Renaissance Life - login to your personal account

Renaissance Life is a popular company that provides life insurance to clients. The company has a large client base. To make it convenient for people to monitor premiums and pay for insurance, a personal account was created with an account for each user.

Your personal account is a convenient system thanks to which you can monitor all operations. However, first you need to register so that you can easily carry out the actions necessary for the client.

"Renaissance. Life" – login to your personal account

Authorization or entry into your Renaissance personal account takes place on the company’s official website. If the user decides to visit the site for the first time after insurance and conclusion of the contract, then the login will be carried out in the following order:

First, you need to open the company’s official website – https://www.renlife.ru/, and also find the section with your account. You can log in either through a mobile device or through a computer or laptop;
After this, the person needs to tap on the entry point for the first time;
The site will require the client to provide the number and series of the passport, as well as the date of issue. You need to indicate exact numbers, because the resource will then push the data through it;
After filling in the data, click “Login”.

Thus, the client was authorized, and the login was made with temporary data. Afterwards, the user will be asked to enter a username and password on the site, with which they can log in on an ongoing basis. The first login is carried out using a passport, since the database already contains the data necessary for the system, according to which the contract would be drawn up. This is how the system identifies the client.

If the user wants to assign a login and password for his personal account, then he needs to log in to the site using the steps described above. Next, you should click on the item with personal data, and then in the table with your mobile phone and password, click on the item with entering information. Enter your username and password with which you would like to log in constantly.

Advice! Use a strong password that contains not only numbers, but also letters. It is also worth using different Roman notations.

NPF Renaissance life and pensions official website personal account

In the personal account, the client has access to information about the amount of the premium, according to the terms of the insurance agreement. Inside the personal account, the user can pay the fee independently using a simple algorithm:

Click on the contract number for which payment must be made.
In the payment section, click on the active link “Premium”.
Click on the “Pay” button.
Fill in the data in the form that appears.
Click on the “Confirm” button to confirm the payment.

Before carrying out the payment procedure, you should make sure that the specified email address is correct. The system will automatically send a receipt to this address.

When filling out the form with personal data, you must take into account that the fields with the client’s full name and contract number are filled in automatically by the system. The client can edit the amount of the insurance premium independently if the calculated amount does not suit him.

You can make a payment for a larger or smaller amount. If the terms of the contract stipulate the collection of costs, the field is also filled in automatically.

You cannot select another currency when paying, as it is set automatically and corresponds to the currency specified in the agreement.

The fund offered many bonuses and was popular among Russians. Subsequently, a reorganization took place in this structure. As a result, the name changed to “Sun. Life. Pensions." This measure was taken to improve positions in the ranking.

The goal was to become one of the top five such organizations in Russia. To achieve this, certain changes were made to the strategy; it was planned to implement a number of innovative solutions that would attract the maximum number of customers.

However, in August 2015, the license of this NPF was revoked by the Central Bank. The reason for this situation was the organization’s failure to fulfill its obligations. According to the regulator, clients were denied the transfer of funds to other structures of this kind at their request.

Important! Every Russian has the right to independently decide where to place the funded part of their pension. If for some reason you are not satisfied with the chosen NPF, a person can always terminate the agreement and transfer the money to another structure.

NPF Renaissance was also caught refusing payments. According to the Central Bank of the Russian Federation, the fund refused to issue about 3.4 billion rubles to clients.

It should be noted that before the problems with the license, the fund was doing very well. The national rating agency did not evaluate it, but the ratings from RA Expert were high. The last time the reliability level of a non-state pension fund was rated as “A+” with a positive outlook was in 2013.

During its activity, the fund has achieved high indicators:

Accumulated funds in the amount of 34 billion rubles;
The total amount of funds from the founders amounted to 433.8 million rubles;
Right before the license was revoked, he received two prestigious financial awards at once;
Own property amounted to 28 billion rubles;
The yield was 7.68%;
The accumulated return by 2013 is 37.34%, the average for the year is 8.25%;
The fund took 15th place in the consolidated rating of all Russian structures of this kind, which also indicates successful work;
Official website of NPF “Renaissance. Life and Pensions” was quite functional.

The fund invested in bank deposits, corporate and government bonds, and shares of leading companies operating in various fields.

Investments involved different degrees of risk, which indicates the implementation of a conservative investment policy.

At one time, reviews of the work of the NPF “Renaissance. Life and Pensions” were quite positive. Many clients noted the good service and convenience of their personal account. The level of NGOs that generated high income also played an important role.

People were also attracted by the simple procedure for signing a contract. To enter into an agreement for service in the fund, a passport and a pension certificate were enough. In addition, the NPF has organized an extensive branch network throughout the country. Residents of any region could personally contact specialists in the nearest city.

But there were also negative reviews. They concerned, for example, the execution of contracts without people’s knowledge, as well as discrepancies between information on the website and actual indicators. First of all, this related to profitability.

21.06.2019

JSC NPF "Renaissance Pensions" develops cooperation with VTB

VTB Bank has become the main settlement bank for the Joint Stock Company non-state pension fund "Renaissance Pensions". All payments, primarily pension payments, will go through VTB.

Strategy for a pensioner

Comment by the General Director of JSC NPF "Renaissance Pensions" Gorshkova E.V. Banki.ru

NPF Renaissance was also caught refusing payments. According to the Central Bank of the Russian Federation, the fund refused to issue about 3.4 billion rubles to clients.

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If difficult situations arise with registering a personal account for Renaissance insurance, you must contact the insurance company branches in St. Petersburg or any other city in the country. This can also be done using telephone hotlines. In addition to concluding contracts, here you can change your name and passwords online, add new drivers, view information about insurance cases of interest (data for the last three years), as well as policies, and book a date for visiting the insurance company office.

Registration of a personal account

Renaissance Life provides a personal account only to those clients who have purchased insurance in advance. This system differs from others, since many users are accustomed to creating their own account, and only then understanding the intricacies of the contract. This will not work with a site and company like this.

A person needs to become a client of the NPF Renaissance Life and Pensions. On the official website, a person can familiarize himself with all the services provided by the company. If he liked this or that service, then he can enter into an agreement.

To subsequently gain access to the personal account, you need an agreement. It is issued in one of the official offices of the company. Further, after concluding the agreement, the user will become a member of the client base and will have the right to create his own account.

If a person finds it difficult to find the nearest offices for concluding an agreement, then he can use the map, which is located on their official website. All nearby customer service centers will be marked on the map.

Registration in your personal account

The first account activation is carried out by filling out a special form. To go to the desired page, you need to open the official website of the company www.renlife.ru, select the “Personal Account” section (upper right corner of the working screen), and then click on “Activate your account”. The company's client must enter the following data in the appropriate fields:

passport series and number;
date of issue.

After clicking on the “Next” button, just follow the detailed instructions of the system. In the process of registering a personal account, the client will have to not only enter the required information, but also confirm it - attach scanned copies of documents, have access to a mobile phone, email.

Important! The organization provides remote services only to those clients who have already concluded a life insurance contract. The information sections on the official website of the NPF Renaissance Life and Pension contain detailed information about the procedure, principles, and details of service. If any offer has aroused particular interest, the user can freely contact the manager and sign the relevant documents. The contract is drawn up in one of the company’s offices. When searching for information about the location and opening hours of branches, you can use the map.

Recovering your personal account password

A person can recover their password and access to their personal account even without contacting the official center or support service. The site has special features that allow you to restore access in a few clicks:

You need to go to the official point and in the login column click on the “Recover password” item;
After
It is worthwhile to indicate the mobile phone number that is indicated in the contract, as well as from which you have access;
An SMS with a code will be sent to your phone. The code must be entered into the line shown on the screen;
The system will prompt you to create a new password.

Advice! If filling out the password for your personal account is difficult, you can write it down on a piece of paper.

Fund performance before liquidation

During its activity, the fund has achieved high indicators:

Accumulated funds in the amount of 34 billion rubles;
The total amount of funds from the founders amounted to 433.8 million rubles;
Right before the license was revoked, he received two prestigious financial awards at once;
Own property amounted to 28 billion rubles;
The yield was 7.68%;
The accumulated return by 2013 is 37.34%, the average for the year is 8.25%;
The fund took 15th place in the consolidated rating of all Russian structures of this kind, which also indicates successful work;
Official website of NPF “Renaissance. Life and Pensions” was quite functional.

The fund invested in bank deposits, corporate and government bonds, and shares of leading companies operating in various fields.

Investments involved different degrees of risk, which indicates the implementation of a conservative investment policy.

The website featured a personal account that any client of the fund could use. Now this service is no longer available, but users who have a username and password can try to log in to it on the page https://lifecabinet.renlife.com/user/login.

Here, everyone could use a calculator to calculate the pension in this NPF and compare it with the indicators of other funds, including the Pension Fund.

In this article we will study NPF sun life pension. We will look at the reviews about NPF Sun Life Pension and take a look at their official website. We will also announce the latest news about NPF sun life pension and much more. In general, we will try to give you the most comprehensive information about this non-state pension fund of the Russian Federation, so that you can make a choice whether you should trust this organization with your pension savings. Let us begin, perhaps, with some historical information, in which we will trace the formation and development of NPF Sun Life Pension in Russia.

Personal account functionality

As soon as the user has logged into his personal account, he is provided with unique opportunities that he can implement even without going to the customer service center:

Payment of insurance premiums;
Search for up-to-date information on contracts;
Payment status tracking;
Changing account data;
Finding answers to pressing questions;
View residual interest, pension.

Convenient implementation of a personal account helps the user to easily manage the assets available to him. This does not even require additional help, an investor or other people.

Profitability

But what else is important to customers? For example, profitability. After all, pension funds promise not only to preserve, but also to somewhat increase your contributions. This is precisely what many organizations often lure new investors to.

NPF "Renaissance Life and Pensions" is not the most profitable option. However, the terms it offers may seem better than some of its competitors. According to the official website, the return per year is 7.68%. If you think about it, this is a very good indicator.

Only in practice the situation turns out to be somewhat different. In fact, taking into account inflation and other features of the Russian economy, the profitability of the organization is about 4-4.2%. Yes, the difference is huge. And therefore, many clients remain outraged: they promise one thing, but in reality they provide something completely different. Nevertheless, even Renaissance’s income, reduced by 2 times, slightly exceeds the return offered by its competitors.

Contact information

The company's client can find all current contact information at the end of the personal account page. The website also has an official “Contacts” section. In this section you can find a map with offices, as well as current numbers you can call. There is a hotline number that is available 24 hours a day.

Personal account from Renaissance Life is a convenient tool through which you can keep track of current offers, the status of contributions and much more. A person who has successfully registered can manage their payments without having to contact the customer service center. Everything is at hand in your own account.

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about the author
The last notes

Nikita Averin

In 2021 he graduated from the Federal State Budgetary Educational Institution of Higher Education “Saratov State Technical University named after. Gagarina Yu.A.", Saratov, in the field of preparation "Informatics and Computer Science". Currently I am the administrator of the site kabinet-lichnyj.ru. (Author's page)

NPF Sun Life and Pensions official website

So, let's take a look at the NPF Sun Life Pension website - www.npfsun.ru and try to find out some interesting facts about this organization.

It is immediately noticeable that this is one of the most respectable and sought-after non-state pension funds in Russia. Moreover, it is perhaps the oldest - it was created back in the “dashing 90s”. Previously, by the way, NPF Sun Life Pension was called more intricately - Renaissance Life and Pensions. You have probably heard more about this non-state pension fund than about NPF Sun Life Pension.

According to the website of NPF Sun Life Pension, the number of its clients has just exceeded a million people, which indicates, in principle, the popularity of this company among future retirees.

By the way, if you have any specific questions, you can freely and free call the NPF Sun Life Pension hotline - 8-800-100-33-54. Specialists will contact you and answer all your questions and suggestions.

Now let’s look at the point of our research, which is called “NPF sun life pension reviews.” It’s understandable why, because people’s reviews are more reliable than any of the most truthful information that, say, is posted on the website of NPF Sun Life Pension. And what do we have in the end? Reviews about NPF Sun Life Pension are extremely contradictory. Some say that this pension fund is perhaps the most modern and advanced, with professional and polite staff. Others say that the intrusiveness of sales managers of NPF Sun Life Pension goes beyond all limits, because it is impossible to escape from their calls even at work.

But that’s not the point—how many people, so many opinions. Another interesting thing: we tried to go to the website of the NPF Sun Life Pension and, instead of the usual interface of this company, we saw a text message that carried bad news for clients of this non-state fund of the Russian Federation. The text stated that the license to provide services in this area of activity was taken away from NPF Sun Life Pension by the Central Bank of the Russian Federation on August 3, 2015. Thus, all client funds are returned to the pension fund of the Russian Federation.

Therefore, with NPF sun life pension, I think the story has ended, because it is impossible to interpret this message differently.

After all, the population needs to store their pension somewhere. Or rather, its accumulative part. What can you say about NPF “Renaissance Life and Pensions”? Can you really trust him? Or is it better not to contact this organization?

Management of the Sun Fund. Life. Pension" and its assets

As of May 2015, 75% of the fund’s shares belonged to the Moscow organization Life and Pensions LLC. The rest will be distributed after the corporatization process is fully completed.

Pension assets are managed by management companies with a high level of reliability, confirmed by leading rating agencies:

Interfin CAPITAL (CJSC);
Libra Capital (CJSC);
Management Company Kapital (LLC);
"SOLID Management" (CJSC),
COMPANY; Alfa Capital Management Company (LLC).

NPF "Renaissance Life and Pensions" lost its license: what next

NPF “Renaissance Life and Pensions” is a non-state pension fund, which since February 2015 has received the name “Sun. Life. Pension". He was quite popular among the population of the Russian Federation, who, not trusting the state, entrusted their savings to this organization. However, unfortunately, the clients of this organization had to face a serious problem: the NPF “Renaissance Life and Pensions” had its license revoked and the institution was transferred under external management. Today we’ll talk about what this Pension Fund was, and what should investors who have entrusted their savings to this structure do now?

What is NPF "Renaissance Life and Pensions"

Non-state pension fund "Sun. Life. Pension" was reorganized with this name in February 2015. Before that, it was called “Renaissance Life and Pensions,” which was established on April 7, 1994. Recently it has gained particular popularity due to the increasing popularity and legislative support of organizations of this kind. The NPF rating in terms of property volume included the organization in the top 20 non-state pension funds. Thus, as of the end of 2014, Renaissance “Life and Pensions” could boast of the following indicators:

more than 800,000 clients;
over 34 billion pension savings;
yield about 7.68%;
15th place in the NPF ranking.

NPF “Renaissance Life and Pensions” was also distinguished by its convenience. Thus, every pensioner could go to the company’s official website and, through his personal account, track the increase in his own savings, control their profitability, and ask any question. If a pensioner did not have the opportunity to use the Internet, there was a hotline at his service, which he could call and clarify any point he did not understand. A number of different bonuses made the NPF “Renaissance Life and Pensions” quite popular among residents of our country.