We talk about key changes in pension legislation
The final decision of the State Duma of the Russian Federation on raising the retirement age in Russia was supposed to dot the i's in the confusion that was provoked by hundreds of amendments to the bill.
But it didn’t arrange it. At least, the residents of the Far North are completely confused, especially since some media reports on the topic turned out to be, to put it mildly, not entirely true. For Karelia, pension transformations were also especially important: in the region there are both regions of the Far North (KS) and areas equated to them (MKS). Following the second reading of the bill in the State Duma, the OPFR for Karelia even issued brief explanations. But the department still receives up to ten requests a day, and requests for small educational programs regularly come to our editorial office. Therefore, we will once again allow ourselves to go over the key points of the reform.
Is early retirement still available for residents of Karelia? Did the changes affect the insurance period? Who is left (if left) with the existing threshold for entering a well-deserved retirement at 50 and 55 years old? We talked about the main innovations in legislation with Yulia Ermakova, Deputy Manager of the OPFR for the Republic of Kazakhstan.
First and most importantly: after the first reading, taking into account the presidential amendments, the all-Russian retirement age increased by five years - to 60 years for women and 65 years for men. For northerners, the benefit remains the same, that is, residents of Karelia have the right to early exit 5 years earlier than the national average - women at 55 years old, men at 60 years old.
“Reducing the retirement age by 5 years is already provided for by current legislation,” explains the manager. — This is a benefit that is given to residents living and, most importantly, working in special territorial conditions.
Second. In the “age” sense, there is no difference between the Far North and areas equated to it. The relevant provisions of the law do not distinguish between these territories.
Third. The required insurance period for northerners also remains the same.
“Nowhere was it said that any changes were being made regarding the required work experience in the Far North,” says Ermakova. – In the current law No. 400-FZ “On Insurance Pensions” there is a specific article 32, which regulates that women retire early if they have 20 years of insurance experience, men - 25 years.
It is important to remember that the so-called “northern” experience should be either 15 years (KS) or 20 years (ISS). This figure is the same for men and women. Another important requirement is the presence of a minimum individual pension coefficient (this year 13.8 points).
Let's sum up the intermediate results. Residents of Karelia retain the right to early retirement if the above requirements are met. In the coming years, the threshold will still increase by 5 years (taking into account the transition period), but will still lag behind the all-Russian one by the same amount.
Let us take a separate look at the current age limit in the region of 50 years (women) and 55 years (men). As Yulia Ermakova clarifies, this level will also remain, but not for everyone. Specific categories are spelled out in one of the articles of the main “pension” law of the country.
“The preservation of the retirement age for certain categories of citizens was proposed in the original project,” recalls the deputy manager. – These are the so-called “socially significant categories”.
Let’s arm ourselves with the text of the law and list the categories of beneficiaries in Karelia (as well as throughout Russia):
— Women who have given birth to 5 or more children and raised them until they reach the age of 8 years. The required insurance experience is at least 15 years;
- Women who have given birth to two or more children. They must have the required insurance experience of 20 years, of which either 12 years in the CS areas, or 17 years in the ISS. At the same time, the “northern” experience cannot be mixed (i.e. summed up);
— One of the parents (guardians) of disabled people since childhood, who raised them until they reached the age of 8 years. The required insurance experience is 20 and 15 years for men and women, respectively;
— Disabled people due to military trauma and visually impaired people of group I. Disabled people due to military trauma have the right to retire at 50 years (women) and 55 years (men) with 20 and 25 years of service, respectively. Visually disabled people of group 1 receive the right to retire at the age of 40 for women and at 50 for men. The required insurance period is 15 and 10 years for men and women, respectively;
— Citizens suffering from pituitary dwarfism (Lilliputians), disproportionate dwarfs. They have a lower retirement threshold - 40 years for women and 45 years for men. The required insurance experience is 15 and 20 years, respectively;
— Reindeer herders, fishermen and commercial hunters who permanently live and work in the areas of the KS and ISS. The retirement age is 45 years (women) and 50 years (men). The required insurance experience is 20 and 25 years, respectively.
In addition, the changes did not affect the so-called “harmfulness pensions”, i.e. for citizens working in dangerous and harmful working conditions. The new law does not provide for adjustments to any provisions, including lists of preferential professions.
Benefits for pensioners in Karelia
Social support measures provided by the Pension Fund of the Russian Federation cover categories of citizens belonging to “federal” beneficiaries, to whom the Pension Fund assigns and pays monthly cash payments (MCP). For certain categories of citizens, the Pension Fund of the Russian Federation establishes additional monthly financial support for pensions assigned in accordance with Russian legislation.
For residents who settled in Karelia before 1992 and were duly recognized as needing housing, it is possible to receive a subsidy from the state for the purchase of residential real estate in other regions of the country with a more favorable climate.
For northerners, it is also possible to have a so-called double reduction in the retirement age the person worked in a hazardous industry during the established . In this case, the requirements for length of service must be met for three indicators at once: insurance, northern and by type of work.
It is worth noting that the pension reform will not affect mothers with two children who have the required northern experience; reindeer herders, fishermen, commercial hunters living in the areas of the KS or ISS; northerners who work in hazardous or heavy production. For them, all stipulated standards and conditions remain the same .
Everyone knows that the “Karelian” vacation is 44 calendar days, which are made up of the 28 days allotted to all Russians and an additional 16. Residents of the Far North are entitled to even more additional days - 24, and thus the duration of the vacation reaches 52 days.
- salary from the moment the person takes office;
- a set of additional payments to wages, including amounts due for continuous work (the so-called length of service);
- bonuses established by the current regulations on tariff rates (grades), as well as for academic degrees, high skill and class of the profession;
- compensation designed to compensate the employee for harmful and dangerous working conditions. Night conditions are also added to this category;
- annual remuneration paid based on performance results (“thirteenth salary”);
- payments for seasonal work, as well as temporary employment relationships;
- payments for temporary disability (“sick leave”);
- payments to persons working part-time on a part-time basis.
How can residents of Karelia retire two years early?
The pension reform, which seriously delayed the prospect of a state-guaranteed pension, came as a shock to many citizens. Previously, it was not easy for those who crossed the 40-year mark to get a new job. It is no secret that now many employers look with even greater distrust at personnel “with experience”. Especially if they have entered the period designated in the legislation as “pre-retirement people”. After all, it has become much more difficult to get rid of a representative of the new “community” if he suddenly stops demonstrating zeal at his workplace.
There was previously a provision in the law that allowed a citizen to retire two years earlier. It is provided for in Federal Law No. 1032-1 “On Employment in the Russian Federation” of April 19, 1991. Since then, the legislation has undergone major changes. But unemployed Russians retained the right to early retirement.
What requirements must be met in order to receive a pension without waiting until retirement age? Deputy Head of the Pension Assignment Department of the Public Pension Fund for the Republic of Kazakhstan Galina Skachkova told who and when can take advantage of the right to early retirement.
The possibility of early assignment of a pension occurs no earlier than two years before the right to receive an old-age insurance pension arises.
Please note that early retirement is not an old-age insurance pension. It is assigned to an unemployed citizen. This is a prerequisite
The initial decision on whether a citizen has the right to early retirement is made by the employment service. A citizen comes to the pension fund with a referral from the employment service. Retirement two years earlier than the legal age is provided for citizens who cannot find a job.
But this is not the only condition. A person must leave his previous job either due to liquidation or reorganization, or due to the termination of activities by an individual entrepreneur, or due to staff reduction. In general, the reason for dismissal must be objective. If a person quits of his own free will, then he loses the right to early retirement as an unemployed person.
To retire earlier, an unemployed citizen must have a certain insurance period.
For most Russians, this is 25 years for men and 20 years for women. For residents of Karelia, northern experience is also required: for regions of the far north, the required experience is 15 years, for areas equivalent to them - 20 years.
In this case, the law does not provide for gender differences.
Women who have lost their jobs and have two or more children are included in a separate category. For them, the mandatory work experience that allows early retirement is 12 years in the regions of the far north or 17 years in equivalent areas (if they have 20 years of insurance experience). In addition, there is a list of professions with special working conditions, which have their own requirements for preferential length of service.
A specific example: a man was born in July 1964. According to existing legislation, he will receive an old-age pension in January 2021. According to the employment service, the citizen applied to the pension fund in July 2021 and was granted an early pension. Galina Skachkova drew attention to the fact that this early pension is established only until the moment when a citizen has the right to receive an old-age insurance pension.
Even if a citizen receives an early pension, he is still obliged to apply to the pension fund to establish an old-age insurance pension. There is no automatic transfer to an old age insurance pension. If a person does not apply on time, he may lose money,
In 2021, 33 unemployed pre-retirees in Karelia were granted early pensions. In total, according to the PFR branch in the Republic of Kazakhstan, 74 people in the republic receive such a pension.
If the average pension in Karelia is 17,445 rubles, then the average early pension is 15,357 rubles.
Funds for early retirement are reimbursed from the federal budget. For 2021, 15.8 million rubles are allocated for Karelia for these purposes.
Across Russia, 23.4 thousand unemployed people took advantage of the right to early retirement. For 2021, it is planned to allocate about 4.4 billion rubles from the federal budget for these purposes. According to the Russian Ministry of Labor, the number of pre-retirees who want to take advantage of the right to early retirement will only increase. In 2021, it is predicted that the army of unemployed people of pre-retirement age will increase by 1.6 times - up to 150.2 thousand people.
The Karelian Department of Labor and Employment reported that since the beginning of 2019, more than 2.1 thousand citizens of pre-retirement age have contacted the employment service, of which 1,900 people received official unemployed status. The Department of Labor and Employment of the Republic of Kazakhstan clarified that for the purpose of granting an early pension, it does not matter how long a person has been unemployed. The main thing is that the citizen has the necessary work experience and the reasons for his dismissal from his previous place of work meet the requirements of the law. Unlike the Russian Ministry of Labor, the Karelian department does not expect an increase in the influx of unemployed citizens of pre-retirement age.
Benefits for pensioners in Karelia
Additional documents are provided upon request by a specialist from a government agency. Types of benefits In 2004, a regional law was adopted describing measures to protect citizens of the Republic who have distinguished themselves in their work. According to this document, they are entitled to the following preferences:
- Until 2002, 1 unit of “northern” experience was equivalent to 1.5 years of standard experience. Today, such a scheme is used to calculate length of service until a specified date, only at the request of the applicant.
- “Northern” experience is combined with benefits associated with difficult working conditions.
- Military northerners are entitled to both insurance and military pension payments.
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The idea of assigning an additional payment to veterans in honor of the 75th anniversary of the victory in the Great Patriotic War deserves support. This opinion was expressed by Vladimir Gutenev, Deputy Chairman of the State Duma Committee on Economic Policy, Industry, Innovative Development and Entrepreneurship.
For residents who settled in Karelia before 1992 and were duly recognized as needing housing, it is possible to receive a subsidy from the state for the purchase of residential real estate in other regions of the country with a more favorable climate.
The amount of payments is calculated individually. It depends on the average salary in the Russian Federation, the average salary of a specialist, and length of service. Last year, the average bonus was 7,470 rubles for pilots and 3,845 rubles for miners. The amount of payments is adjusted every three months.
If you are just planning a vacation, you can get free tickets. To do this, also contact the Pension Fund or MFC. Fill out an application for tickets and attach documents about your upcoming vacation, for example, a hotel reservation or a voucher to a sanatorium.
Who in Karelia has the right to retire early?
Starting in 2021, a gradual increase in the retirement age began in Russia. As a result, from 2028 onwards, women will retire at 60 years old, men at 65 years old. For northerners, as before, early (5 years earlier than the national age) retirement is provided: 55 years for women and 60 years for men.
Minimum pension and benefits for pensioners in Karelia
- Men. Their age must be 55 years and their total experience is 25 years. In this case, 15 years of experience in a CS or 20 years of work in equivalent regions is also sufficient.
- Women. The age of applicants should not be less than 50, and the total experience and years of work in conditions equivalent to the northern regions should not be less than 20 years. 15 years of work in the Far North is also sufficient.
- Mothers of two or more children. These women can apply for a pension at 50 years old. This is provided that they have 20 years of total work experience, 15 years of work at a compressor station (20 years in regions equivalent to a compressor station).
- Reaching a certain age: 65 years for men, 60 years for women.
- Russian citizenship. Support is guaranteed only to persons who permanently reside in Russia.
- Lack of work upon reaching the specified age threshold.
The pension fund explained who will retire in Karelia in 2021
According to the old law, northerners had the right to apply for an old-age pension 5 years earlier than the generally established age - women upon reaching 50 years of age and men at the age of 55 years.
In the new law, this difference will be preserved, but in the same way as for other Russians, with a gradual increase in the retirement age until reaching 55 and 60 years (for women and men, respectively). Thus, in the first half of 2021, women born in the second half of 1969 and men aged 55 years 6 months born in 1964 (second half of the year) will be able to apply for an old-age insurance pension at 50 years and 6 months.
Northern women who will turn 50 in 2021 and northern men who will turn 55 in 2021 will have the right to receive an old-age insurance pension in one and a half years, i.e. in the second half of 2021 and the first half of 2022, respectively.
For teachers, medical and creative workers who have the right to early assignment of an old-age insurance pension when developing the required professional experience, there is also a “transition period”. Thus, in accordance with the transition period in 2020, teachers and health workers who completed special experience in the second half of 2021 will be able to retire. They will be able to apply for a pension in the first half of 2021 - six months after completing their special service. According to the new law, after the end of the “transition period”, these categories of workers will be able to obtain the right to receive an early pension only 5 years after acquiring the required length of service.
In addition, citizens whose retirement age has remained unchanged will be able to retire in 2021, including northern women who have completed the required length of service and have two children. They retire at age 50 as before.
Those citizens who were unable to acquire the required number of pension coefficients or length of service to obtain an insurance pension can apply for a social pension. The social pension is issued 5 years later than the generally established retirement age for the assignment of an insurance pension. The new law also provides for transitional provisions, so the retirement age will increase gradually, and in 2021 those who turned 60/65 years old in the second half of 2021 will be able to apply for a social old-age pension. The date of registration of pensions is postponed for them by six months relative to the old conditions. Those citizens who will turn 60/65 years old in 2020 will become eligible for a social pension in a year and a half. At the end of the transition period, the age for assigning a social pension will be set at 65 years for women and 70 years for men.
Benefits for pensioners in Karelia
As a general rule, most pre-retirement benefits will accrue 5 years before the new retirement age, taking into account the transition period. For example , in 2021, when the retirement age is raised by three years, women who have reached 53 years of age and men who have reached 58 years of age will be able to benefit from the right to medical examination benefits or increased unemployment benefits.
Everyone knows that the “Karelian” vacation is 44 calendar days, which are made up of the 28 days allotted to all Russians and an additional 16. Residents of the Far North are entitled to even more additional days - 24, and thus the duration of the vacation reaches 52 days. Citizens who work according to a standard schedule, on a rotational basis and part-time have the right to a long vacation. Additional leave is provided to northerners after six months of work.
As is clear from the message on the website of the union of trade unions, it is proposed to replace the 50 percent discount on housing costs for veterans and other categories with a fixed amount of compensation - 840 rubles. Also, the amendments plan to replace the complete exemption from utility bills for rural doctors, social workers and teachers with the same fixed compensation of 1,100 rubles.
Citizens pay transport tax on the basis of a tax notice sent by the tax authority. The amount of tax on a car is determined by the tax authorities on the basis of information submitted to the tax authorities by the authorities carrying out state registration of vehicles on the territory of the Russian Federation. Individuals must pay transport tax in the general manner no later than December 1 of the year following the expired tax period.
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For the category of citizens with preferential status “Veteran of Labor of the Republic of Karelia” and “Veteran of Labor of the Russian Federation”, “participants of the Second World War”, “home front workers”, “Disabled (1,2,3 groups)”, “Resident of besieged Leningrad”, “Liquidators” Chernobyl Nuclear Power Plant" the size of the EDC is calculated at 50% within the consumption standard for residential premises. The standard for residential premises is determined in accordance with the appendix to order No. 41 dated August 28, 2012.
As part of providing certain categories of citizens with social support measures for paying for energy supply services, in accordance with the provisions of Decrees of the Government of Karelia dated January 17, 2015 No. 1-P, dated December 31, 2009 No. 323-P and 04/09/2010 No. 73-P TNS Energy Karelia provides information on the amount of Monthly Cash Compensation (MCC) to social protection centers.
Which of the “northern” benefits and payments are due to residents of Karelia
- salary from the moment the person takes office;
- a set of additional payments to wages, including amounts due for continuous work (the so-called length of service);
- bonuses established by the current regulations on tariff rates (grades), as well as for academic degrees, high skill and class of the profession;
- compensation designed to compensate the employee for harmful and dangerous working conditions. Night conditions are also added to this category;
- annual remuneration paid based on performance results (“thirteenth salary”);
- payments for seasonal work, as well as temporary employment relationships;
- payments for temporary disability (“sick leave”);
- payments to persons working part-time on a part-time basis.
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