To authorize, the user must indicate SNILS, after which a password field will open. The password will be sent to the phone number specified in the agreement. One-time passwords to ensure reliable protection of user data.
When logging in for the first time, clients may have problems with authorization. In most cases, this is due to the slow creation of a Diamond Autumn NPF account. Each agreement is signed in paper copy, after which employees are required to create an electronic copy of the data. Sometimes this takes up to several days. Users who have changed their phone number face similar problems, since changes are not entered into the system instantly.